Future Generali General Insurance company » Fincover®
Future Generali is a joint venture between Future Group and Generali Group, the mavericks in the retail and Insurance industry respectively.
Incorporated in the year 2007, the company provides general insurance policies for retail, individual, and commercial customers. They have used their expertise in their retail and insurance sector to deliver excellent insurance solutions to Indian customers.
With 121 branches all over the country and having more than 5300 crores worth of Assets under management, Future Generali has earned the trust of Indian customers for well over a decade.
Vision
They aspire to be the number one choice for all insurance related requirements for Indian customers. Future Generali is focussed on creating a value while protecting or mitigating loss to the customers.
Mission
Aimed at simplifying the insurance solutions delivering them at a competitive price. Constantly striving towards better performance with the aim of becoming a lifetime insurance partner for their customers.
Awards and Achievements
- Won the Gold Award for ‘Innovation in Surpassing Customer’s Expectations’ in the health insurance sector
- Recognized as ‘The Economic Times Best Brand 2020
- Won the Golden Star Award for Best Insurance Brand for Health Insurance
- Guinness record in Feb 2011 for the longest balloon chain during Insurance week
- Won The Great Indian Workplace Award (GIWA) 2017 at the Workplace Summit Culture
- Won the Best Product Launch PR Campaign of the Year award at the Kamikaze Corporate Communication & PR Leadership Summit 2019
Why Buy at Future Generali Insurance?
7500+ Network Hospitals
4000+ Cashless Garages
20000+ Insurance agents available anytime
Impressive 2.6 Lakh + Claims settled every year
121 Branches all over the country
3000+ Corporate Clients
Future Generali Health Insurance
Healthy Emergencies come unannounced. Even if you are hail and healthy at the moment, nobody knows what is in store for the future. So, it is imperative that everyone must have proper health insurance. Understanding the importance of Health Insurance, Future Generali has an impressive array of health plans for all kinds of customers.
Health Insurance Plans available at Future Generali
- FG Health Absolute
- FG Health Elite
- Health Total
- Future Hospicash
- Future Health Suraksha
Why Buy Health Insurance at Future Generali?
- An extensive network hospital count of 6300+
- Tax Benefits under 80D
- 10% discount if two or more persons are covered in the same policy
- Super Fast Claim Settlement
- Premium discounts for policy payments for more than one year
Features of Future Generali Health Insurance
- Wellness benefits like a free health checkup, mental health guidance, fitness tracker, discounts on health brands
- Enhanced maternity benefits
- Provision for home health care, 20% of the sum insured
- Vaccination expenses for newborns
- Restoration benefit for the same illness
- Outpatient expenses for mental health
- Daycare treatment for hospitalization less than 24 hours
- Organ Donor expenses
- Infertility expenses
- Restoration of the sum assured
Inclusions of Future Generali health Insurance policies
- Medical expenses due to hospitalization
- Ambulance Charges
- Alternative Treatment
- Overseas Medical expenses
- Online consultation expenses for illness or injury
- Hospitalization due to an accident
- Pre and Post hospitalization expenses
Exclusions of Future Generali Health Insurance
- Injuries incurred due to war
- Sexually Transmitted teases
- Intentional Self-harm
- Alcohol or drug abuse
- Dental Treatment not requiring hospitalization
- Hormone Replacement or Sex-change therapy
How to Purchase Health Insurance at Future Generali?
- Get a Quick Quote
- Fill out the form, answer a few questions about your health
- Pay the premium and get the policy
Cashless
- Display your health card at the time of admission
- Hospital will verify your details and duly submit the pre-authorization form with Future Generali
- Get admitted and avail cashless treatment
- Future Generali will settle the medical expense directly with the hospital
Reimbursement
- Collate all the hospital bills, reports, and other documents
- Download and fill the claim form
- Submit the documents in our portal or nearest branch
- After verification, your claims will be settled