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Apply IndusInd Bank Personal Loan, Interest rates from 10.49%

Apply for a personal loan at IndusInd Bank upto 50 Lakhs with low interest rate, quick processing time, and minimum documentation.


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IndusInd Bank Personal Loan

IndusInd bank offers personal loans with easy documentation that will allow you to get the money you would need to meet your urgent expenses. Make life incredibly comfy with IndusInd Bank Personal Loans with interest rates from 10.49%

Features of IndusInd Bank Personal Loan

Easy Documentation

Obtain Personal loan from the comfort of your homes with minimal documentation, quick processing, and fast disbursal

Loan upto 50 Lakhs

Say goodbye to mortgaging and get loan upto Rs. 50 Lakhs without collateral

Flexi Personal Loan tenure

Choose from loan tenure between 1-6 years and repay at your convenience

Best in-class features

Gec facilities like low interest rate, door-step access, no pressure of collaterals, and many more

Easy KYC

Easily complete KYC via video calling with a bank representative

Low Interest rates

Get your loans sanctioned for an interest rates as low as 10.49%

In-access features

Quick Processing Time, Speedy Disbursal, Pre-closure options, and No Guarantor Required

Multi-purpose loans

Get Personal loans for multiple purposes like house renovation, education, medical expenses etc.


Eligibility criteria for IndusInd Bank Personal Loan

To apply for BoB personal loan, one must be:

  • Resident of India and must be minimum 21 years
  • The maximum age for sanctioning loan is 60 years for salaried and 65 for self-employed
  • Should have two years of working experience with atleast one year in the current organization for salaried, 5 years after relevant qualification for self-employed
  • Minimum income should be Rs. 25000 for salaried and 4.8 Lakhs annually for self-employed
  • Should have stayed in the current residence atleast for one year, if rented
  • Credit score of 750+

Charges in IndusInd Bank personal loan

Interest ratesFrom 10.49%
Loan Processing ChargesUpto 3% of Loan amount + taxes
Prepayment charges 4% of the outstanding (Plus applicable tax)
Loan cancellation chargesRs. 1000 + taxas
Payment dishonour chargesRs. 450+ taxes
Penal chargesRs. 150 + Taxes
Loan Tenure12 months – 60 months
Duplicate amortization chargesRs. 250 + taxes


Documents required for IndusInd Personal Bank

For Salaried

  • Proof of Identity – Passport/Driving License/Voter ID/ PANCard
  • Residence Proof – Passport/License Agreement
  • Last 6 months bank statement and updated passbook
  • Salary slips for 3 months
  • Duly filled application form along with recent photograph

For Self-employed

  • KYC Documents – Proof of Identity, Address Proof, DOB Proof
  • IT Returns for the past one year
  • Income Proof
  • Last 6 months bank statement
  • Proof of Residence of Ownership
  • Proof of business continuity

IndusInd Bank Customer Care

  • Customers can reach their helpline at 18602677777

    Email Support – reachus@indusind.com

How to Apply for a Loan at IndusInd Bank?

Get your loan approved in 4 simple steps,

  • Visit https://www.fincover.com/banking/loan/personal/ and select IndusInd Bank
  • Enter all the required information as requested and Submit your personal loan application
  • Check if your personal loan is approved
  • If approved and verified, the loan will disbursed in few days
Personal Loans by Bank
1.An individual should be 21 years at the time of loan application
2.Minimum monthly income must be Rs. 25000
3.Completed Minimum of two years of employment and one year in the current company
4.One year atleast in the current residence
The maximum tenure in a personal loan must be 5 years
You can check through their official netbanking account. If you do not have netbanking facility, email or call the bank to get the details
Once you login to their netbanking, you will find a menu from where you can access personal loan statements. If you do not have netbanking, contact their customer support over phone or email
Once the bank receives all the documents from the borrower, the loan is sanctioned within 3-7 days
No, there is no compulsion to have savings account with IndusInd bank