DBS Bank Personal Loan, Interest rates from 10.99%
- No Company Listing Needed
- No Address Proof Required
- Minimum net income of ₹25,001
- Upto ₹15 Lakhs
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DBS Bank Personal loan
- Attractive interest rate of 10.99% p.a
- Eligibility: We can provide Personal Loans to both Salaried & Self-Employed individuals.
- Minimum Income: Minimum net income of ₹25,001 is required.
- No Company Listing Needed
- No Address Proof Required
- Age Range: Applicants age should be between 21 and 58
- Loan Amount: We offer loans from ₹25,000 to ₹15 Lakhs
- Credit Score: A mandatory minimum Bureau Score of 750 is required
- Credit History: Bureau vintage of 1 year is necessary
- Documentation: For Salaried applicants, income documents are not required for loans up to ₹7 Lakhs
- Foreclosure and part payment options are available after 6 completed EMIs with applicable charges
- Please ensure accurate office & residential addresses are captured during the loan application process
- Note for New-to-Bank (NTB) Customers: NTB customers must open a Digi Account for loan disbursement and repayments.
DBS Personal Loan: Your One-Stop Solution for Quick and Easy Cash
Life often throws unexpected curveballs; you may not be necessarily financially equipped to deal with it at all times. DBS Personal loan helps you manage all your expenses effectively. They offer personal loan upto 15 Lakhs with no security in a completely paperless way at 10.99% interest rates
Features of Personal Loan with DBS
Instant Approvals: Get in-principle approval within few minutes by applying in our user-friendly online application.
Completely Paperless: No need to submit physical documents. Everything can be done online. You do not have to visit their branch; you can simply through their digital app or our platform
3 days free look period: You can cancel our personal loan with ease within the 2-day freelook period offered
Competitive Interest Rates: Rates starting at 10.99% p.a., subject to your creditworthiness.
Flexible Repayment Options: Choose a repayment tenure that suits your budget (12 to 60 months).
High Loan Amounts: Get a loan of up to ₹15 lakhs to cover your financial needs.
Manage Everything Digitally: Conveniently manage your loan application, track repayments, and make payments through the DBS digibank app.
Compare DBS Bank Personal Loan vs other Lenders
Interest Rate
10.99 %
Loan Amount
upto Rs.15L
- No Address Proof Required
- No Company Listing Needed
- 750+ CIBIL Score
- 750+ CIBIL Score
Personal Loan for every need
DBS offers personal loan that can practically address every need of yours
- Wedding – Enjoy your dream day in a grand way with hassle-free wedding loan
- Vacation – Stop dreaming about the vacation, prepare for one with their Vacation loan
- Gadget – Shine like a star with your dream gadget, with Gadgets loan
- Home Renovation – Do not postpone repairs in your home, get it done with Home renovation loan
Fees and Charges of Personal loan at DBS Bank
Interest charges | 10.99% |
Processing Fee | 3% of the loan amount |
Foreclosure charges | 7-12 months – 4.5%, 13/24 months – 4.5%, 25-36 months – 2.5%, >36 months – 2.00% |
Part-prepayment charges | 7-12 months – 4.5%, 13/24 months – 4.5%, 25-36 months – 2.5%, >36 months – 2.00% |
Loan Cancellation charges | Allowed within free look period of 3 days, no cancellation charges, however, processing fee + applicable taxes will be charges |
Dishonour of Standing Instruction | Rs. 600 + GST |
Penal charges | 3% on the overdue amount |
EMI Start date | 6th and 10th of every month |
DBS Personal Loan Eligibility
Salaried | Self-Employed |
Must be an Indian citizen | Must be an Indian citizen |
Monthly Salary of Rs. 25001 atleast | Minimum turnover of Rs. 15 Lakhs for professionals, and Rs. 40 Lakhs for non-professionals |
21-58 years | 21-58 years |
For Salaried, loan upto 7 lakhs | For self-employed, loan upto 15 Lakhs |
Credit Score of 750+ | Credit Score of 750+ |
Should have stayed in current residence for 1 year | must have a minimum profit after tax of Rs. 2 Lakhs for proprietorship firm and Rs. 1 Lakh for non-professionals |
Documents Required for DBS Personal Loan
Salaried | Self-Employed |
Proof of Identity – Passport/Driving License/Voter ID/ PANCard | Last 6 months bank statement |
Residence Proof – Passport/License Agreement | Proof of Residence of Ownership |
Salary slips for 3 months | Proof of Business Continuity |
2 Passport size photographs | Last 6 months bank statement |
How to apply for a DBS Loan at Fincover?
dbs bank personal loan apply online,
- Visit https://www.fincover.com/banking/loan/personal/ and select DBS
- Enter all the required information as requested and Submit your personal loan application
- Check if your personal loan is approved with the reference no provided
- If approved and verified, the loan will disbursed in few days
DBS Bank Personal Loan Contact Number / Customer Care Number
For any inquiries or assistance with DBS Bank personal loans, you can contact the DBS Bank customer care team.
DBS Bank Customer Care Number:
- Phone: 1860 267 1234 (within India)
This number can be used for queries related to personal loans, including application status, interest rates, eligibility, and documentation requirements.
NBFCs
- Rs.50 lakh Personal Loan
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- Rs.4 lakh Personal Loan
- Rs.3 lakh Personal Loan
- Rs.2 lakh Personal Loan
- Rs.1 lakh Personal Loan
- Rs.50,000 Personal Loan
- Personal loan for salaried
- Personal loan for self-employed
- PL for IT Professionals
- Personal Loan for CA
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- Personal Loan For Women
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- PL for Defence Personnel
- Personal Loan for Low Salary
- PL for Home Renovation
- PL for Medical Emergency
- Personal Loan for NRI
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