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Apply IndusInd Bank Personal Loan @10.49% Upto 50 Lakhs (2025)

Apply for a personal loan at IndusInd Bank upto 50 Lakhs with low interest rate, quick processing time, and minimum documentation.

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IndusInd Bank Personal Loan Apply online

IndusInd bank offers personal loans with easy documentation that will allow you to get the money you would need to meet your urgent expenses. Make life incredibly comfy with IndusInd Bank Personal Loans with interest rates from 10.49%

Features of IndusInd Bank Personal Loan

  • Easy Documentation: Obtain Personal loan from the comfort of your homes with minimal documentation, quick processing, and fast disbursal
  • Loan upto 50 Lakhs: Say goodbye to mortgaging and get loan upto Rs. 50 Lakhs without collateral
  • Flexi Personal Loan tenure: Choose from loan tenure between 1-6 years and repay at your convenience
  • Best in-class features: Gec facilities like low interest rate, door-step access, no pressure of collaterals, and many more
  • Easy KYC: Easily complete KYC via video calling with a bank representative
  • Low Interest rates: Get your loans sanctioned for an interest rates as low as 10.49%
  • In-access features: Quick Processing Time, Speedy Disbursal, Pre-closure options, and No Guarantor Required
  • Multi-purpose loans: Get Personal loans for multiple purposes like house renovation, education, medical expenses etc.
Compare IndusInd Bank Personal Loan vs other Lenders
Personal Loan Interest Rates 2025
Institution Interest Rates
HDFC Bank 10.85% – 24.00%
Axis Bank 11% – 24.00%
Bandhan Bank 11.90% Onwards
ICICI Bank 10.85% – 16.25%
DBS Bank 10.99% – 24.00%
Bank of Baroda 11.05% – 18.75%
SBI 11.45% – 14.85%
IndusInd Bank 10.49% – 24.00%
Yes Bank 11.25% – 21.00%
Standard Chartered 11.50% – 24.00%
IDFC First 10.99% – 23.99%
Kotak Mahindra Bank 10.99% – 24.00%
PNB 11.40% – 17.95%
Indian Bank 10.90% – 24.00%

Eligibility criteria for IndusInd Bank Personal Loan

CriteriaDetails
Age21 to 60 years
Minimum Income₹25,000 net monthly income
Work ExperienceMinimum 2 years of total experience
Current Employer TenureAt least 1 year
Credit ScorePreferably 700 or above
ResidencyMinimum 1 year at the current address

Fee and Charges for IndusInd Bank personal loan

Fee/ChargeDetails
Processing FeeUp to 3.5% of the loan amount + GST
Prepayment Charges4% of the outstanding principal (after 12 EMIs)
Payment Dishonour Charges₹450 per instance
Cheque/ECS/SI Swapping Charges₹500 per event
Penal Charges2% of overdue amount (Principal + Interest) or ₹100, whichever is higher
Loan Cancellation Charges₹1,000 per event
Legal ChargesAs per actuals
Stamp DutyAs per state laws

Documents required for IndusInd Personal Bank

Document TypeRequired Documents
Identity ProofAadhar Card, PAN Card, Passport, Voter ID, or Driving License
Address ProofAadhar Card, Passport, Utility Bills (Electricity, Water, etc.), Rent Agreement
Income Proof (Salaried)Latest 3 months’ salary slips, 6 months’ bank statement showing salary credits
Income Proof (Self-Employed)Last 2 years’ Income Tax Returns (ITR), Profit & Loss Statement, and Bank Statements
PhotographsPassport-sized photographs (usually 2-3)
Loan Application FormDuly filled and signed loan application form

IndusInd Bank Customer Care

  • Customers can reach their helpline at 18602677777

    Email Support – reachus@indusind.com

How to Apply for a Loan at IndusInd Bank?

Get your loan approved in 4 simple steps,

  • Visit https://www.fincover.com/banking/loan/personal/ and select IndusInd Bank
  • Enter all the required information as requested and Submit your personal loan application
  • Check if your personal loan is approved
  • If approved and verified, the loan will disbursed in few days
FAQs
1.An individual should be 21 years at the time of loan application
2.Minimum monthly income must be Rs. 25000
3.Completed Minimum of two years of employment and one year in the current company
4.One year atleast in the current residence
The maximum tenure in a personal loan must be 5 years
You can check through their official netbanking account. If you do not have netbanking facility, email or call the bank to get the details
Once you login to their netbanking, you will find a menu from where you can access personal loan statements. If you do not have netbanking, contact their customer support over phone or email
Once the bank receives all the documents from the borrower, the loan is sanctioned within 3-7 days
No, there is no compulsion to have savings account with IndusInd bank
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