Track your application

Check Loan Application Status

Checking the personal loan status helps applicants stay updated on whether their loan application has been approved, rejected, or is still under review by the lending institution. 

Home Banking Loan personal loan loan application status
Bank / NBFCLoan ProductApplication Status Check
HDFC BankPersonal LoanHDFC Bank Personal Loan Status Check
Axis BankPersonal LoanAxis Bank Personal Loan Status Check
ICICI BankPersonal LoanICICI Bank Personal Loan Status Check
Bank of Baroda (BOB)Personal LoanBOB Bank Personal Loan Status Check
State Bank of India (SBI)Personal LoanSBI Personal Loan Status Check
IndusInd BankPersonal LoanIndusInd Bank Personal Loan Status Check
Yes BankPersonal LoanYes Bank Personal Loan Status Check
Standard Chartered BankPersonal LoanStandard Chartered Bank PL Status Check
IDFC BankPersonal LoanIDFC Bank Personal Loan Status Check
Kotak Mahindra BankPersonal LoanKotak Mahindra Bank PL Status Check
Bandhan BankPersonal LoanBandhan Bank Personal Loan Status Check
Punjab National BankPersonal LoanPNB Personal Loan Status Check
Bank / NBFCLoan ProductApplication Status Check
Tata CapitalPersonal LoanTata Capital Personal Loan Status Check
InCredPersonal LoanInCred Personal Loan Status Check
FinnablePersonal LoanFinnable Personal Loan Status Check
Aditya Birla FinancePersonal LoanAditya Birla Personal Loan Status Check
PaySensePersonal LoanPaySense Personal Loan Status Check
Poonawalla FinancePersonal LoanPoonawalla Personal Loan Status Check
SMFG India (Fullerton)Personal LoanFullerton Personal Loan Status Check
LendingKartPersonal LoanLendingKart Personal Loan Status Check
Axis FinancePersonal LoanAxis Finance Personal Loan Status Check
Mahindra FinancePersonal LoanMahindra Finance Personal Loan Status Check
Bajaj FinservPersonal LoanBajaj Finserv Personal Loan Status Check
L&T FinancePersonal LoanL&T Finance Personal Loan Status Check

Personal Loan Status

Securing a personal loan is a significant financial decision, often undertaken to meet various life goals or manage unexpected expenses. Once your personal loan application is submitted, you might find yourself eager to know the status of your request. Fortunately, tracking your personal loan status has become more accessible than ever, thanks to digital advancements in the financial sector. Understanding where your personal loan application stands in the approval process is crucial. It helps you plan your finances better, manage expectations, and take necessary actions if required.

Personal Loan Checking

Many banks update the status of personal loan application within a couple of days. Now with the availability of features such as whatsapp, Messages etc, the banks will find a Way to let you know the status of your application shortly.

You can check the status of Personal Loans through following methods

Personal Loan check : Offline

  • The applicant can call the customer care unit of the bank/NBFC
  • Customer needs to check the personal loan status with the bank official

Personal Loan Check : Online

Nearly all the banks and NBFCs follow online application for personal loan and have provisions to check the loan status. You would need to input a few details

  • Applicant Name
  • Reference number
  • Date of Birth
  • Mobile Number
  • PAN no

Personal Loan Tracking through Mobile number

While most mobile numbers are a unique identifier, many banks use mobile number as the point of reference to track the personal loan. Once you enter your mobile number along with your Date of birth, you will be able to see the status of your personal loan

Personal Loan tracking through reference number

Every time after you apply for a personal loan, you will receive a unique reference number from the lender. You can input the reference number in the respective section and check the loan details

Personal Loan status through netbanking

You can check the status of your loan after logging in to your bank and checking under the loan section. The status of the loan applied will be updated there along with the reference number

Personal Loan status through Mobile App

The mobile app of some financial institutions would have a know your application status option. You can click on it and enter the reference no/mobile no as per the forum and know the status


Monitoring your personal loan status not only keeps you informed but also empowers you to make informed decisions. Whether your application is under review, approved, or requires additional documentation, staying in the loop ensures a smoother and more transparent borrowing experience. Leverage the digital tools provided by financial institutions to check your personal loan status conveniently, and embark on your financial journey with confidence. While most people these days do not visit branch for applying as the internet has paved way for people to apply from their living rooms. The online way of applying for personal loan is the trend and the status of the personal loan can be known in few steps very easily. 

Remember, each lender may have slightly different procedures, so be sure to follow the specific instructions provided by your chosen financial institution.


You can check your personal loan status through the online application tracker on the lender's official website, mobile apps, customer care helpline, personalized online accounts, or by visiting the nearest branch.
Typically, you'll need your application reference number and your date of birth. Some platforms may require additional details for security purposes.
While it's natural to be eager for updates, checking too frequently might not yield instant changes. It's advisable to check periodically, such as once a week, to ensure you stay informed without unnecessary stress.
Yes, many financial institutions offer mobile apps that allow you to conveniently track your personal loan status. Download the official app, log in, and navigate to the loan or application section.