ICICI Net Banking
ICICI Net Banking, offered by ICICI Bank, India’s leading private sector bank, revolutionizes the way you manage your finances. This user-friendly and secure online banking platform empowers individuals and businesses to conduct a wide range of financial transactions from anywhere, anytime. With its comprehensive suite of features and services, ICICI Net Banking puts you in control of your finances and simplifies your banking experience.
Features and Services of ICICI Net Banking
Axis Net Banking offers a plethora of features and services tailored to meet the diverse financial needs of individuals and businesses:
- Fund Transfers: Seamlessly transfer funds between your ICICI accounts, other banks within India, and international accounts. Utilize various options like NEFT, RTGS, and IMPS to transfer funds instantly or within specified timelines.
- Bill Payments: Conveniently pay utility bills, credit card bills, and other recurring payments directly from your ICICI NetBanking account. Avoid late payment penalties and maintain a good credit score by automating your bill payments.
- Tax Payments: File and pay income tax, service tax, and state government taxes online, ensuring timely tax compliance. Streamline the tax filing process and avoid penalties by making tax payments conveniently through ICICI NetBanking.
- Investment Options: Explore and invest in a variety of investment options, including mutual funds, fixed deposits, and insurance products, to grow your wealth. Access investment information, compare options, and make informed investment decisions using ICICI NetBanking’s investment portal.
- Loan Management: Manage your loans effectively by viewing loan statements, making loan repayments, and tracking loan outstanding amounts. Stay up-to-date on your loan repayments, manage your loan balance, and plan for loan closure with ease.
Documents Required for Activation of ICICI Net Banking
To activate ICICI Net Banking, you will need to provide the following documents:
- Valid Photo ID: A copy of your PAN card, driver’s license, or passport for identity verification. Ensure the photo ID is valid and clearly visible.
- Address Proof: A copy of your utility bill, bank statement, or rental agreement for address verification. Provide a recent document that clearly displays your current address.
- Cancelled Cheque: A cancelled cheque from your ICICI Bank savings or current account for account verification. Ensure the cheque leaf has your name, account number, and MICR code clearly printed.
How to Activate ICICI Net Banking?
- Visit the ICICI Net Banking website: Access the ICICI Net Banking website at https://www.icicibank.com/personal-banking/insta-banking/internet-banking
- Click on “New User Registration”: Locate the “New User Registration” option on the homepage.
- Enter your details: Provide your personal information, including name, date of birth, contact details, and bank account details. Ensure the information is accurate and matches your bank records.
- Set a password: Create a strong password for your ICICI NetBanking account. Use a combination of letters, numbers, and symbols to enhance security.
- Verify your mobile number: Enter your mobile number to receive a verification code (OTP). Provide a valid mobile number that you have access to.
- Accept terms and conditions: Review and accept the terms and conditions of ICICI NetBanking. Carefully read and understand the terms and conditions before proceeding.
- Submit the registration form: Click on the “Submit” button to complete the registration process. Follow the instructions provided to complete the registration process.
- Activate your account: Follow the instructions provided in the email or SMS you receive to activate your account. Check your email or SMS for the activation link or instructions.
How to Login to ICICI Personal Banking:
- Visit the ICICI Net Banking website: Access the ICICI Net Banking website at https://www.icicibank.com/personal-banking/insta-banking/internet-banking
- Click on “Personal Banking”: Select the “Personal Banking” tab on the homepage.
- Enter your customer ID and password: Provide your registered customer ID and password in the designated fields. Enter the correct customer ID and password linked to your ICICI Net Banking account.
- Click on “Login”: Click on the “Login” button to access your personal banking account. Click the “Login” button to access your personal banking dashboard.
How to Login to ICICI Corporate Banking:
- Visit the ICICI Net Banking website: Access the ICICI Net Banking website at https://www.icicibank.com/personal-banking/insta-banking/internet-banking
- Click on “Corporate Banking”: Select the “Corporate Banking” tab on the homepage.
- Enter your corporate login credentials: Provide your corporate username and password in the designated fields. Enter the correct corporate username and password linked to your corporate ICICI NetBanking account.
- Click on “Login”: Click on the “Login” button to access your corporate banking account. Click the “Login” button to access your corporate banking dashboard.
How to Reset Password on ICICI NetBanking?
- Visit the ICICI Net Banking website: Access the ICICI Net Banking website at https://www.icicibank.com/personal-banking/insta-banking/internet-banking
- Click on “Forgot Password”: Locate the “Forgot Password” link on the login page. Click the “Forgot Password” link to initiate the password reset process.
- Enter your customer ID or registered email address: Provide your registered customer ID or email address. Enter the correct customer ID or email address associated with your ICICI NetBanking account.
- Click on “Submit”: Click on the “Submit” button to proceed with the password reset. Click the “Submit” button to initiate the password reset process.
- Follow instructions: Follow the instructions provided in the email or SMS you receive to reset your password. Check your email or SMS for the reset instructions and follow them carefully.
How to Transfer Funds to Other Bank Accounts using ICICI online banking?
ICICI NetBanking offers seamless fund transfer options to other bank accounts, both within India and internationally. Follow these steps to initiate a fund transfer:
- Login to your ICICI NetBanking account: Access your personal or corporate ICICI NetBanking account using your registered credentials.
- Navigate to the “Transfers” section: Locate the “Transfers” menu or option on the ICICI NetBanking homepage or dashboard.
- Select “Fund Transfer” or “NEFT/RTGS Transfer”: Choose the appropriate transfer option based on your requirements and the beneficiary’s bank.
- Enter beneficiary details: Provide the beneficiary’s name, account number, bank name, and IFSC code (Indian Financial System Code) accurately. Verify the beneficiary’s details to ensure you are transferring to the correct account.
- Specify transfer amount: Enter the amount you wish to transfer in the designated field. Enter the desired transfer amount, ensuring you have sufficient funds in your account.
- Review and confirm details: Carefully review the transfer details, including beneficiary information, amount, and transfer mode.
- Submit the transfer request: Click on the “Submit” or “Continue” button to initiate the transfer process. Click the “Submit” button to confirm and execute the transfer.
Transaction Limits and Charges for ICICI Net Banking
Transaction Type | Limit | Charges |
Fund Transfer – NEFT | Minimum: ₹1, Maximum: ₹25 lakh per day | Typically free within ICICI Bank; Charges may apply for transactions to other banks based on the amount. |
Fund Transfer – RTGS | Minimum: ₹2 lakh, Maximum: ₹25 lakh per day | Typically free within ICICI Bank; Charges may apply for transactions to other banks based on the amount. |
Fund Transfer – IMPS | Maximum: ₹2 lakh per day | Charges may apply based on the transaction amount and service used. |
Account Management | Unlimited | Nil |
Bill Payments | No specific limit | Nil |
Online Shopping | No specific limit | Nil |
Investment Transactions | No specific limit | Charges may apply based on the type of investment and service used. |
Please note that the transaction limits and charges mentioned above are subject to change as per ICICI Bank’s policies and regulations. It’s advisable to verify the current limits and charges from the official ICICI Bank website or contact customer support.
ICICI Net Banking Customer Care
For assistance or queries related to ICICI Net Banking, customers can reach out to ICICI Bank’s customer care service using the following contact information: