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Pre-loan Eligibility checker

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Last updated on: June 16, 2025

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Personal Loan EMI Calculator

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Axis bank Personal Loan Eligibility Calculator

Loan Calculator

Foir Calculator

EMI(Included if you have)*: 1% to 1.5%* for gold loan; 5%* for Credit cards

Maximum EMI

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Acceptable FOIR

Axis Bank Personal Loan EMI Calculator

Axis Bank offers personal loan upto 40 Lakhs with minimum documentation. Check your personal loan eligibility in less than a minute. Axis Bank Personal Loan EMI calculator helps you understand the maximum loan amount that you can avail based on your monthly EMI and repaying capacity. Get a concise idea about your eligibility and apply for Personal Loan at Axis Bank. Gain insights into the loan amount you may qualify for and the applicable interest rates.

Personal Loan Eligibility Criteria at Axis Bank

Here’s a table summarizing the general eligibility criteria for Axis Bank Personal Loan:

Eligibility CriteriaRequirement
Age21 to 60 years (salaried individuals)
Minimum Net Monthly IncomeTypically ₹15,000 and above (may vary based on location and employer)
Minimum Work ExperienceAt least 2 years of total work experience
Minimum CIBIL ScoreUsually 650 and above (subject to lender discretion)
Employment TypeSalaried individuals in permanent employment
Loan AmountBased on a percentage of the net monthly income
Loan TenureTypically up to 5 years (may vary based on borrower’s profile and bank policy)

Why use Axis Bank Personal Loan Calculator?

Clarity: Save your time and effort by getting insights into the real amount that you are eligible

Convenience: Just input little information from the comfort of your home and get to know your eligibility

Customization: Customize your loan requirements based on your eligibility, ensuring a tailored borrowing experience.

Privacy and Security: Be assured that your personal and financial information remains confidential and secure throughout the calculation process

FAQ on Axis Personal Loan Eligibility Calculator

What is the minimum salary required for a personal loan in Axis Bank?

Salaried employees require a minimum monthly salary of Rs. 15000 to process the loan

How much credit score is required for a personal loan in Axis Bank?

You would require a credit score of 750 and above to process a personal loan

How can I improve my eligibility for an Axis Bank personal loan?

You can enhance your eligibility for a personal loan by maintaining a healthy credit score, minimizing existing debts, and ensuring a stable income stream.

Is the eligibility calculator accurate?

While the eligibility calculator provides a close estimate of your eligibility, the final loan amount sanctioned is Axis Bank’s discretion

Is there any charge for using Axis Bank Eligibility Calculator?

No, there is no charge for using Axis Bank Eligibility Calculator

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Prem Anand
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Prem Anand
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Prem Anand
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Gurumoorthy Anthony Das
With over 20 years of experience in the BFSI sector, our Founder & MD brings deep expertise in financial services, backed by strong experience. As the visionary behind Fincover, a rapidly growing online financial marketplace, he is committed to revolutionizing the way individuals access and manage their financial needs.
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