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SMFG India Credit (Formerly Fullerton India) at 11.99% ROI

SMFG India Credit (Formerly Fullerton India) is one of the leading lenders offering personal loan to Indian customers. Get money transferred in your account in just 48 hours. Know more.


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SMFG India Credit (Formerly Fullerton India)

SMFG India Credit (formerly: Fullerton India Credit) is one of the fastest growing NBFCs in India offering personal loans upto Rs. 25 Lakhs to salaried customers. With over 3.2 million customers, they have cut through the market by covering more than 600 towns and 65000 villages.

Features of SMFG India Credit Personal Loan

Loans upto Rs. 25 lakhs

Get a personal loan upto Rs. 25 Lakhs with 100% paperless process

Attractive Interest rates

Affordable Interest rates from 11.99% with minimal documentation and flexible repayment

100% paperless process

Zero paperwork, completely digital process involved

Quick Disbursal

Get funds quickly credited to your account immediately after approval

Flexible repayment tenure

Repay at your convenience at tenure between 12 months – 60 months


Eligibility criteria for Personal Loan at SMFG India Credit

  • Salaried or Self-employed
  • Loans for salaried employee with a net salary above Rs. 25000 in metros and Rs. 20000 in other parts
  • Must be a resident of India
  • Overall work experience of 1 year atleast with six months atleast with current employer
  • CIBIL Score of 750+

Charges in SMFG India Credit personal loan

Interest ratesStarting from 11.99% – 29%
Loan amountUp Rs. 25 Lakhs
Tenure1- 5 years
Processing Fee0% to 6% on the principal loan amount
Prepayment chargesUpto 7% remaining principal loan amount

Documents required for SMFG India Credit Personal Loan

  • ID proof (copy of voter ID card, driving licence, passport, or Aadhaar card)
  • Duly Filled and Signed Application
  • Address proof (copies of passport, voter ID, driving licence, or Aadhaar)
  • Experience in the current company for atleast one year
  • A bank statement for the previous 6 months
  • Recent  Form 16, the last 2 months’ salary slips, and present salary certificate

How to Apply for an SMFG India Credit Personal Loan?

  • Visit https://www.fincover.com/banking/loan/personal/ and select SMFG India Credit
  • Enter all the required information as requested and Submit your personal loan application
  • Check if your personal loan is approved with the reference no provided
  • If approved and verified, the loan will disbursed in few days
Personal Loans by Bank
The Minimum salary must be atleast Rs. 20000 to avail a personal loan
You can use Personal Loan Calculator available at Fincover, to get an idea about the EMI you are going to pay. Input the loan amount and preferred tenure, the tool will automatically calculate your EMI
No, we do not charge anything from the customer.
You can foreclose your personal loan from Fullerton India but remember you will need to pay atleast 6 EMIs