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Prem Anand
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Last updated on: June 13, 2025

Indian Bank Net banking

Indian Bank Net Banking offers a convenient and secure way to manage your finances 24/7, from anywhere in the world. Here’s everything you need to know about its features, services, activation, login, transfers, and more.

Features and Services of Indian Bank Net Banking
  • Account Management: View account balances, mini statements, transaction history, and download statements.
  • Fund Transfers: Transfer funds between your own accounts, other Indian Bank accounts, and accounts with other banks (NEFT/RTGS).
  • Bill Payments: Pay utility bills, mobile recharge, insurance premiums, and other bills.
  • Tax Payments: Pay income tax, TDS, and other taxes online.
  • Investment Management: Open and manage fixed deposits, recurring deposits, mutual funds, and PPF accounts.
  • Online Shopping: Make payments for online shopping through secure gateways.
  • Request Services: Apply for cheque book, stop payment, account closure, and other services.
  • View Depository Accounts: Access and manage your Demat and Trading accounts.
Documents Required for Activation of Indian Bank Net Banking
  • Indian Bank account number
  • Customer ID
  • Debit card details
  • Mobile number registered with the bank
  • PAN card details (optional)
How to Activate Indian bank Net Banking?
  • Visit the Indian Bank website: https://www.indianbank.net.in/
  • Click on “Ind Netbanking”
  • Click on “New User?”
  • Enter your account details and mobile number
  • Verify your mobile number with the OTP received
  • Create your login credentials (username and password)
  • Set up your transaction password
  • Your Net Banking account will be activated
Indian bank Personal Banking Login:
Indian bank Corporate banking Login:

How to Reset Indian net banking Password:

  • Visit the Indian Bank website: https://www.indianbank.net.in/jsp/startIB.jsp
  • Click on “Ind Netbanking”
  • Click on “Forgot Password?”
  • Enter your account number, customer ID, and registered mobile number
  • Verify your mobile number with the OTP received
  • Create a new password
  • Your password will be reset
How to Transfer Funds to Other Bank Accounts using Indian net banking?
  • Login to your Indian Bank Net Banking account
  • Go to the “Fund Transfer” section
  • Select “NEFT/RTGS” as the transfer mode
  • Enter the beneficiary details (account number, IFSC code, bank name)
  • Enter the amount you want to transfer
  • Verify the details and confirm the transaction
  • You will receive a confirmation message on your registered mobile number
Indian Bank Netbanking Transaction Limits and Charges
Transaction TypeTransaction Limit per DayTransaction Limit per MonthTransaction Charges
NEFT Transfer (Within Indian Bank)₹2 Lakhs₹20 LakhsFree
NEFT Transfer (Other Banks)₹50,000₹10 Lakhs₹2.50 + GST
RTGS Transfer₹20 LakhsNo Limit₹25 + GST
IMPS Transfer₹2 Lakhs₹2 LakhsFree
Fund Transfer to Own AccountsNo LimitNo LimitFree
Bill Payments₹1 Lakh₹5 LakhsVaries depending on the biller
Mobile Recharge₹5,000No LimitFree
Investment (FD, RD, etc.)₹1 LakhNo LimitFree
Demat & Trading Account ManagementNo LimitNo LimitVaries depending on the transaction type
E-commerce Transactions₹1 LakhNo LimitVaries depending on the merchant

Please note: The transaction limits and charges mentioned above are subject to change as per Indian Bank’s policies and regulations. It’s advisable to verify the current details from the official Indian Bank website or contact customer support.

Indian Net Banking Customer Care

For any assistance with Indian Bank Net Banking, you can contact the customer care team

Who is the Author?

Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.

How is the Content Written?

The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.

Why Should You Trust This Content?

This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.