Personal Loan of Rs. 30 Lakh
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Get a Personal Loan of Rs.30 lakh at an attractive 10.5% Rate of Interest (ROI). Secure your financial needs efficiently with our competitive rates and hassle-free

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Personal Loan of Rs.30 Lakhs

Turning your grandest dreams into reality are just a step away. Unleash the potential of a Rs. 30 Lakhs Personal Loan and achieve to the maximum of your ability. Discover the perfect solution to turn your dreams into reality, backed by a seamless process, competitive rates, and unparalleled flexibility by applying at Fincover.

Features and Benefits of Personal Loan of Rs. 30 Lakhs

Substantial Loan Amount

Secure a sizable loan of Rs. 30 Lakhs to meet your diverse financial requirements.

Tailored Repayment Plans

Customize your repayment plan according to your financial ability with flexible EMI

Swift Approval

Experience fast approval, ensuring you have funds whenever you require it them at the most

Attractive Interest rates

Enjoy the advantage of best interest rates, thereby easing your financial burden and helping you repay conveniently

Unsecured Financing

Avail the loan without any collateral. Enjoy streamlined application process

Bank Interest rates for 30 Lakh Personal Loan

Banks

Institution	Interest Rates
HDFC interest rates 2025	10.85% – 24.00%
Axis Bank interest rates 2025	11% – 24.00%
Bandhan Bank interest rates 2025	11.90% Onwards
ICICI Bank interest rates 2025	10.85% – 16.25%
DBS Bank interest rates 2025	10.99% – 24.00%
Bank of Baroda interest rates 2025	11.05% – 18.75%
SBI interest rates 2025	11.45% – 14.85%
IndusInd Bank interest rates 2025	10.49% – 24.00%
Yes Bank interest rates 2025	11.25% – 21.00%
Standard Chartered interest rates 2025	11.50% – 24.00%
IDFC First interest rates 2025	10.99% – 23.99%
Kotak Mahindra interest rates 2025	10.99% – 24.00%
PNB interest rates 2025	11.40% – 17.95%
Indian Bank interest rates 2025	10.90% – 24.00%

NBFCs Interest rates for 30 Lakh Personal Loan

NBFCs

NBFC Name	Interest Rate
InCred Interest Rate 2025	16% – 42%
Finnable Interest Rate 2025	16% – 28%
L&T Finance Interest Rate 2025	11% – 24%
Aditya Birla Interest Rate 2025	10% – 32%
Shriram Finance Interest Rate 2025	11% – 42%
Bajaj Finserv Interest Rate 2025	10.75% – 31%
Piramal Interest Rate 2025	12.99% onwards
Tata Capital Interest Rate 2025	11.99% – 35%
Poonawalla Interest Rate 2025	11.49% – 19%
SMFG Interest Rate 2025	13% – 36%
Axis Finance Interest Rate 2025	13% onwards
Mahindra Finance Interest Rate 2025	12% – 36%
Paysense Interest Rate 2025	16.8% – 33%

Rs.30 Lakh Personal Loan EMI for up to 5 Years

Loan Amount: Rs.30 Lakh

ROI: 10.5%

Tenure	EMI amount at Interest rate of 10.5%
1 year	Rs.264445
2 years	Rs. 1,15,940
3 years	Rs. 81,256
4 years	Rs. 64,008
5 years	Rs. 53,735
6 years	Rs. 46,947
7 years	Rs. 42,152

Why apply for personal loan of Rs 30 Lakhs at Fincover?

Transparent Processes: We believe in clarity and transparency throughout your loan journey.
Customer-Centric Approach: Experience personalized solutions and dedicated customer support.
Quick Disbursal: Swift processing ensures you have access to funds when you need them.

Eligibility Criteria for Personal Loan of 30 Lakhs

Age: Between 21 and 58 years at the time of loan maturity.

Employment Status: Salaried individuals with a stable job and a minimum work experience of two years. Proof of Business Ownership for self-employed

Income: Income limit defined by the lender

Credit Score: Maintain a healthy credit score (preferably above 750), showcasing your creditworthiness.

Documents Required for Personal Loan of 30 Lakhs

Effortlessly Navigate the application process by having the following documents ready:

Proof of Identity: Aadhar card, Passport, Driving license, or any other government-issued ID.

Proof of Address: Utility bills, Aadhar card, Passport, or any document validating your current address.

Income Proof: Furnish salary slips, bank statements, or income tax returns demonstrating your financial stability. Form16, ITR mandatory for Self-employed

Employment Proof: Include an offer letter, employee ID, or any document verifying your current employment status.

Photographs: Submit passport-sized photographs for identity verification.