Personal Loan for Medical Emergency

Get quick access to affordable personal loans for medical emergencies in India. Explore flexible loan options today at Fincover.

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Key Takeaways ✦

Personal Loans for Medical Emergency

Life can be unpredictable, and when a medical emergency strikes, it often comes without any investment sucking your savings dry. Personal Loans during emergencies emerge as silver lining for this situation provided you have a good credit score. With Personal Loans for Medical Emergencies, you can avail the best medical care without delay.

In India, where healthcare costs continue to rise, having access to quick treatment is very important. These loans are can be life saving and one important thing is that they are easy to avail.

Interest rates from Popular Banks and NBFCs Medical Emergency

Banks

Personal Loan Interest Rates 2025

Institution	Interest Rates
HDFC Bank	10.85% – 24.00%
Axis Bank	11% – 24.00%
Bandhan Bank	11.90% Onwards
ICICI Bank	10.85% – 16.25%
DBS Bank	10.99% – 24.00%
Bank of Baroda	11.05% – 18.75%
SBI	11.45% – 14.85%
IndusInd Bank	10.49% – 24.00%
Yes Bank	11.25% – 21.00%
Standard Chartered	11.50% – 24.00%
IDFC First	10.99% – 23.99%
Kotak Mahindra Bank	10.99% – 24.00%
PNB	11.40% – 17.95%
Indian Bank	10.90% – 24.00%

NBFCs

NBFC Name	Interest Rate
InCred	16% – 42%
Finnable	16% – 28%
L&T Finance	11% – 24%
Aditya Birla	10% – 32%
Shriram Finance	11% – 42%
Bajaj Finserv	10.75% – 31%
Piramal Finance	12.99% onwards
Tata Capital	11.99% – 35%
Poonawalla	11.49% – 19%
SMFG	13% – 36%
Axis Finance	13% onwards
Mahindra Finance	12% – 36%
Paysense	16.8% – 33%

Features of Personal Loans for Medical Emergencies

Quick Approval: In urgent situations, time is of the essence. Personal loans for medical emergencies in India are known for their speedy approval processes, ensuring that you get the funds you need when you need them the most.
Minimal Documentation: These loans often require minimal documentation, reducing the burden of paperwork during stressful times.
Flexible Loan Amounts: Borrowers can typically avail loans ranging from a few thousand rupees to lakhs, depending on their medical emergencies.
Affordable Interest rates: With competitive interest rates, these loans make it feasible to manage repayments without adding excessive financial strain.
Customized Tenure: You can choose a repayment tenure that suits your financial situation, allowing you to comfortably pay back the loan.
No Collateral Required: Personal loans for medical emergencies in India are unsecured, meaning you don’t need to pledge any collateral, making them accessible to a broader range of individuals.
Online Application: Most lenders have online application process, allowing the users to fill the form within few minutes

Benefits of Personal Loan for Medical Emergencies

Credit Score Improvement: Successfully repaying a personal loan can boost your credit score, improving your financial health for the future.
Don’t break your savings: With the option of getting a personal loan, you need not break your savings. You can keep it afloat.
Pocket-Friendly repayment: You can payoff your personal loan in easy installments or EMIs. The payment terms are usually flexible and you can choose a tenure that fits your monthly expenses.