Rs. 25 Lakh Personal Loan @ 10.49% p.a
Need ₹25 Lakh personal loan Urgently? Get Instantly. Experience hassle-free application, quick approvals, and convenient disbursal
Personal Loan of Rs.25 Lakhs
At Fincover, we understand that big dreams often come with a significant price tag. Journey towards your dreams by availing a personal loan of Rs. 25 lakhs. With competitive interest rates and flexible repayment options, securing the funds you need has never been easier.
Features and Benefits of Personal Loan of Rs. 25 Lakhs
- High Loan Quantum: Secure a substantial loan amount of Rs. 25 Lakhs and chase your dreams
- Customizable Repayment Plans: Manage your repayment schedule easily with flexible EMI options, ensuring it aligns seamlessly with your monthly budget
- Quick Approval: Experience hassle-free application, quick approvals, and convenient disbursal
- Competitive Interest Rates: Enjoy attractive interest rates that suit your budget and repayment capacity.
- Collateral-Free Loan: Avail the loan without the need for collateral, simplifying the application process and providing peace of mind.
- Online Account Access: Keep track of your loan details, EMI schedule easily in few clicks
Bank Interest rates for 25 Lakh Personal Loan
Comparison of Personal Loan Interest Rates of Banks (2025)
| Bank | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| DBS Bank | 10.99% – 30.00% | ₹25,000 to ₹15 Lakhs | 1%–3% + GST | 24–48 hrs | Apply |
| HDFC Bank | 10.90% – 24.00% | ₹50,000 to ₹40 Lakhs | Up to ₹6,500 + GST (~1–3%) | 24–48 hrs | Apply |
| Axis Bank | From ~11.25% | ₹50,000 to ₹15 Lakhs | 1.5%–2% + GST | 24–72 hrs | Apply |
| ICICI Bank | 10.80% – 16.65% | Up to ₹50 Lakhs | 0.5%–2% + GST | 24–48 hrs | Apply |
| Bank of Baroda | 10.49% – 18.75% | ₹30,000 to ₹20 Lakhs | Up to 2% + GST | 48–72 hrs | Apply |
| SBI | 10.30% – 15.30% | ₹10,000 to ₹35 Lakhs | Up to 1.5% + GST | 2–3 working days | Apply |
| IndusInd Bank | From 10.49% | ₹30,000 to ₹50 Lakhs | Up to 3.5% (2% online) + GST | 24–48 hrs | Apply |
| Yes Bank | 10.99% – 21% | ₹100,000 to ₹40 Lakhs | Up to 2.5% + GST | 24–48 hrs | Apply |
| Standard Chartered | 11.49% – 17% | ₹1 Lakh to ₹50 Lakhs | Up to 2.25% + GST | 48–72 hrs | Apply |
| IDFC FIRST Bank | 9.99% – ~10.75% | ₹1 Lakh to ₹50 Lakhs | Up to 3.5% + GST | 24–48 hrs | Apply |
| Kotak Mahindra Bank | From 10.99% | ₹50,000 to ₹40 Lakhs | 1%–2.5% + GST | 24–48 hrs | Apply |
| Punjab National Bank | 11.50% – 17.05% | Up to ₹20 Lakhs | Up to 1% + GST | 2–3 days | Apply |
| Bandhan Bank | 10.50% – 12.55% | ₹50,000 to ₹25 Lakhs | Up to 3% + GST | 48–72 hrs | Apply |
Comparison of Personal Loan Interest Rates of NBFCs (2025)
| NBFC | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| Piramal Finance | From 12.99% | Up to ₹35 Lakhs | 2%–3% + GST | 24–72 hrs | Apply |
| Shriram Finance | From 14% | Up to ₹35 Lakhs | Up to 3% + GST | 2–3 days | Apply |
| Tata Capital | From 10.99% | Up to ₹35 Lakhs | Up to 2.5% + GST | 24–48 hrs | Apply |
| InCred | From 18% | Up to ₹10 Lakhs | 2%–4% + GST | Instant to 24 hrs | Apply |
| Finnable | From 16% | Up to ₹10 Lakhs | Up to 3% + GST | 24–48 hrs | Apply |
| Poonawalla Fincorp | From 9.99% | Up to ₹30 Lakhs | 1%–2% + GST | 24–72 hrs | Apply |
| Fullerton India | From 11.99% | Up to ₹25 Lakhs | Up to 3% + GST | 1–2 working days | Apply |
| Axis Finance | From 13% | Up to ₹25 Lakhs | Up to 2.5% + GST | 1–2 days | Apply |
| Mahindra Finance | From 10.99% | Up to ₹10 Lakhs | Up to 3% + GST | 2–3 days | Apply |
| Aditya Birla Finance | From 11.99% | Up to ₹50 Lakhs | Up to 2.5% + GST | 48–72 hrs | Apply |
| Bajaj Finance | From 11% | Up to ₹50 Lakhs | Up to 4% + GST | 24–72 hrs | Apply |
Rs.25 Lakh Personal Loan EMI for up to 7 Years
Loan Amount: Rs.25 Lakh
Rate of Interest (ROI): 10.5%
| Tenure | EMI amount at Interest rate of 10.5% |
|---|---|
| 1 year | Rs. 2,20,372 |
| 2 years | Rs. 1,15,940 |
| 3 years | Rs. 81,256 |
| 4 years | Rs. 64,008 |
| 5 years | Rs. 53,735 |
| 6 years | Rs. 46,947 |
| 7 years | Rs. 42,152 |
Why apply for personal loan of Rs 25 Lakhs at Fincover?
- Experience the best personal loan experience at Fincover.
- Transparent Processes: Navigate the loan journey with clarity and transparency.
- Customer-Centric Approach: Benefit from personalized solutions and customer support tailored to your needs.
- Quick Disbursal: Swift processing ensures you have access to funds at the right time
- Compare and Choose: Compare and select the best loan from multiple lenders easily
Eligibility Criteria for Personal Loan of 25 Lakhs
| Eligibility Criteria | Details |
|---|---|
| Age | 21 to 60 years |
| Income | Minimum monthly income (varies by lender) |
| Employment Status | Employed with a reputable organization or self-employed with stable income |
| Credit Score | Typically above 750 (varies by lender) |
| Employment Tenure | Minimum 1-2 years with current employer or in current business |
| Residence Status | Resident of India (specific documentation required) |
| Existing Loans | Limited or manageable existing loan obligations (varies by lender) |
Documents Required for Personal Loan of 25 Lakhs
| Document Type | Details |
|---|---|
| Identity Proof | Aadhar card, passport, voter ID, or driver’s license |
| Address Proof | Utility bills (electricity, water, gas), rental agreement, or passport |
| Income Proof | Latest 3-6 months’ salary slips, or latest Form 16 |
| Bank Statements | Recent 6-12 months’ bank statements (for salary account) |
| Employment Proof | Employment verification letter or company ID card |
| Tax Returns | Latest income tax returns (ITR) with acknowledgment (optional) |
| Photographs | Passport-sized photographs (usually 2-3) |
Summary
Embark on a journey towards realizing your grandest ambitions with a Rs. 25 Lakhs Personal Loan from. With competitive rates, flexibility, and quick approval, we make turning your dreams into reality a seamless process. Apply now and elevate your financial journey!
