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Last updated on: June 26, 2025

Axis Bank MY ZONE Credit Card
Axis Bank MY ZONE Credit Card
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(Joining Fee – Rs. 500 + GST) (Annual Fee – Rs. 500 + GST)

Axis Bank My Zone Credit Card

The Axis Bank My Zone Credit Card offers a personalized rewards program, exclusive benefits, and tailored privileges. Apply now to enjoy these benefits.

Features and Benefits of Axis Bank My Zone Credit Card

  • Movie Discounts:  Get 100% discount on second movie ticket with My Zone Credit Card. Maximum Discount is Rs. 200.

  • Complimentary subscription: Get SonyLiv Subscription worth Rs. 999 on your first spend within 30 days from issuance of card. In the subsequent years, customers who annually spend 1.5 Lakhs would get the subscription

  • Food Delivery Discount: Get Flat Rs. 120 discount on food delivery at Swiggy with this Credit Card. Offer applicable for two times a month.

  • Dining Discount: Get 15% discount upto Rs. 500 with their partner restaurants for a minimum order value of Rs. 2500

  • Complimentary Lounge Access: Enjoy 1 Complimentary access to lounges within India per quarter

  • Shopping Discounts: Get discounts upto Rs. 1000 off at AJIO, on minimum spends of Rs. 2999 with the code AJIOAXISMZ

  • Reward Points: Earn 4 EDGE Rewards for every Rs. 200 spent.

  • Fuel Surcharge waiver: Get 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. Transact between Rs. 400 to Rs. 4000 to avail this offer

Fees and Charges – Axis Bank My Zone Credit Card

Fee/ChargeAmount
Joining Fee (First Year)₹500 or lifetime free for select channels
Annual Fee (Renewal)₹500 + taxes or lifetime free for select channels
Interest Rate3.60% per month
Cash Advance Fee2.5% of the advance amount (minimum ₹500)
Over Limit Fee2.5% of the over-limit amount (minimum ₹500)
Foreign Currency Transaction3.5%
Late Payment FeeSee breakdown below
Add-on Card FeeFree (up to 3 cards)
Fee for Cash Payment₹100
Duplicate Statement Fee₹100 per statement

Late Payment Fee Breakdown:

  • Less than ₹500 – Nil
  • ₹501 to ₹5,000 – ₹500
  • ₹5,001 to ₹10,000 – ₹750
  • Above ₹10,000 – ₹1,200

Eligibility Criteria – Axis Bank My Zone Credit Card

CriteriaDetails
Age18 years to 70 years
OccupationSalaried or Self-employed

Documents Required – Axis Bank My Zone Credit Card

DocumentDescription
Identity ProofPAN Card
Address ProofPassport, Utility Bill, Ration Card, Driving License, etc.
Income ProofSalary Slip, Form 16, or ITR documents (as applicable)
PhotographRecent passport-sized color photograph

How to Apply for Axis Bank My Zone Credit Card

  1. Click on the Apply button below the card.
  2. Fill out the online application form and upload the necessary documents.
  3. Once submitted, you will receive an acknowledgement number.
  4. Use this number to track your credit card application status.

FAQ on Axis Bank My Zone Credit Card

What are the key features of the Axis Bank My Zone Credit Card?

Enjoy heavy discounts on dining’s, delivery, and movies, personalized spending limits, and accelerated reward points on every purchase.

Is there a complimentary lounge visit program offered by this card?

Yes, there is a complimentary lounge visit (one per quarter) at domestic airports for these credit card users

How can I access the airport lounge facilities?

Simply present your Axis Bank My Zone Credit Card and a valid boarding pass at participating domestic airport lounges to enjoy complimentary access.

Does the Axis Bank My Zone Credit Card offer fuel surcharge waivers?

Yes, you can get 1% fuel surcharge waiver on fuel purchases, saving you money on fuel purchases. Valid on transactions between Rs. 400 to Rs. 4000

What is the network offers associated with this My Zone Axis Bank Credit Card?

For MasterCard holder, log ON to MasterCard Perks for exciting cashbacks on many popular brands

Prem Anand Author
Prem Anand
Prem Anand
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Prem Anand
10 + years Experienced content writer specializing in Banking, Financial Services, and Insurance sectors. Proven track record of producing compelling, industry-specific content. Expertise in crafting informative articles, blog posts, and marketing materials. Strong grasp of industry terminology and regulations.
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Gurumoorthy Anthony Das
With over 20 years of experience in the BFSI sector, our Founder & MD brings deep expertise in financial services, backed by strong experience. As the visionary behind Fincover, a rapidly growing online financial marketplace, he is committed to revolutionizing the way individuals access and manage their financial needs.
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Who is the Author?

Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.

How is the Content Written?

The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.

Why Should You Trust This Content?

This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.