Apply IndusInd Bank Personal Loan @10.49% Upto 50 Lakhs (2025)
Apply for a personal loan at IndusInd Bank upto 50 Lakhs with low interest rate, quick processing time, and minimum documentation.
Get Instant
Approval
Direct Cash
Transfer
Lowest
Interest Rates
Minimal
Documentation
EMI Calculator
IndusInd Bank Personal Loan Apply online
IndusInd bank offers personal loans with easy documentation that will allow you to get the money you would need to meet your urgent expenses. Make life incredibly comfy with IndusInd Bank Personal Loans with interest rates from 10.49%
Features of IndusInd Bank Personal Loan
- Easy Documentation: Obtain Personal loan from the comfort of your homes with minimal documentation, quick processing, and fast disbursal
- Loan upto 50 Lakhs: Say goodbye to mortgaging and get loan upto Rs. 50 Lakhs without collateral
- Flexi Personal Loan tenure: Choose from loan tenure between 1-6 years and repay at your convenience
- Best in-class features: Gec facilities like low interest rate, door-step access, no pressure of collaterals, and many more
- Easy KYC: Easily complete KYC via video calling with a bank representative
- Low Interest rates: Get your loans sanctioned for an interest rates as low as 10.49%
- In-access features: Quick Processing Time, Speedy Disbursal, Pre-closure options, and No Guarantor Required
- Multi-purpose loans: Get Personal loans for multiple purposes like house renovation, education, medical expenses etc.
Compare IndusInd Bank Personal Loan vs other Lenders
Institution | Interest Rates |
---|---|
HDFC Bank | 10.85% – 24.00% |
Axis Bank | 11% – 24.00% |
Bandhan Bank | 11.90% Onwards |
ICICI Bank | 10.85% – 16.25% |
DBS Bank | 10.99% – 24.00% |
Bank of Baroda | 11.05% – 18.75% |
SBI | 11.45% – 14.85% |
IndusInd Bank | 10.49% – 24.00% |
Yes Bank | 11.25% – 21.00% |
Standard Chartered | 11.50% – 24.00% |
IDFC First | 10.99% – 23.99% |
Kotak Mahindra Bank | 10.99% – 24.00% |
PNB | 11.40% – 17.95% |
Indian Bank | 10.90% – 24.00% |
Eligibility criteria for IndusInd Bank Personal Loan
Criteria | Details |
---|---|
Age | 21 to 60 years |
Minimum Income | ₹25,000 net monthly income |
Work Experience | Minimum 2 years of total experience |
Current Employer Tenure | At least 1 year |
Credit Score | Preferably 700 or above |
Residency | Minimum 1 year at the current address |
Fee and Charges for IndusInd Bank personal loan
Fee/Charge | Details |
---|---|
Processing Fee | Up to 3.5% of the loan amount + GST |
Prepayment Charges | 4% of the outstanding principal (after 12 EMIs) |
Payment Dishonour Charges | ₹450 per instance |
Cheque/ECS/SI Swapping Charges | ₹500 per event |
Penal Charges | 2% of overdue amount (Principal + Interest) or ₹100, whichever is higher |
Loan Cancellation Charges | ₹1,000 per event |
Legal Charges | As per actuals |
Stamp Duty | As per state laws |
Documents required for IndusInd Personal Bank
Document Type | Required Documents |
---|---|
Identity Proof | Aadhar Card, PAN Card, Passport, Voter ID, or Driving License |
Address Proof | Aadhar Card, Passport, Utility Bills (Electricity, Water, etc.), Rent Agreement |
Income Proof (Salaried) | Latest 3 months’ salary slips, 6 months’ bank statement showing salary credits |
Income Proof (Self-Employed) | Last 2 years’ Income Tax Returns (ITR), Profit & Loss Statement, and Bank Statements |
Photographs | Passport-sized photographs (usually 2-3) |
Loan Application Form | Duly filled and signed loan application form |
IndusInd Bank Customer Care
Customers can reach their helpline at 18602677777
Email Support – reachus@indusind.com
How to Apply for a Loan at IndusInd Bank?
Get your loan approved in 4 simple steps,
- Visit https://www.fincover.com/banking/loan/personal/ and select IndusInd Bank
- Enter all the required information as requested and Submit your personal loan application
- Check if your personal loan is approved
- If approved and verified, the loan will disbursed in few days
FAQs
1.An individual should be 21 years at the time of loan application
2.Minimum monthly income must be Rs. 25000
3.Completed Minimum of two years of employment and one year in the current company
4.One year atleast in the current residence
2.Minimum monthly income must be Rs. 25000
3.Completed Minimum of two years of employment and one year in the current company
4.One year atleast in the current residence
The maximum tenure in a personal loan must be 5 years
You can check through their official netbanking account. If you do not have netbanking facility, email or call the bank to get the details
Once you login to their netbanking, you will find a menu from where you can access personal loan statements. If you do not have netbanking, contact their customer support over phone or email
Once the bank receives all the documents from the borrower, the loan is sanctioned within 3-7 days
No, there is no compulsion to have savings account with IndusInd bank
Personal Loans by Bank
- Personal loan
- What is Personal loan
- Unsecured Loans
- Pre-Approved Loans
- Personal Loan in 10 Mins
- NBFC Personal Loan
- Personal loan documents
- Personal loan eligibility Check
- FOIR Calculator
- Personal loan Interest Rates
- Lowest interest Personal Loan
- Personal loan EMI calculator
- PL Balance Transfer
- Instant Personal loans
- Paperless Personal loans
- Best Personal Loans 2025
- Flexi Personal loans
- Best Personal Loan Apps
- RBI Approved Loan Apps
- Rs.50 lakh Personal Loan
- Rs.40 lakh Personal Loan
- Rs.30 lakh Personal Loan
- Rs.25 lakh Personal Loan
- Rs.20 lakh Personal Loan
- Rs.15 lakh Personal Loan
- Rs.12 lakh Personal Loan
- Rs.10 lakh Personal Loan
- Rs.8 lakh Personal Loan
- Rs.7 lakh Personal Loan
- Rs.6 lakh Personal Loan
- Rs.5 lakh Personal Loan
- Rs.4 lakh Personal Loan
- Rs.3 lakh Personal Loan
- Rs.2 lakh Personal Loan
- Rs.1 lakh Personal Loan
- Rs.50,000 Personal Loan
- Personal loan for salaried
- PL for IT Professionals
- Personal Loan for CA
- Personal Loan For Marriage
- Personal Loan For Women
- Personal Loan for Doctors
- Personal Loan for Pensioners
- PL for Defence Personnel
- Personal Loan for Low Salary
- PL for Home Renovation
- PL for Medical Emergency
- Personal Loan for NRI
- Personal Loan for CA
- PL for Debt Consolidation