Bandhan Bank Savings Account

Bandhan Bank, committed to financial inclusion, offers a range of Savings Accounts designed to cater to your unique financial goals and preferences. Whether you’re saving for a personal milestone, building an emergency fund, or simply earning interest on your everyday balance, Bandhan Bank has the perfect account for you.

Features and Services of Bandhan Bank Savings Account

• Diverse Account Options: Bandhan Bank provides a range of savings accounts tailored to different customer segments, including individuals, families, students, and senior citizens.
• Convenient Banking Services: Accessible through multiple channels like online banking, mobile banking, phone banking, and SMS banking for seamless account management and transactions.
• Competitive Interest Rates: Enjoy attractive interest rates on your savings balance, fostering your wealth accumulation over time.
• Debit Card Facilities: Receive a complimentary debit card with your savings account for convenient ATM withdrawals, online purchases, and other transactions.
• Customer Support: Benefit from dedicated customer service to address inquiries and resolve issues promptly.

Types of Bandhan Bank Savings Accounts

• Advantage Savings Account: Earn up to 3% on balances up to ₹1 lakh and 5% on balances above ₹1 lakh, enjoy free cash deposits and cheque issuance, and access free NEFT transactions through internet banking and mBandhan.
• Standard Savings Account: Enjoy flexible features like unlimited cash withdrawals at Bandhan Bank ATMs and multi-city ‘at par’ cheques, with a minimum balance requirement of ₹5,000.
• Premium Savings Account: Earn higher interest rates (up to 6% on balances above ₹10 lakh) with a ₹10 lakh minimum balance, enjoy free cash withdrawals at any bank ATM, and get exclusive benefits like airport lounge access.
• Elite Savings Account: Earn the highest interest rates (up to 6% on all balances) with a ₹5 lakh minimum balance or a ₹25 lakh Fixed Deposit relationship, and enjoy unlimited free transactions and personalized services.
• Insta Save Account: Open instantly online with zero balance and enjoy basic banking features.
• Salary Savings Account: Exclusively for salaried individuals, offering higher interest rates, pre-approved loans, and salary advance facilities.
• Senior Citizen Savings Account: Earn higher interest rates and enjoy dedicated services tailored to senior citizens’ needs.
• Savings Account for Minors: Start your child’s financial journey with a secure and rewarding account.

Bandhan Bank Savings Account Minimum Balance and Interest Rates

Bandhan Bank Savings Account Charges

How to Open a Bandhan Bank Savings Account

1. Visit Bandhan Bank Branch
   Locate and visit the nearest Bandhan Bank branch during working hours.
2. Speak with a Bank Representative
   Approach the customer service desk and express your intent to open a savings account.
3. Request an Account Opening Form
   Collect and fill out the application form with accurate personal and contact information.
4. Provide Required Documents
   Submit documents such as:
   • Identity proof (Aadhaar card, passport, driving license, etc.)
   • Address proof (Utility bills, rental agreement, etc.)
   • Passport-sized photographs
   • Any additional documents as required
5. Minimum Deposit Requirement
   Deposit the minimum balance for your chosen savings account type.
6. Account Activation
   Once verified, your account will be activated, and you will receive your account number and welcome kit.
7. Collect Your Debit Card
   If applicable, collect your debit card and follow the activation steps provided by the bank.
8. Set Up Online Banking (Optional)
   Ask about registering for internet banking and follow the instructions to activate it.
9. Start Using Your Account
   Begin using your Bandhan Bank savings account for deposits, withdrawals, bill payments, and more.

Note: Interest rates and charges may vary over time. Please check the official Bandhan Bank website for the latest updates.