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Personal Loan for women in India
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Grab Hold of Your Financial Future with Specialized Personal Loan for Women at attractive interest rates. Apply now with minimal documentation & get instant approval.


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Personal Loan for Women - Your Journey to Financial Independence

In today’s dynamic world, women are making their mark in various fields, be it entrepreneurship, education, or any other endeavors. However, achieving financial independence can sometimes require a little extra financial support and that’s proven to be challenge. To tackle such challenges is the Personal Loan for women, exclusively curated to benefit them by some banks and NBFCs. These loans not only provide the necessary financial assistance but also come with added benefits to support and empower women on their journey to success. At Fincover, you can find a range of Personal Loan for women offers from multiple banks and NBFCs.

Features of Personal Loan for Women

Competitive Interest Rates

Personal loans for women often come with Affordable interest rates, making them an easy option for financing various needs, such as education, business expansion, or home improvement.

Lower Processing Fees

Many lenders offer reduced processing fees for women borrowers, helping them save on loan application costs.

Flexible Repayment Options

These loans typically come with flexible repayment terms, allowing women to choose a tenure that suits their financial situation and goals. The loan tenure for women applicants is usually up to 5 years; however, some lenders might offer loans for up to 7 years

Customized Loan Amounts

Personal Loans for women can be used to meet a variety of financial needs. You can only borrow the amount you need that none of it go to waste. That said, women can avail loans up to Rs. 40 Lakhs based on their repaying capacity and income.

Bank Interest rates for Personal Loan

InstitutionInterest ratesLoan amount
HDFCFrom 10.5%Upto 40 Lakhs
Axis BankFrom 10.49%`Upto 40 Lakhs
ICICI bank10.75%-19%Upto 40 Lakhs
Bank of Baroda10.75% – 18.5%Upto 5 Lakhs
SBIFrom 11%Upto 30 Lakhs
IndusIndFrom 10.49%Upto 50 Lakhs
Yes BankFrom 10.99%Upto 40 Lakhs
Standard CharteredFrom 11.5%Upto 50 lakhs
IDFCFrom 10.49%Upto 50 Lakhs
Kotak MahindraFrom 10.99%Upto 40 Lakhs
PNBFrom 11.40%Upto 20 Lakhs
Bandhan bankFrom 11.55%Upto 25 Lakhs

NBFCs Interest rates for Personal Loan

Institution Interest rates Loan amount
Tata Capital From 10.99% Upto 35 Lakhs
InCred From 18% Upto 3 Lakhs
Finnable From 16% Upto 10 Lakhs
PaySense From 16.8% Upto  5 Lakhs
Poonawalla From 9.99% Upto 30 Lakhs
Fullerton From 11.99% Upto 25 Lakhs
LendingKart From 12% Upto 3 Lakhs
Axis Finance From 13% Upto 25 Lakhs
L&T Finance From 12% Upto 7 Lakhs
Mahindra Finance From 10.99% Upto 10 Lakhs
Aditya Birla From 11.99% Upto 50 Lakhs
Bajaj Finance From 11% Upto 50 Lakhs

What are the Benefits of Personal Loans for Women?

  1. Financial Independence

Personal Loans for women empower women financially and help them realize their dream and achieve financial independence

  1. Quick Approval and Disbursal

The striking feature of personal loan is that the processing time for personal loans is quick. Once, the applicant submits all the necessary documents, they will get immediate approval and the amount shall be disbursed within one or two days from the day of approval

  1. Minimal Documentation

Personal loans for women often require minimal documentation when compared with other loans. Once you provide these documents, you will get instant approval

  1. No Collateral Required

Most personal loans for women are unsecured, which means borrowers don’t need to provide collateral, making them accessible to a wider audience.


What are the uses of Personal Loans for Women?

  • Education

Invest in your or your child’s education with a personal loan tailored to cover tuition fees, study abroad expenses, or certification courses.

  • Business Expansion

Whether you want to start a new business or take one to new heights, these personal loan can be a perfect tool to realize the same

  • Home Renovation

Give your home a complete makeover or attend to repairs that warrant immediate attention

  • Medical Expenses

In the event your health expenses overshoot the health insurance limit, then opt for a Personal Loan without delay

Eligibility Criteria for Personal Loan for Marriage

To qualify for a personal loan for marriage in India, you generally need to meet the following eligibility criteria:

  • Be an Indian citizen.
  • Be between the ages of 21 and 60 years.
  • Have a stable source of income, whether you are salaried or self-employed.
  • Credit score of 750+ preferred (may vary with the lenders)

Documents Required for Personal Loan for marriage

  • Proof of identity (Aadhar card, passport, driver’s license)
  • Proof of address (utility bills, rental agreement) for self-employed
  • Proof of income (salary slips, income tax returns)
  • PAN Card
  • Passport-sized photographs

Empowering Women's Financial Dreams with a Personal Loan

Specially crafted Personal Loan for Women to reach their short term and long term goals.

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