Car Insurance Policy

Get an instant comprehensive car insurance policy by comparing and selecting from the best motor insurance provider. Buy with our Hassle-Free online Process.


Car details


I have a brand new car




accident cover


network garages



What is car insurance?

Car insurance is a legal contract between the insurance company and you, the car owner, that protects you if your vehicle is damaged or stolen.

Why you choose Fincover?


Compensation for Death

If the driver should die due to the accident, then the insurance company will pay a fixed compensation amount to their dependents.


Compensation for injuries and disability

If the owner-driver is injured in an accident, your insurance can provide compensation payments.

Car Insurance Plans

Third-party liability insurance

This policy is compulsory under the law and covers damage caused by the policyholder’s vehicle to a third-party vehicle or property, or injury to or death of a third party. It also deals with any legal proceedings and claims.

Comprehensive motor insurance

This policy combines third-party liability cover as well as own-damage cover, and it is advisable to take this.

Add-on Covers

Several useful add-on covers are available at extra cost that will enhance your policy’s value.


Consumables Cover

It includes cover for consumable products like brake oil, engine oil, grease and lubricants.


Engine protection cover

It covers the damage caused to the engine and also gearbox damage.


Personal accident for driver

If the person riding the car is injured or killed, this add-on cover offers financial compensation.


Daily allowance

This add-on provides a daily allowance when the insured vehicle is in the garage for repairs for more than three days to help defray travel expenses.


Key protection cover

This cover helps the car owner cover the expense of replacing the key and lock in case of theft or loss.

Features of car insurances

Here are some technical terms in car insurance,

Pays for damage to your vehicle.
Pays for damage to third party vehicles or injury or death.
In every claim, you have to bear an amount pre-fixed by the insurance company.
You can choose an amount out of every claim you will bear in return for a suitable premium discount. This will be over and above the compulsory deductible.
The maximum coverage for the car in the own damage portion of a comprehensive policy. It is equal to a market value less depreciation.


There are several reasons why you should apply

Car Insurance claim exclusions

You cannot make a claim under the following conditions.

  • If your car policy has expired
  • When the car is used outside India
  • The damage is caused by war or any nuclear activity
  • There is an electrical or mechanical breakdown
  • The driver has consumed alcohol or any other drugs
  • The driver does not have a valid driving license
  • The car is used for illegal activities
How to buy

How to buy car insurance online?

Fincover gets you the best insurance available in the market. 

  • Log on to “”
  • Select your car model
  • Enter your registration number
  • Choose “Buy Insurance” or “Renew Insurance”
  • Insurance policies from various insurance companies will be displayed
  • Analyze and choose the best policy suited to your needs
  • Pay the premium using your preferred payment method
  • Check for confirmation in your registered email id. Make a printout of the insurance policy for your reference.


You can learn more from our asked questions
You can go through many insurance policies on Fincover. Not all policies have the same benefits and you need to choose what suits your requirements best. Fincover allows you to compare and buy, making the process easy and simple.
Yes! Every policy must be renewed before expiry and be kept valid. Renewal is easy on Fincover. Our secure payment gateway options help you complete the payment in a few minutes. You can also track the policy details including renewal date in the user profile in Fincover.
Fincover help people to compare and buy policies, hence buy comparing the benefits of the policy one can buy at the best of rate.
The claim count depends on the policy and policy provider they choose. The insurance companies in India allow people to submit claim requests until the claim approval history reaches IDV mark. Policyholder can find the exact number of claim requests allowed in the policy document.
Yes, the services done at both network and non-network garages are applicable for claim settlement. By the reimbursement claim settlement process, one must pay from their own pocket then submit the expenses bill along with other necessary documents. Later the policy provider conducts the verification process and approves the claim requests based on the investigation.
Yes you can, but FinCover doesn’t encourage people to do so. By choosing the best rider along with your existing policy, the policyholder can enjoy all the necessary benefits.