Rs.15 Lakh Personal Loan @ 10.49% p.a!
Need ₹15 Lakh urgently? Avail a hassle-free personal loan at a competitive 10.49% Rate of Interest (ROI). Apply now for quick approval & flexible repayment options
Personal Loan of Rs.15 Lakhs
At Fincover, we understand that aspirations don’t come with a price tag, but sometimes they do require a financial boost. Got a personal loan requirement of Rs. 15 lakhs? Don’t worry! You do not have to break your fixed deposits, nor sell your gold or any other property. Get the funds you need in a short time with Personal Loans.
Fincover has collated the best of personal loan offers in our portal through which you can compare various parameters from multiple lenders and pick the perfect one suited to your requirement. Don’t waste any time searching multiple sites, get personal loan of Rs. 15 Lakhs easily in few steps through Fincover.
Key Features of Rs.15 Lakh Personal Loan
- Loan Amount: Secure a loan of up to 15 Lakhs to cater to your specific financial requirements.
- Flexible Repayment Options: Tailor your repayment plan according to your financial capacity with flexible EMI options.
- Quick Approval: Enjoy a hassle-free application process with swift approval, ensuring you get the funds you need when you need them.
- Limited documentation: No need of endless paperwork anymore. Apply for loan with minimal documentation
- Competitive Interest Rates: Benefit from competitive interest rates that make your repayment journey more manageable.
- No Collateral Required: Avail a Personal Loan without the need for collateral, simplifying the application process.
- Online Account Access: Monitor your loan details, EMI schedule, and more with our user-friendly online account access.
Bank Interest rates for Rs.15 Lakh Personal Loan
Comparison of Personal Loan Interest Rates of Banks (2025)
| Bank | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| DBS Bank | From 10.99% | Up to ₹15 Lakhs | 1-2% of loan amount | 24-48 hours | Apply |
| HDFC | From 10.85% | Up to ₹40 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Axis Bank | From 10.49% | Up to ₹40 Lakhs | 1.5% to 2% | 24-72 hours | Apply |
| ICICI Bank | 10.75% – 19% | Up to ₹40 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Bank of Baroda | 10.75% – 18.5% | Up to ₹5 Lakhs | 1%-2% | 48-72 hours | Apply |
| SBI | From 11% | Up to ₹30 Lakhs | Up to 1.5% | 2-3 working days | Apply |
| IndusInd | From 10.49% | Up to ₹50 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Yes Bank | From 10.99% | Up to ₹40 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Standard Chartered | From 11.5% | Up to ₹50 Lakhs | Up to 2.25% | 48-72 hours | Apply |
| IDFC | From 10.49% | Up to ₹50 Lakhs | Up to 3% | 24-48 hours | Apply |
| Kotak Mahindra | From 10.99% | Up to ₹40 Lakhs | 1% to 2.5% | 1-2 days | Apply |
| PNB | From 11.40% | Up to ₹20 Lakhs | Up to 1% | 2-3 days | Apply |
| Bandhan Bank | From 11.55% | Up to ₹25 Lakhs | Up to 2% | 48-72 hours | Apply |
Comparison of Personal Loan Interest Rates of NBFCs (2025)
| NBFC | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| Piramal Finance | From 12.99% | Up to ₹35 Lakhs | 2%-3% | 24-72 hours | Apply |
| Shriram Finance | From 14% | Up to ₹35 Lakhs | Up to 3% | 2-3 days | Apply |
| Tata Capital | From 10.99% | Up to ₹35 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| InCred | From 18% | Up to ₹3 Lakhs | 2% to 4% | Instant to 24 hrs | Apply |
| Finnable | From 16% | Up to ₹10 Lakhs | Up to 3% | 24-48 hours | Apply |
| PaySense | From 16.8% | Up to ₹5 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Poonawalla | From 9.99% | Up to ₹30 Lakhs | 1% to 2% | 24-72 hours | Apply |
| Fullerton | From 11.99% | Up to ₹25 Lakhs | Up to 3% | 1-2 working days | Apply |
| LendingKart | From 12% | Up to ₹3 Lakhs | 2% to 3% | 24-48 hours | Apply |
| Axis Finance | From 13% | Up to ₹25 Lakhs | Up to 2.5% | 1-2 days | Apply |
| Mahindra Finance | From 10.99% | Up to ₹10 Lakhs | Up to 3% | 2-3 days | Apply |
| Aditya Birla | From 11.99% | Up to ₹50 Lakhs | Up to 2.5% | 48-72 hours | Apply |
| Bajaj Finance | From 11% | Up to ₹50 Lakhs | Up to 4% | 24-72 hours | Apply |
₹15 Lakh Personal Loan EMI (1 to 7 Years)
Loan Amount: ₹15,00,000
Interest Rate (ROI): 10.49% per annum
| Tenure | Monthly EMI (₹) |
|---|---|
| 1 Year | ₹1,32,216 |
| 2 Years | ₹69,557 |
| 3 Years | ₹48,747 |
| 4 Years | ₹38,398 |
| 5 Years | ₹32,233 |
| 6 Years | ₹28,160 |
| 7 Years | ₹25,283 |
Eligibility Criteria for Personal Loan of 15 Lakh
To make the most of our Personal Loan offering, ensure you meet the following eligibility criteria:
- Age: Minimum age of 21 -65 years
- Employment Status: Salaried individuals with a stable job and a minimum work experience of two years. Self-employed personnel with proven credentials
- Credit Score: A credit score of 750+ is expected for instant approval
- Residency: Must be a resident of India with a valid address proof.
Documents Required for Personal Loan of 15 Lakh
Applying for a Personal Loan is simple with our streamlined documentation process. Ensure you have the following documents ready:
- Proof of Identity: Aadhar card, Passport, Driving license, or any other government-issued ID.
- Proof of Address: Utility bills, Aadhar card, Passport, or any other document verifying your current address.
- Income Proof: Salary slips, bank statements, or income tax returns to showcase your financial stability. Form 16 and IT Returns for self-employed.
- Employment Proof: Offer letter, employee ID, or any document verifying your current employment status.
- Photographs: Passport-sized photographs for identity verification.
- Duly Filled Application Form: Complete the application form with accurate details.
Apply today & get instant approval
Secure your financial future with a Personal Loan of Rs. 15 Lakhs. Get the loan & embark on a journey towards realizing your dreams.
