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Last updated on: June 13, 2025

BOB Net Banking

BOB Net Banking empowers you to manage your finances efficiently and securely, anytime, anywhere. Whether you’re an individual or a business, this robust online platform offers a plethora of features and services designed to simplify your financial life.

Features and Services of BOB Internet Banking
  • Account Management: View account balances, transactions, statements, and gain comprehensive insights into your financial activity.
  • Seamless Fund Transfers: Transfer funds instantly within BOB accounts and conveniently to other banks through NEFT, RTGS, and IMPS.
  • Effortless Bill Payments: Schedule and pay utility bills, mobile recharge, and other recurring payments with ease.
  • Investment Management Simplified: Invest in Fixed Deposits, Recurring Deposits, Mutual Funds, and PPF accounts directly through Net Banking.
  • Demat & Trading Services at Your Fingertips: Access and manage your Demat and Trading accounts, view portfolio details, and execute trades online.
  • Secure E-commerce Transactions: Make secure online purchases with confidence through integrated payment gateways.
  • Streamlined Recurring Payments: Set up standing instructions for bills, investments, or loan EMIs, ensuring timely payments without manual intervention.
  • Efficient Loan Management: Track your loan details, make convenient EMI payments, and request loan statements online.
  • Simplified Tax Payments: Pay your income tax and other taxes directly through Net Banking.

Benefits of Choosing BOB Net Banking:

  • 24/7 Accessibility: Manage your finances anytime, anywhere, from any device.
  • Enhanced Security: Multi-factor authentication and robust security protocols safeguard your accounts.
  • Simplified Transactions: Perform various financial tasks efficiently and conveniently.
  • Reduced Costs: Avoid unnecessary branch visits and save on transaction charges.
  • Improved Financial Control: Gain clear insights into your finances and make informed decisions.
Documents Required to activate BOB Net Banking

To activate BOB Net Banking, you will need to provide the following documents:

  • Bank Account Details
  • Customer ID or Debit Card
  • Registered Mobile Number (Linked to the Bank Account)
  • PAN Card (Optional)
How to Activate BOB Net Banking?
  • Visit the Bank of Baroda website: https://www.bankofbaroda.in/
  • Click on “Internet Banking” and select the appropriate account type (“Personal Banking” or “Corporate Banking”).
  • Click on “New User?” and proceed with the on-screen instructions.
  • Enter your account details and registered mobile number.
  • Verify your mobile number with the received OTP.
  • Create secure login credentials (username and password).
  • Set up your transaction password for secure transactions.
BOB Personal Login and Corporate Login:

Personal Banking Login:

  • Visit the Bank of Baroda website.
  • Click on “Internet Banking” and select “Personal Banking”.
  • Enter your username and password.
  • Click on “Login”.

Corporate Login:

  • Visit the Bank of Baroda website.
  • Click on “Internet Banking” and select “Corporate Banking”.
  • Enter your corporate user ID and password.
  • Click on “Login”.
Forgot Password? of BOB Net banking
  • Visit the Bank of Baroda website.
  • Click on “Internet Banking” and select the appropriate account type.
  • Click on “Forgot Password?”.
  • Enter your account number, customer ID, and registered mobile number.
  • Verify your mobile number with the received OTP.
How to Transfer Funds to Other Bank Accounts using BOB internet banking?
  • Login: Access your Bank of Baroda Internet Banking account using your user ID and password.
  • Navigate to Fund Transfer: Look for the “Fund Transfer” or “Payments” tab on the dashboard.
  • Add Beneficiary: If the recipient is not already added as a beneficiary, select the option to add a new beneficiary.
  • Enter Beneficiary Details: Fill in the required details such as the beneficiary’s name, account number, IFSC code, and other necessary information.
  • Verification: Validate the added beneficiary using the OTP (One Time Password) sent to your registered mobile number.
  • Initiate Transfer: Select the beneficiary account to which you wish to transfer funds.
  • Choose Transfer Type: Depending on the urgency and transfer limits, select between NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service).
  • Enter Amount: Input the amount you wish to transfer and verify the transaction details.
  • Authenticate Transaction: Confirm the transaction using the OTP sent to your registered mobile number or using your transaction password.
  • Transaction Confirmation: Upon successful completion, you’ll receive a transaction reference number. Save this for future reference.
Transaction Limits and Charges of BOB Internet Banking
Transaction TypeTransaction LimitCharges (Within BOB)Charges (Other Banks)
NEFT₹25,000 per transaction (up to 2/day) / ₹50,000 with personalized limitFree₹2.50 + GST
RTGS₹2 Lakhs per transaction (up to 5/day) / ₹10 Lakhs with personalized limit₹25 + GST₹50 + GST
IMPS₹2 Lakhs (available 24/7)Free₹5 + GST
Self-transfer₹25,000 per transaction (up to 2/day) / ₹50,000 with personalized limitFreeFree
Bill Payment₹25,000 per transaction (up to 5/day)FreeVaries
Recharge₹2,000 per transaction (up to 5/day)FreeVaries
InvestmentNo LimitFreeFree
Demat & TradingUp to ₹2 Lakhs per transactionVariesVaries
Balance InquiryFreeFree
Mini StatementFreeFree
Account StatementFreeFree

Please note: The transaction limits and charges mentioned above are subject to change as per the policies and updates provided by Bank of Baroda (BOB). For the latest details, please refer to the official BOB website or contact customer support.

PNB Net Banking Customer Care

Toll-free Numbers:

  • 1800 102 44 55: This 24/7 number is the most convenient option for quick assistance with common issues and inquiries.
  • 1800 5700: This toll-free number is available 24/7 and connects you to the general customer care line.

for more - https://www.bankofbaroda.in/customer-support

Written by Prem Anand, a content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors.

Who is the Author?

Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.

How is the Content Written?

The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.

Why Should You Trust This Content?

This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.