₹ 50 Lakh Personal Loan @10.50% p.a From Top Banks & NBFCs
Apply for a hassle-free Rs. 50 lakh personal loan at an attractive interest rate of 10.5%. Discover the eligibility criteria, documentation requirements, and repayment options available with this loan offer.
Dream Big, Borrow Bigger – Personal Loan of Rs. 50 Lakhs
Give wings to your financial ambitions with personal loan of Rs. 50 Lakhs. Whether it’s a grand wedding, a dream vacation, or a significant investment, we’re here to turn your aspirations into reality. Step into a world of endless possibilities with hassle-free loan solutions. Elevate your aspirations, dream big, and achieve extraordinarily!
Key Features
- Swift Approval: Get your loan approved faster. With swift processing, customer-friendly policies, we are your trusted partner to get your personal loan
- Flexible Repayment: Get flexible repayment schedules in a way that it does not impact your monthly expenses
- Competitive Interest Rates: Enjoy rates that won’t break your wallet and allow you to lead a comfortable life
- No Hidden Charges: Transparency is our policy. You can witness each step transparently during the whole loan process
- No Collateral Required: No need to worry about pledging assets – our personal loans are unsecured, putting your mind at ease.
Bank Interest rates for Rs.50 Lakh Personal Loan
Comparison of Personal Loan Interest Rates of Banks (2025)
| Bank | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| DBS Bank | 10.99% – 30.00% | ₹25,000 to ₹15 Lakhs | 1%–3% + GST | 24–48 hrs | Apply |
| HDFC Bank | 10.90% – 24.00% | ₹50,000 to ₹40 Lakhs | Up to ₹6,500 + GST (~1–3%) | 24–48 hrs | Apply |
| Axis Bank | From ~11.25% | ₹50,000 to ₹15 Lakhs | 1.5%–2% + GST | 24–72 hrs | Apply |
| ICICI Bank | 10.80% – 16.65% | Up to ₹50 Lakhs | 0.5%–2% + GST | 24–48 hrs | Apply |
| Bank of Baroda | 10.49% – 18.75% | ₹30,000 to ₹20 Lakhs | Up to 2% + GST | 48–72 hrs | Apply |
| SBI | 10.30% – 15.30% | ₹10,000 to ₹35 Lakhs | Up to 1.5% + GST | 2–3 working days | Apply |
| IndusInd Bank | From 10.49% | ₹30,000 to ₹50 Lakhs | Up to 3.5% (2% online) + GST | 24–48 hrs | Apply |
| Yes Bank | 10.99% – 21% | ₹100,000 to ₹40 Lakhs | Up to 2.5% + GST | 24–48 hrs | Apply |
| Standard Chartered | 11.49% – 17% | ₹1 Lakh to ₹50 Lakhs | Up to 2.25% + GST | 48–72 hrs | Apply |
| IDFC FIRST Bank | 9.99% – ~10.75% | ₹1 Lakh to ₹50 Lakhs | Up to 3.5% + GST | 24–48 hrs | Apply |
| Kotak Mahindra Bank | From 10.99% | ₹50,000 to ₹40 Lakhs | 1%–2.5% + GST | 24–48 hrs | Apply |
| Punjab National Bank | 11.50% – 17.05% | Up to ₹20 Lakhs | Up to 1% + GST | 2–3 days | Apply |
| Bandhan Bank | 10.50% – 12.55% | ₹50,000 to ₹25 Lakhs | Up to 3% + GST | 48–72 hrs | Apply |
Comparison of Personal Loan Interest Rates of NBFCs (2025)
| NBFC | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| Piramal Finance | From 12.99% | Up to ₹35 Lakhs | 2%–3% + GST | 24–72 hrs | Apply |
| Shriram Finance | From 14% | Up to ₹35 Lakhs | Up to 3% + GST | 2–3 days | Apply |
| Tata Capital | From 10.99% | Up to ₹35 Lakhs | Up to 2.5% + GST | 24–48 hrs | Apply |
| InCred | From 18% | Up to ₹10 Lakhs | 2%–4% + GST | Instant to 24 hrs | Apply |
| Finnable | From 16% | Up to ₹10 Lakhs | Up to 3% + GST | 24–48 hrs | Apply |
| Poonawalla Fincorp | From 9.99% | Up to ₹30 Lakhs | 1%–2% + GST | 24–72 hrs | Apply |
| Fullerton India | From 11.99% | Up to ₹25 Lakhs | Up to 3% + GST | 1–2 working days | Apply |
| Axis Finance | From 13% | Up to ₹25 Lakhs | Up to 2.5% + GST | 1–2 days | Apply |
| Mahindra Finance | From 10.99% | Up to ₹10 Lakhs | Up to 3% + GST | 2–3 days | Apply |
| Aditya Birla Finance | From 11.99% | Up to ₹50 Lakhs | Up to 2.5% + GST | 48–72 hrs | Apply |
| Bajaj Finance | From 11% | Up to ₹50 Lakhs | Up to 4% + GST | 24–72 hrs | Apply |
Rs.50 Lakh Personal Loan EMI for up to 7 Years
Loan Amount: Rs.50 Lakh
Rate of Interest (ROI): 10.5%
| Tenure | EMI amount at Interest rate of 10.5% |
|---|---|
| 1 year | Rs. 4,40,743 |
| 2 years | Rs. 2,31,880 |
| 3 years | Rs. 1,62,512 |
| 4 years | Rs. 1,28,016 |
| 5 years | Rs. 1,07,469 |
| 6 years | Rs. 93,894 |
| 7 years | Rs. 84,303 |
Eligibility Criteria for Personal Loan of 50 Lakh
- Age: 21 to 60 years
- Employment: Salaried or self-employed with a stable source of income
- Credit Score: A healthy credit score increases your chances of approval. Typically banks expect a a credit score of 750 and above
- Annual Income: It should match with the amount set by bank which you want to apply
- Longevity: For self-employed, Your business should be running for at least 2 years
Documents Required for Personal Loan of 50 Lakh
- Identity proof (Aadhar card, passport, or driving license)
- Address proof (utility bills or rental agreement)
- Income proof (salary slips or income tax returns)
- Passport-sized photographs
- Bank statements for the last 3-6 months, IT Returns, Employment proof
- Certificate of Incorporation, Certificate of Registration
- Duly filled application form
Why Apply with Us?
- Transparent Process: We believe in clear communication and transparency throughout the loan application and approval process.
- Customer-Centric Approach: Our customer service is dedicated to ensuring a smooth and pleasant experience, assisting you at every step.
- Competitive Interest Rates: Benefit from competitive interest rates, ensuring you get the best deal for your personal loan.
- Break free from financial constraints with personal loan of Rs. 50 Lakhs. Visit Fincover.com for a hassle-free process, competitive interest rates, and a customer-centric approach. Apply now and transform your aspirations into achievements effortlessly!
