Oriental General Insurance
Oriental Insurance was incorporated in 1947. The company acted as a subsidiary for Life Insurance Corporation of India from 1956 to 1973. In 2003, all shares of the company held by General Insurance corporation of INdia was transferred to the Central Government. The company has developed various products that cater to the needs of rural and urban population in India. Apart from retail segment, Oriental also offers excellent cover for large industries such as power plants and steel plants
Oriental insurance is headquartered at New Delhi and has nearly 1800 branches across various cities in the country. The company has an employee strength of around 13500.
They aspire to be the de facto destination for all things related to Insurance solutions and give their customers a world-class insurance experience.
Provide customers with innovative products that meet their expectations.
Offer incomparable customer service.
- Best BFSI Brands of 2021
- ET award for Prompt GI Compact Category in the year 2020
- Celent Model Insurer Asia Award
Our Product Portfolio
Oriental Insurance Car Insurance
- At Oriental Insurance, You can find Third Party Insurance and Package Policy for your cars.
- Third Party Insurance covers the damage of the third party vehicles/ person.
- Package Policy covers your own vehicle in addition to protecting the third party liability as well.
The Amount of insurance is the IDV of the vehicle. IDV is the Insured declared value. IDV for vehicles less than 5 years old is the selling price listed by the manufacturer, adjusted by depreciation on age of vehicle. For vehicles older than 5 years, IDV is the mutual agreement between the insurer and insurance holder.
Premium is determined by the following factors
- IDV of the vehicle
- Cubic Capacity of the vehicle
- Zone of Registration
- Age of Vehicle
Oriental Two Wheeler Insurance
At Oriental Insurance, You can find Third Party Insurance and Package Policy for your Two Wheelers.
Third Party Insurance covers the damage of the third party vehicles/ person
Package Policy covers your own vehicle in addition to protecting the third party liability as well. SInce, the package offers dual benefit of own damage cover along with third party cover, a lot of people prefer buying Package Policy at Oriental Insurance.
- Accidental Loss or Damage to the vehicle
- Third Party Liability
- Burglary, House, Theft
- Fire or any kinds of explosion
- Natural Disasters
- Driving without a valid license
- Mechanical or Electrical failure
- Driving under the influence of Alcohol or any drugs
- Depreciation/Consequential Loss
- Vehicle being used for any illegal activities
- Damage outside India
Oriental Health Insurance
Health Insurance is one of the top priorities of people as it helps them meet medical expenses. At Oriental Health Insurance, you can find a diverse range of health insurance products for people from all segments of the society.