Introduction to Tata Capital

Tata Capital is a leading financial institution that has been dedicated to serving the diverse financial needs of individuals and businesses in India. With a rich heritage rooted in the Tata Group, Tata Capital brings a legacy of trust and excellence to the world of finance. They offer a boutique of financial services such as loans, investment options, marketing of Tata cards, and insurance schemes for the benefit of the customers all over India.


Tata Capital, a subsidiary of the Tata Group, was founded in 2007. It is headquartered in Mumbai; it has registered offices of its subsidiaries in Singapore and London. Their inception marked a significant step in the Tata Group’s mission to contribute to the nation’s economic progress by serving the financial needs of individuals and businesses. Over the years, Tata Capital has grown to become a respected name in the financial sector, recognized for its commitment to customer satisfaction, innovation, and ethical practices.

Key milestones

  • Establishment (2007): Tata Capital was founded in 2007 with the aim of providing a wide range of financial products and services to individuals, businesses, and institutions.
  • Diverse Financial Offerings: Over the years, Tata Capital has diversified its offerings to include services such as consumer loans, home loans, business loans, commercial finance, and wealth management.
  • Pan-India Presence: The company has established a strong presence across India, with a network of branches and customer touchpoints in various cities and towns, making its services accessible to a wide customer base.
  • Focus on Customer-Centricity: Tata Capital places a strong emphasis on customer satisfaction and has been recognized for its customer-centric approach in the financial services sector.
  • Digital Transformation (Tata Capital Digital): The company has embraced digital technologies to enhance customer experience and streamline processes. This includes the introduction of user-friendly mobile apps and online platforms.

Vision and Mission

Vision: To be the most trusted financial partner, recognized for our commitment to financial well-being and ethical practices.

Mission: To offer innovative and customized financial solutions that drive progress, empower individuals and businesses, and contribute to the nation’s economic growth.

Awards and Recognition

  • Environment Category of the CSR Journal Excellence Awards 2023
  • Excellence in Water Conservation by ASSOCHAM, February 2023
  • DMAasia Sparkies Awards for SEO – Best user growth campaign 2022
  • Excellence & Innovation award, exemplary contribution on Safety, Health & Environment, December 2021
  • Human Excellence Awards 2021
  • Marketing campaign of the Year 2021 by the Great Indian Marketing Awards
  • India DigiPlus Awards 2020

Products and Services

Tata Capital offers a comprehensive range of financial products and services, meticulously curated to cater to the diverse financial requirements of individuals and businesses:

Personal Loans

Tata Capital’s personal loans provide individuals with quick access to funds for various purposes, whether it’s for a vacation, education, medical expenses, or any personal need. They offer competitive interest rates and flexible repayment options.

Business Loans

Tata Capital’s business loans are customized to meet the capital requirements of small and medium-sized enterprises (SMEs) and larger corporations. They understand the unique financial needs of businesses and provide loans with flexible terms and efficient approval processes.

Home Loans

Everyone knows the significance of owning a home. Tata Capital’s home loans offer competitive rates, quick approval, and convenient repayment options, enabling customers to realize their dream of homeownership.

Car Loans

Tata Capital’s car loans make owning a vehicle more accessible. They offer loans for both new and used cars with competitive interest rates and convenient terms.

Two-Wheeler Loans

Tata Capital provides loans for two-wheelers, ensuring that customers can easily finance their preferred mode of transportation with minimal hassle.

Loan Against Property

Tata Capital’s loan against property offers individuals the opportunity to leverage their real estate assets to access substantial funds, making it an ideal choice for a wide range of financial needs.

Credit Cards

Tata Capital offers two types of credit cards, packed with exciting features and benefits with enchanting features like lower interest rates, convenient access, and exciting reward points that includes accelerated rewards for spending in Tata Outlets    


Tata Capital provides comprehensive insurance solutions to protect individuals and their belongings. At Tata Capital, you can insure you home, life, vehicles, health, and travel


Tata Capital serves the investment needs of their customers through their subsidiary, Tata Capital Wealth. More than 15 Lakh people have benefited out of their services. Unlock the opportunity to build a sustainable wealth by availing their services. Under their Tata Capital Wealth wing, they provide portfolio management services, end to end mutual funds journey, and retirement planning, among an array of other financial services


Tata Capital is more than a financial institution; it’s a trusted partner on your journey to financial success. Their journey, vision, and mission are dedicated to redefining finance, making it accessible, innovative, and beneficial for everyone.

Customer Care

Toll-Free: 1860 267 6060

Email: customercare@tatacapital.com

(Note: The content provided is a creative representation and may not include all the specific details of Tata Capital’s current status. For the most accurate and up-to-date information, please refer to the official Tata Capital website.)