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InCred Personal Loan starting @15% Upto 10 Lakh (2Mins Approval)

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Fincover® > Banking > Loan > personal loan > InCred Personal Loan

InCred Personal Loan apply online

Incred Personal loans are packed with features and have proven to be pocket-friendly for the borrowers in India. Get loans from a low interest rates of 15% and fulfil your financial commitments.

Features of InCred Personal Loan

Customizable Loan – Incred personal loans can be customized according to the need of applicant
Higher Loan amounts – Get loan amount upto Rs. 10 Lakhs to support the growth of various business
Flexible repayment tenure – Repay at your own convenience at a tenure between 24 months – 48 months
Instant Fund Disbursal – Get funds in your account within 4 hours from loan approval
Interest only on the used amount –The borrower has to pay interest only on the used loan amount and not the entire amount
Zero Collateral – Get Incred Personal Loans without any collateral

InCred Personal Loan Eligibility Criteria

Criteria	Details
Age	21 to 55 years
Company	Listed or Unlisted (Doable)
Minimum Monthly Income	₹15,000
Employment Type	Salaried or self-employed individuals
Credit Score	700 or above (preferred)
Residency	Resident Indian

InCred Personal loan Fees and Charges

Fee/Charge	Details
Processing Fee	Up to 5% of the loan amount
Loan Cancellation Charges	Up to ₹1,000 plus applicable taxes
Swap Charges	Up to ₹1,000 plus applicable taxes
Late Payment Charges	Up to ₹30 per month for every ₹1,000 principal overdue
Prepayment Charges	Up to 6% of the outstanding loan amount plus applicable taxes
Cheque Bounce Charges	Up to ₹1,000 per instance

Documents required for InCred Personal Loan

Document Type	Required Documents
Identity Proof	Aadhar Card, PAN Card, Passport, Voter ID, or Driving License
Address Proof	Aadhar Card, Passport, Utility Bills (Electricity, Water, etc.), Rent Agreement
Income Proof (Salaried)	Last 3 months’ salary slips, 6 months’ bank statement showing salary credits
Income Proof (Self-Employed)	Last 2 years’ Income Tax Returns (ITR), Profit & Loss Statement, Bank Statements
Photographs	Passport-sized photographs (usually 2-3)
Loan Application Form	Duly filled and signed loan application form

How to Apply for an InCred Personal Loan? @ Fincover

Visit https://www.fincover.com/banking/loan/personal/ and select InCred
Enter all the required information as requested and Submit your personal loan application
Check if your personal loan is approved with the reference no provided
If approved and verified, the loan will disbursed in few days