Travel Insurance Policy

Secure your travel with Travel Insurance which helps you manage medical emergencies, unforeseen expenses, and other risks that may occur during travel.

What is Travel Insurance?

Travel Insurance is an essential document for business or leisure trips—domestic or international. It provides financial backup for situations such as personal accidents, trip cancellations, lost passports, baggage loss, and hospitalization.

Why Do You Need Travel Insurance?

Travel insurance ensures you return home safely from a holiday or business trip with peace of mind and minimal financial risk.

Types of Travel Insurance

Travel insurance policies vary based on trip nature, traveler type, and geographic location.

Based on Geographic Location

Domestic Travel Insurance

Covers individuals or families within India against medical emergencies, accidents, and baggage loss.

International Travel Insurance

Provides coverage for hospitalization, accidents, trip delays, lost checked baggage or passport, and emergency cash during overseas trips. Some policies also protect your home in India against fire and burglary during your travel.

Schengen Travel Insurance

Specifically for travelers visiting one or more of the 26 Schengen countries in Europe, covering hospitalization, lost passport, baggage delays, and accidents.

Based on Validity

Single Trip Travel Insurance

Valid for the duration of one trip, covering both medical and non-medical benefits.

Multiple Trip Travel Insurance

An annual cover suitable for frequent travelers, eliminating the need to purchase a policy for each trip.

Based on Type of Traveller

Student Travel Insurance

Designed for Indian students studying abroad, covering standard benefits plus compassionate visits and sponsor protection.

Corporate Travel Insurance

Tailored for employees who travel abroad frequently, covering missed connections, flight delays, baggage loss, and hospitalization.

Family Travel Insurance

Covers the insured, spouse, and children during international trips.

Group Travel Insurance

For group tours, office outings, industrial visits, and pilgrimages—available for both domestic and international travel.

Senior Citizen Travel Insurance

For travelers above 60 years old, covering hospitalization, baggage loss, and passport loss.

Benefits and Features of Travel Insurance

• Covers hospitalization expenses with cashless claim settlement.
• Multi-trip insurance is cost-effective for frequent travelers.
• Provides compensation for baggage loss.
• Covers flight cancellations and delays beyond your control.
• Protects against financial losses from trip cancellations due to unforeseen events.
• Offers compensation in case of death or disablement.

Exclusions

Travel insurance generally does not cover:

• Claims related to drug abuse or alcohol.
• Medical expenses for sexually transmitted diseases.
• Alternative medical treatments like Homeopathy or Ayurveda.
• Claims arising from war or nuclear activities.
• Injuries from adventure sports.
• Cosmetic surgeries.
• Suicide or self-inflicted injuries.
• Pre-existing medical conditions.
• Travel against medical advice.

Advantages of Choosing Us

• IRDA-approved direct broker for life and general insurance.
• 24/7 assistance available.
• Unbiased advice to help you select the best options.
• Access to over 55 insurance companies and hundreds of policies.

How to Buy Travel Insurance?

1. Login to Fincover.
2. Navigate to the Travel Insurance section under Insurance.
3. Browse available insurance policies.
4. Select the policy that fits your needs based on premium and coverage.
5. Choose a payment method and complete your purchase.