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Rs.15 Lakh Personal Loan @ 10.49% p.a!

Need ₹15 Lakh urgently? Avail a hassle-free personal loan at a competitive 10.49% Rate of Interest (ROI). Apply now for quick approval & flexible repayment options

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Fincover® > Banking > Loan > personal loan > 15 lakh Personal Loan

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Key Takeaways ✦

Personal Loan of Rs.15 Lakhs

At Fincover, we understand that aspirations don’t come with a price tag, but sometimes they do require a financial boost. Got a personal loan requirement of Rs. 15 lakhs? Don’t worry! You do not have to break your fixed deposits, nor sell your gold or any other property. Get the funds you need in a short time with Personal Loans.

Fincover has collated the best of personal loan offers in our portal through which you can compare various parameters from multiple lenders and pick the perfect one suited to your requirement. Don’t waste any time searching multiple sites, get personal loan of Rs. 15 Lakhs easily in few steps through Fincover.

Key Features of Rs.15 Lakh Personal Loan

Loan Amount: Secure a loan of up to 15 Lakhs to cater to your specific financial requirements.
Flexible Repayment Options: Tailor your repayment plan according to your financial capacity with flexible EMI options.
Quick Approval: Enjoy a hassle-free application process with swift approval, ensuring you get the funds you need when you need them.
Limited documentation: No need of endless paperwork anymore. Apply for loan with minimal documentation
Competitive Interest Rates: Benefit from competitive interest rates that make your repayment journey more manageable.
No Collateral Required: Avail a Personal Loan without the need for collateral, simplifying the application process.
Online Account Access: Monitor your loan details, EMI schedule, and more with our user-friendly online account access.

Bank Interest rates for Rs.15 Lakh Personal Loan

Banks

Personal Loan Interest Rates 2025

Institution	Interest Rates
HDFC Bank	10.85% – 24.00%
Axis Bank	11% – 24.00%
Bandhan Bank	11.90% Onwards
ICICI Bank	10.85% – 16.25%
DBS Bank	10.99% – 24.00%
Bank of Baroda	11.05% – 18.75%
SBI	11.45% – 14.85%
IndusInd Bank	10.49% – 24.00%
Yes Bank	11.25% – 21.00%
Standard Chartered	11.50% – 24.00%
IDFC First	10.99% – 23.99%
Kotak Mahindra Bank	10.99% – 24.00%
PNB	11.40% – 17.95%
Indian Bank	10.90% – 24.00%

NBFCs Interest rates for 15 Lakh Personal Loan

NBFCs

NBFC Name	Interest Rate
InCred	16% – 42%
Finnable	16% – 28%
L&T Finance	11% – 24%
Aditya Birla	10% – 32%
Shriram Finance	11% – 42%
Bajaj Finserv	10.75% – 31%
Piramal Finance	12.99% onwards
Tata Capital	11.99% – 35%
Poonawalla	11.49% – 19%
SMFG	13% – 36%
Axis Finance	13% onwards
Mahindra Finance	12% – 36%
Paysense	16.8% – 33%

Rs.15 Lakh Personal Loan EMI for up to 7 Years

Loan Amount: Rs.15 Lakh

ROI: 10.49%

Tenure	EMI amount at Interest rate of 10.49%
1 year	Rs. 1,32,216
2 years	Rs. 69,557
3 years	Rs. 48,747
4 years	Rs. 38,398
5 years	Rs. 32,233
6 years	Rs. 28,160
7 years	Rs. 25,283

Eligibility Criteria for Personal Loan of 15 Lakh

To make the most of our Personal Loan offering, ensure you meet the following eligibility criteria:

Age: Minimum age of 21 -65 years
Employment Status: Salaried individuals with a stable job and a minimum work experience of two years. Self-employed personnel with proven credentials
Credit Score: A credit score of 750+ is expected for instant approval
Residency: Must be a resident of India with a valid address proof.

Documents Required for Personal Loan of 15 Lakh

Applying for a Personal Loan is simple with our streamlined documentation process. Ensure you have the following documents ready:

Proof of Identity: Aadhar card, Passport, Driving license, or any other government-issued ID.
Proof of Address: Utility bills, Aadhar card, Passport, or any other document verifying your current address.
Income Proof: Salary slips, bank statements, or income tax returns to showcase your financial stability. Form 16 and IT Returns for self-employed.
Employment Proof: Offer letter, employee ID, or any document verifying your current employment status.
Photographs: Passport-sized photographs for identity verification.
Duly Filled Application Form: Complete the application form with accurate details.