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Student credit cards
A student credit card is a credit card that is specifically designed for students who are studying in colleges or universities. These cards usually have lower credit limits compared to regular credit cards and are designed to help students build their credit history.
Features and Benefits
Best Student credit cards 2023
HDFC Bank Millennia Credit Card
(4.4/5)
☆☆☆☆☆ 4.4/5
- Students friendly
- Travel friendly
Fee
No Joining Fee
No Annual Fee
More info
- HDFC Bank Millennia Credit Card is an excellent option for students who want to make the most out of their purchases.
- This card offers cashback on purchases made through partner merchants such as Amazon, Flipkart, and Swiggy.
- Additionally, the card provides rewards points for all other purchases, which can be redeemed for travel bookings or other merchandise.
- The card also comes with a complimentary airport lounge access and fuel surcharge waiver benefits. The card has no annual fees and offers an interest-free period of up to 50 days.
ICICI Bank Student Forex Prepaid Card
(4.4/5)
☆☆☆☆☆ 4.4/5
- Students friendly
- Travel friendly
Fee
No Joining Fee
No Annual Fee
More info
- The ICICI Bank Student Travel Card is designed explicitly for students who love to travel. This card offers discounts on flights, hotel bookings, and travel packages.
- Additionally, the card provides rewards points on all purchases, which can be redeemed for further discounts on travel bookings or other merchandise.
- The card also comes with a complimentary international travel insurance and no annual fees. Students can also opt for a contactless version of the card for hassle-free transactions.
Premium
SBI Student Plus Advantage Card
(4.4/5)
☆☆☆☆☆ 4.4/5
- Students friendly
- Travel friendly
Fee
No Joining Fee
No Annual Fee
More info
- The SBI Student Plus Advantage Card is an excellent option for students who want to manage their expenses wisely.
- This card offers cashback on purchases made at department stores, supermarkets, and other retail outlets. Additionally, the card provides rewards points on all other purchases, which can be redeemed for gift vouchers or cashback.
- The card also comes with no annual fees and an interest-free period of up to 55 days. Students can also avail of a free accidental death insurance cover of up to INR 20 lakhs with the card.
Axis Bank Insta Easy Credit Card
(4.4/5)
☆☆☆☆☆ 4.4/5
- Students friendly
- Travel friendly
Fee
No Joining Fee
No Annual Fee
More info
- The Axis Bank Insta Easy Credit Card is another excellent option for students who want to manage their finances responsibly.
- This card offers a credit limit of up to INR 20,000 and is easy to apply for. Additionally, the card provides discounts on dining and movie tickets and rewards points on all other purchases.
- The card also comes with no annual fees and an interest-free period of up to 50 days. Students can also opt for a contactless version of the card for hassle-free transactions.
Kotak Mahindra Bank Aqua Gold Credit Card
(4.4/5)
☆☆☆☆☆ 4.4/5
- Students friendly
- Travel friendly
Fee
No Joining Fee
No Annual Fee
More info
- The Kotak Mahindra Bank Aqua Gold Credit Card is a popular option for students who want to build their credit history.
- This card offers a credit limit of up to INR 20,000 and is easy to apply for. Additionally, the card provides discounts on dining and fuel purchases and rewards points on all other purchases.
- The card also comes with no annual fees and an interest-free period of up to 48 days. Students can also avail of a free personal accident insurance cover of up to INR 50,000 with the card.
What is student Credit cards?
A student credit card is a credit card that is specifically designed for students who are studying in colleges or universities. These cards usually have lower credit limits compared to regular credit cards and are designed to help students build their credit history. Student credit cards also offer several benefits and rewards such as cashback, discounts, and rewards points for spending on particular categories such as groceries, dining, and fuel. These cards also come with attractive interest rates and no annual fees, making them an ideal choice for students who are just starting their financial journey.
Benefits of Student Credit Cards
- Builds Credit History: Student credit cards are an excellent way for students to start building their credit history. By making timely payments and keeping their credit utilization low, students can establish a good credit score, which will help them get approved for other credit products such as loans and mortgages in the future.
- Rewards and Cashback: Student credit cards come with several rewards and cashback programs that offer discounts and rewards points for spending on particular categories such as groceries, dining, and fuel. These rewards can be redeemed for cashback or other gifts, helping students save money on their everyday expenses.
- No Annual Fees: Student credit cards usually do not come with any annual fees, making them an affordable option for students who are just starting their financial journey. This also means that students can enjoy the benefits of a credit card without having to worry about any additional expenses.
- Low-Interest Rates: Student credit cards come with attractive interest rates, which makes it easier for students to pay off their balances without incurring too much interest. This also makes it easier for students to manage their finances and avoid falling into debt.
- Access to Credit: By using a student credit card responsibly, students can gain access to credit, which can be beneficial in case of emergencies or unexpected expenses. This also helps students to learn how to manage their finances and plan their expenses accordingly.
How to apply for credit cards at Fincover?
- Log onto “Fincover.com”
- Click on the Credit Cards tab
- Click on the apply now link given at the top
- You need to enter some details as requested
- You would need to submit the documents required
- Once done, an application ID will be sent to you to track your application status.