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Axis Bank Rewards Credit Card 

Enjoy exclusive rewards and privileges with the Axis Bank Rewards Credit Card. Find out the exlusive benefits and privileges of owning one.

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Axis Bank Rewards Credit Card


Joining Fee – Rs. 1000+GST
Annual Fee – Rs. 1000+GST

Welcome Benefits: Enjoy 5000 Edge reward points on cumulative net spends of Rs. 1000 or above within 30 days from the issuance of card

Reward Points: Get 2 Edge Reward points on every Rs. 125 spent. Earn 10x Reward points on every Rs. 125 spent on apparel and departmental stores

Customers will receive accelerated reward points for spends above Rs. 7000 for specific categories

Reward points will directly be credited to customer’s EDGE Account

Membership Benefits: Enjoy a bouquet of memberships upto Rs. 1000 for every anniversary year

Milestone Benefits: Earn 1500 reward points on spends of Rs. 30000 per statement cycle

Food and Dining benefit: Get 30% off on swiggy for food delivery with the max discount capped at Rs. 150 per order. Get 15% discount upto Rs. 500 for swiggy

Complimentary Lounge access: Enjoy 2 complimentary domestic lounge access per quarter

Fuel Surcharge waiver: Get 1% fuel surcharge waiver on fuel purchases at all fuel stations in India

Insurance benefits: Purchase protection cover upto 1 Lakh, Cover upto USD300 for baggage delay, loss of travel documents



Annual Fee (First Year)


Annual Fee (Renewal)

₹1000 + taxes (waived on spending ₹2 lakh within the previous year)

Interest Rate

3.60% per month

Cash Advance Fee

2.5% of the advance amount (minimum ₹500)

Over Limit Fee

2.5% of the over-limit amount (minimum ₹500)

Foreign Currency Markup


Late Payment Fee

Fee varies depending on outstanding balance (starts from ₹150)

Add-on Card Fee

Free (up to 3 cards)

Fee for Cash Payment

Rs. 100

Duplicate Statement Fee

Rs. 100 per statement



Identity Proof

PAN Card

Address Proof

Passport/Utility Bill/Ration Card/Driving License etc.

Income Proof

Salary Slip/Form 16/ITR documents (as applicable)


Recent passport-sized color photograph




21 to 60 years


Salaried or Self-employed

MinimumIncome (Salaried)

₹1 lakh net salary per month or IT returns of over 9 Lakhs



Click on the apply button below the card,

  • Complete the online application and attach necessary documents required
  • Once, we receive the application, you will be provided an acknowledgement number
  • Track the status of your credit card application

How do I redeem my reward points?

A: Redeem points for merchandise, gift vouchers, or statement will be credited through EDGE account. Login and visit rewards section and click on redemption option

What insurance coverage is provided with this credit card?

 Travel insurance, purchase protection, and lost card liability protection.

Are there any fuel surcharge waivers?

A: Yes, you get 1% fuel surcharge waiver on fuel purchases at all fuel stations in India

Can I add additional cardholders?

Yes, you can add upto 3 additional cards for no fee