HDFC Bank Personal Loans
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HDFC Bank Personal Loans
HDFC Personal Loan is one of the best options to fulfull your immediate monetary needs, making it one of the easiest credit options. A Personal Loan is ideal for funding your child’s education, marriages, renovating your homes, or even emergency medical procedures. HDFC loan comes with minimal paperwork and you can avail upto Rs. 40 Lakhs limit. Don’t let anything hold you back. Apply for Personal Loan from HDFC Bank through Fincover in a few and easy steps
Features of HDFC Personal Loan
Interest rates – Interest rates from 10.5%
Loan amount – Upto Rs. 40 Lakhs
Tenure – Upto 6 Years
Minimum Monthly Salary – Rs. 25000
Processing Fee – Up to 4999
Eligibility for HDFC Personal Loan
- Salaried and Self-employed individuals
- Minimum salary of Rs. 25000 per month
- Individuals aged between 21-60 years of age
- If employed, must have two years experience, with one year experience atleast in the current company
- Minimum credit score of 650+ atleast
Charges in a personal loan
- Rack interest rates – 10.50% to 24%
- Processing Fee – Upto Rs. 4999
- Stamp duty and Statutory charges – As applicable by law
- Delayed EMI – 18% P.A. plus overdue charges
- Minimum credit score of 650+ atleast
Preclosure charges (Full Payment)
- Up-to 24 EMI repayment – 4% of principal outstanding,
- (24 – 36) EMI repayment – 3% of principal outstanding,
- Post 36th EMI repayment – 2% of principal outstanding
Preclosure charges (part Payment)
- Post 1st EMI and up to 24th EMI – 4% of part payment amount.
- (24 – 36)EMI repayment – 3% of part payment amount.
- Post 36 EMI repayment- 2% of part payment amount.
Types of HDFC Personal Loan
- Marriage Loan
- Travel Loan
- Debt Consolidation Loan
- Home Renovation Loan
- Personal Loan for Teachers
- Personal Loan Balance Transfer
Documents required for Personal Loan
- ID Proof (Aadhar Card/Driving License/Voter ID/ Passport)
- Address Proof (Aadhar Card/Ration Card/Voter ID)
- Bank Statement for past 3 months
- Latest Salary Slip
- Form 16
Why Apply for Personal Loan at Fincover.com?
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Completely Digital and Paperless
Fincover offers you completely digital process which enables you to complete the application process within few minutes from the comfort of your homes.
Paperless Documentation
Since the entire application process is digital, there is zerp paperwork involved in the loan application process.You don’t have to physically visit the branch anymore, you can simply upload the soft copy of the documents and get instant approval for your personal loans.
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