Personal Loan of Rs. 30 Lakh Apply now!
Get a Personal Loan of Rs.30 lakh at an attractive 10.5% Rate of Interest (ROI). Secure your financial needs efficiently with our competitive rates and hassle-free
Personal Loan of Rs.30 Lakhs
Turning your grandest dreams into reality are just a step away. Unleash the potential of a Rs. 30 Lakhs Personal Loan and achieve to the maximum of your ability. Discover the perfect solution to turn your dreams into reality, backed by a seamless process, competitive rates, and unparalleled flexibility by applying at Fincover.
Features and Benefits of Personal Loan of Rs. 30 Lakhs
- Substantial Loan Amount: Secure a sizable loan of Rs. 30 Lakhs to meet your diverse financial requirements.
- Tailored Repayment Plans: Customize your repayment plan according to your financial ability with flexible EMI
- Swift Approval: Experience fast approval, ensuring you have funds whenever you require it them at the most
- Attractive Interest rates: Enjoy the advantage of best interest rates, thereby easing your financial burden and helping you repay conveniently
- Unsecured Financing: Avail the loan without any collateral. Enjoy streamlined application process
Bank Interest rates for ₹30 Lakh Personal Loan
Comparison of Personal Loan Interest Rates of Banks (2025)
| Bank | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| DBS Bank | From 10.99% | Up to ₹15 Lakhs | 1-2% of loan amount | 24-48 hours | Apply |
| HDFC | From 10.85% | Up to ₹40 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Axis Bank | From 10.49% | Up to ₹40 Lakhs | 1.5% to 2% | 24-72 hours | Apply |
| ICICI Bank | 10.75% – 19% | Up to ₹40 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Bank of Baroda | 10.75% – 18.5% | Up to ₹5 Lakhs | 1%-2% | 48-72 hours | Apply |
| SBI | From 11% | Up to ₹30 Lakhs | Up to 1.5% | 2-3 working days | Apply |
| IndusInd | From 10.49% | Up to ₹50 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Yes Bank | From 10.99% | Up to ₹40 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Standard Chartered | From 11.5% | Up to ₹50 Lakhs | Up to 2.25% | 48-72 hours | Apply |
| IDFC | From 10.49% | Up to ₹50 Lakhs | Up to 3% | 24-48 hours | Apply |
| Kotak Mahindra | From 10.99% | Up to ₹40 Lakhs | 1% to 2.5% | 1-2 days | Apply |
| PNB | From 11.40% | Up to ₹20 Lakhs | Up to 1% | 2-3 days | Apply |
| Bandhan Bank | From 11.55% | Up to ₹25 Lakhs | Up to 2% | 48-72 hours | Apply |
Comparison of Personal Loan Interest Rates of NBFCs (2025)
| NBFC | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| Piramal Finance | From 12.99% | Up to ₹35 Lakhs | 2%-3% | 24-72 hours | Apply |
| Shriram Finance | From 14% | Up to ₹35 Lakhs | Up to 3% | 2-3 days | Apply |
| Tata Capital | From 10.99% | Up to ₹35 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| InCred | From 18% | Up to ₹3 Lakhs | 2% to 4% | Instant to 24 hrs | Apply |
| Finnable | From 16% | Up to ₹10 Lakhs | Up to 3% | 24-48 hours | Apply |
| PaySense | From 16.8% | Up to ₹5 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Poonawalla | From 9.99% | Up to ₹30 Lakhs | 1% to 2% | 24-72 hours | Apply |
| Fullerton | From 11.99% | Up to ₹25 Lakhs | Up to 3% | 1-2 working days | Apply |
| LendingKart | From 12% | Up to ₹3 Lakhs | 2% to 3% | 24-48 hours | Apply |
| Axis Finance | From 13% | Up to ₹25 Lakhs | Up to 2.5% | 1-2 days | Apply |
| Mahindra Finance | From 10.99% | Up to ₹10 Lakhs | Up to 3% | 2-3 days | Apply |
| Aditya Birla | From 11.99% | Up to ₹50 Lakhs | Up to 2.5% | 48-72 hours | Apply |
| Bajaj Finance | From 11% | Up to ₹50 Lakhs | Up to 4% | 24-72 hours | Apply |
Rs.30 Lakh Personal Loan EMI for up to 5 Years
Loan Amount: Rs.30 Lakh
Rate of Interest (ROI): 10.5%
| Tenure | EMI amount at Interest rate of 10.5% |
|---|---|
| 1 year | Rs. 2,64,445 |
| 2 years | Rs. 1,15,940 |
| 3 years | Rs. 81,256 |
| 4 years | Rs. 64,008 |
| 5 years | Rs. 53,735 |
| 6 years | Rs. 46,947 |
| 7 years | Rs. 42,152 |
Why apply for personal loan of Rs 30 Lakhs at Fincover?
- Transparent Processes: We believe in clarity and transparency throughout your loan journey.
- Customer-Centric Approach: Experience personalized solutions and dedicated customer support.
- Quick Disbursal: Swift processing ensures you have access to funds when you need them.
Eligibility Criteria for Personal Loan of 30 Lakhs
- Age: Between 21 and 58 years at the time of loan maturity.
- Employment Status: Salaried individuals with a stable job and a minimum work experience of two years. Proof of Business Ownership for self-employed
- Income: Income limit defined by the lender
- Credit Score: Maintain a healthy credit score (preferably above 750), showcasing your creditworthiness.
Documents Required for Personal Loan of 30 Lakhs
Effortlessly Navigate the application process by having the following documents ready:
- Proof of Identity: Aadhar card, Passport, Driving license, or any other government-issued ID.
- Proof of Address: Utility bills, Aadhar card, Passport, or any document validating your current address.
- Income Proof: Furnish salary slips, bank statements, or income tax returns demonstrating your financial stability. Form16, ITR mandatory for Self-employed
- Employment Proof: Include an offer letter, employee ID, or any document verifying your current employment status.
- Photographs: Submit passport-sized photographs for identity verification.
Summary:
Get ready to ride the 30 lakhs wave with Fincover. No Frills – just money where it matters
