Fulfil your wishes with

InCred Personal Loans, Interest rates from 18%

Apply for Incred Personal Loans and avail the benefits of lowest interest rates and quick loan disbursal. 


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InCred Personal Loan

Incred Personal loans are packed with features and have proven to be pocket-friendly for the borrowers in India. Get loans from a low interest rates of 18% and fulfil your financial commitments.

Features of InCred Personal Loan

Customizable Loan

Incred personal loans can be customized according to the need of applicant

Higher Loan amounts

Get loan amount upto Rs. 15 Lakhs to support the growth of various business

Flexible repayment tenure

Repay at your own convenience at a tenure between 3 months -36 months

Instant Fund Disbursal

Get funds in your account within 4 hours from loan approval

Interest only on the used amount

The borrower has to pay interest only on the used loan amount and not the entire amount

Zero Collateral

Get Incred Personal Loans without any collateral


Eligibility criteria for Personal Loan at InCred

  • Age in between 21-55
  • Must be a resident of India
  • Monthly Income of Rs. 15000 atleast
  • Credit score of 700 and above
  • Salaried and Self-emlployed

Charges in InCred personal loan

Interest rates From 18% to 33% 
Loan amount Max upto 15 Lakhs
Tenure Upto 5 years
Preclosure charges 2% of the loan amount
Administration charges 1-5%

Documents required for InCred Personal Loan

  • Your PAN card is required
  • Latest passport sized photograh
  • Any govt. issued ID proof such as Aadhaar card, Voter ID, or a valid passport
  • Last 3 months bank statement

How to Apply for an InCred Personal Loan?

  • Visit https://www.fincover.com/banking/loan/personal/ and select InCred
  • Enter all the required information as requested and Submit your personal loan application
  • Check if your personal loan is approved with the reference no provided
  • If approved and verified, the loan will disbursed in few days
Personal Loans by Bank
Incred sanctions personal loan from a Minimum Rs. 750000 to maximum Rs. 15 Lakhs
You can prepay the entire loan tenure after 6th installment, subject to preclosure charges applicable
The loan amount will be directly credited to your bank account
No, there is no security or collateral required for personal loan