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Rs. 25 Lakh Personal Loan
@ 10.49% p.a

Need ₹25 Lakh personal loan Urgently? Get Instantly. Experience hassle-free application, quick approvals, and convenient disbursal

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Personal Loan of Rs.25 Lakhs

At Fincover, we understand that big dreams often come with a significant price tag. Journey towards your dreams by availing a personal loan of Rs. 25 lakhs.  With competitive interest rates and flexible repayment options, securing the funds you need has never been easier.

Features and Benefits of Personal Loan of Rs. 25 Lakhs

High Loan Quantum: Secure a substantial loan amount of Rs. 25 Lakhs and chase your dreams

Customizable Repayment Plans: Manage your repayment schedule easily with flexible EMI options, ensuring it aligns seamlessly with your monthly budget

Quick Approval: Experience hassle-free application, quick approvals, and convenient disbursal

Competitive Interest Rates: Enjoy attractive interest rates that suit your budget and repayment capacity.

Collateral-Free Loan: Avail the loan without the need for collateral, simplifying the application process and providing peace of mind.

Online Account Access: Keep track of your loan details, EMI schedule easily in few clicks

Bank Interest rates for 25 Lakh Personal Loan

Banks
Personal Loan Interest Rates 2025
Institution Interest Rates
HDFC Bank 10.85% – 24.00%
Axis Bank 11% – 24.00%
Bandhan Bank 11.90% Onwards
ICICI Bank 10.85% – 16.25%
DBS Bank 10.99% – 24.00%
Bank of Baroda 11.05% – 18.75%
SBI 11.45% – 14.85%
IndusInd Bank 10.49% – 24.00%
Yes Bank 11.25% – 21.00%
Standard Chartered 11.50% – 24.00%
IDFC First 10.99% – 23.99%
Kotak Mahindra Bank 10.99% – 24.00%
PNB 11.40% – 17.95%
Indian Bank 10.90% – 24.00%

NBFCs Interest rates for 25 Lakh Personal Loan

NBFCs
NBFC Name Interest Rate
InCred Interest Rate 2025 16% – 42%
Finnable Interest Rate 2025 16% – 28%
L&T Finance Interest Rate 2025 11% – 24%
Aditya Birla Interest Rate 2025 10% – 32%
Shriram Finance Interest Rate 2025 11% – 42%
Bajaj Finserv Interest Rate 2025 10.75% – 31%
Piramal Interest Rate 2025 12.99% onwards
Tata Capital Interest Rate 2025 11.99% – 35%
Poonawalla Interest Rate 2025 11.49% – 19%
SMFG Interest Rate 2025 13% – 36%
Axis Finance Interest Rate 2025 13% onwards
Mahindra Finance Interest Rate 2025 12% – 36%
Paysense Interest Rate 2025 16.8% – 33%

Rs.25 Lakh Personal Loan EMI for up to 7 Years

Loan Amount: Rs.25 Lakh

ROI: 10.5%

TenureEMI amount at Interest rate of 10.5%
1 yearRs. 2,20,372
2 yearsRs. 1,15,940
3 yearsRs.  81,256
4 yearsRs. 64,008
5 yearsRs. 53,735
6 yearsRs. 46,947
7 yearsRs. 42,152

Why apply for personal loan of Rs 25 Lakhs at Fincover?

Experience the best personal loan experience at Fincover.

Transparent Processes: Navigate the loan journey with clarity and transparency.

Customer-Centric Approach: Benefit from personalized solutions and customer support tailored to your needs.

Quick Disbursal: Swift processing ensures you have access to funds at the right time

Compare and Choose: Compare and select the best loan from multiple lenders easily

Eligibility Criteria for Personal Loan of 25 Lakhs

Eligibility CriteriaDetails
Age21 to 60 years
IncomeMinimum monthly income (varies by lender)
Employment StatusEmployed with a reputable organization or self-employed with stable income
Credit ScoreTypically above 750 (varies by lender)
Employment TenureMinimum 1-2 years with current employer or in current business
Residence StatusResident of India (specific documentation required)
Existing LoansLimited or manageable existing loan obligations (varies by lender)

Documents Required for Personal Loan of 25 Lakhs

Document Type Details
Identity Proof Aadhar card, passport, voter ID, or driver’s license
Address Proof Utility bills (electricity, water, gas), rental agreement, or passport
Income Proof Latest 3-6 months’ salary slips, or latest Form 16
Bank Statements Recent 6-12 months’ bank statements (for salary account)
Employment Proof Employment verification letter or company ID card
Tax Returns Latest income tax returns (ITR) with acknowledgment (optional)
Photographs Passport-sized photographs (usually 2-3)

Summary:

Embark on a journey towards realizing your grandest ambitions with a Rs. 25 Lakhs Personal Loan from. With competitive rates, flexibility, and quick approval, we make turning your dreams into reality a seamless process. Apply now and elevate your financial journey!

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