Rs.10 Lakhs Personal Loan @10.49% p.a
Need ₹10 Lakh personal loan urgently? with instant approval, flexible EMIs, and low-interest rates starting at 10.49% with up to 7 Years of Tenure!
Get Instant
Direct Cash
Lowest
Minimal
Rs.10 Lakh Personal Loan
Are you in need of financial support to fulfill your dreams, cover unexpected expenses, or consolidate your debts? Look no further! At Fincover, we have collated the best personal loan deals from multiple banks and NBFCs. Both salaried and self-employed can avail personal loans. Applicants can avail loans from 1 Lakh – 50 Lakhs. Apply now for a Personal loan of 10 Lakhs easily following the hassle-free application process and get instant approval.
Rs.10 Lakh Personal Loan EMI for 1 - 7 Years
Loan Amount: Rs.10 Lakh
ROI: 10.5%
Tenure | Interest Rate | EMI (Per Month) |
---|---|---|
10 lakh personal loan EMI for 1 year | 10.50% | ₹88,238 |
10 lakh personal loan EMI for 2 years | 10.50% | ₹46,506 |
10 lakh personal loan EMI for 3 years | 10.50% | ₹32,493 |
10 lakh personal loan EMI for 4 years | 10.50% | ₹25,620 |
10 lakh personal loan EMI for 5 years | 10.50% | ₹21,490 |
10 lakh personal loan EMI for 6 years | 10.50% | ₹18,715 |
10 lakh personal loan EMI for 7 years | 10.50% | ₹16,793 |
Bank Interest rates for 10 Lakh Personal Loan
Institution | Interest Rates |
---|---|
HDFC interest rates 2025 | 10.85% – 24.00% |
Axis Bank interest rates 2025 | 11% – 24.00% |
Bandhan Bank interest rates 2025 | 11.90% Onwards |
ICICI Bank interest rates 2025 | 10.85% – 16.25% |
DBS Bank interest rates 2025 | 10.99% – 24.00% |
Bank of Baroda interest rates 2025 | 11.05% – 18.75% |
SBI interest rates 2025 | 11.45% – 14.85% |
IndusInd Bank interest rates 2025 | 10.49% – 24.00% |
Yes Bank interest rates 2025 | 11.25% – 21.00% |
Standard Chartered interest rates 2025 | 11.50% – 24.00% |
IDFC First interest rates 2025 | 10.99% – 23.99% |
Kotak Mahindra interest rates 2025 | 10.99% – 24.00% |
PNB interest rates 2025 | 11.40% – 17.95% |
Indian Bank interest rates 2025 | 10.90% – 24.00% |
NBFCs Interest rates for 10 Lakh Personal Loan
NBFC Name | Interest Rate |
---|---|
InCred Interest Rate 2025 | 16% – 42% |
Finnable Interest Rate 2025 | 16% – 28% |
L&T Finance Interest Rate 2025 | 11% – 24% |
Aditya Birla Interest Rate 2025 | 10% – 32% |
Shriram Finance Interest Rate 2025 | 11% – 42% |
Bajaj Finserv Interest Rate 2025 | 10.75% – 31% |
Piramal Interest Rate 2025 | 12.99% onwards |
Tata Capital Interest Rate 2025 | 11.99% – 35% |
Poonawalla Interest Rate 2025 | 11.49% – 19% |
SMFG Interest Rate 2025 | 13% – 36% |
Axis Finance Interest Rate 2025 | 13% onwards |
Mahindra Finance Interest Rate 2025 | 12% – 36% |
Paysense Interest Rate 2025 | 16.8% – 33% |
10 Lakh Personal Loan for Various Purposes
₹ 10 Lakh Personal Loan for Salaried Employees: This loan can be used for various personal needs such as emergency expenses, vacation, or large purchases. It provides financial flexibility and can be repaid through easy EMIs.
₹ 10 Lakh Personal Loan for Self-Employed: Self-employed individuals can use this loan for business expansion, working capital, or personal needs. It helps manage cash flow and support business growth without affecting personal finances.
₹ 10 Lakh Personal Loan for Home Renovation: This loan is ideal for upgrading or renovating your home, such as adding new features or modernizing existing ones. It offers a way to enhance living conditions without using savings.
₹ 10 Lakh Personal Loan for Medical Expenses: A loan of ₹10 lakh can cover significant medical costs, including surgeries, treatments, or hospital bills. It provides financial relief during unexpected health emergencies.
₹ 10 Lakh Personal Loan for Debt Consolidation: This loan helps consolidate multiple debts into a single payment, simplifying finances and often lowering the overall interest rate. It’s a useful tool for managing and reducing debt.
₹ 10 Lakh Personal Loan for Travel: Use this loan to fund extensive vacation or travel plans. It covers flights, accommodation, and other travel-related costs, making dream trips more accessible.
₹ 10 Lakh Personal Loan for Marriage: This loan can cover the costs associated with a wedding, including venue, decorations, catering, and other expenses. It helps in planning a memorable celebration without financial strain.
₹ 10 Lakh Personal Loan for Business: Ideal for starting or expanding a business, this loan provides the necessary capital for investments, inventory, or other business-related expenses, supporting growth and operational needs.
Eligibility Criteria for Personal Loan of 10 Lakh
To apply for a Personal Loan, you need to meet the following criteria
Criteria | Details |
---|---|
Minimum Age | 21 years |
Maximum Age | 60 years (varies by lender) |
Minimum Salary | ₹35,000 per month* |
Employment Type | Salaried Employees |
Work Experience | Minimum 1 year (salaried) |
Credit Score | 700+* |
Citizenship | Indian Resident |
Loan Tenure | Up to 7 years |
This is a general guideline; individual lenders may have slightly different criteria.
Documents Required for Personal Loan of 10 Lakhs
Document Type | Details |
---|---|
Identity Proof | Aadhaar Card, PAN Card, Passport, Voter ID, Driving License |
Address Proof | Utility Bills (Electricity, Water, Gas), Aadhaar Card, Passport, Rent Agreement |
Income Proof | Latest Salary Slips (last 3 months) |
Bank Statements | Bank Statements (last 3-6 months) |
Employment Proof | Offer Letter, Employment Certificate |
Photographs | Recent Passport-sized photographs |
Loan Application Form | Duly filled and signed form from the lender |
Why Wait? Apply Today!
Don’t let financial constraints hold you back from achieving your goals. Apply for a personal loan of 10 lakhs and take the first step toward a brighter financial future.
- Pre-Approved Loans
- Personal Loan in 10 Mins
- NBFC Personal Loan
- Personal loan documents
- Personal loan eligibility Check
- FOIR Calculator
- Personal loan Interest Rates
- Lowest interest Personal Loan
- Personal loan EMI calculator
- PL Balance Transfer
- Instant Personal loans
- Paperless Personal loans
- Best Personal Loans 2025
- Flexi Personal loans
- Best Personal Loan Apps
- RBI Approved Loan Apps
- Rs.50 lakh Personal Loan
- Rs.40 lakh Personal Loan
- Rs.30 lakh Personal Loan
- Rs.25 lakh Personal Loan
- Rs.20 lakh Personal Loan
- Rs.15 lakh Personal Loan
- Rs.12 lakh Personal Loan
- Rs.10 lakh Personal Loan
- Rs.8 lakh Personal Loan
- Rs.7 lakh Personal Loan
- Rs.6 lakh Personal Loan
- Rs.5 lakh Personal Loan
- Rs.4 lakh Personal Loan
- Rs.3 lakh Personal Loan
- Rs.2 lakh Personal Loan
- Rs.1 lakh Personal Loan
- Rs.50,000 Personal Loan
- Personal loan for salaried
- PL for IT Professionals
- Personal Loan for CA
- Personal Loan For Marriage
- Personal Loan For Women
- Personal Loan for Doctors
- Personal Loan for Pensioners
- PL for Defence Personnel
- Personal Loan for Low Salary
- PL for Home Renovation
- PL for Medical Emergency
- Personal Loan for NRI
- Personal Loan for CA
- PL for Debt Consolidation