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Personal Loan for Home renovations

Transform your living space with ease! Our Loan for Home Renovations is your key to creating the home of your dreams. Enjoy hassle-free financing, competitive interest rates, and a simple application process

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Personal Loan for Home Renovation: Elevate Your Living Space

Your home is more than just a place to live; it acts as a sanctuary where memories are created and stored. Whether you’re thinking about a kitchen modification, a new bathroom, or expanding your living room, it’s hard to do them without taking a financial help from the outside. Spending from your savings for these expenses dips your savings. That’s where a personal loan for home renovation comes into play.

At Fincover, we understand the importance of having a comfortable and sprawling living space. We can assist you get the perfect loan that can used to renovate/alter/extend your living space.

Interest rates from Popular Banks and NBFCs for Home Renovation

Banks
Institution Interest rates Loan amount
DBS bank From 10.99% Upto 15 Lakhs
HDFC From 10.5% Upto 40 Lakhs
Axis Bank From 10.49%` Upto 40 Lakhs
ICICI bank 10.75%-19% Upto 40 Lakhs
Bank of Baroda 10.75% – 18.5% Upto 5 Lakhs
SBI From 11% Upto 30 Lakhs
IndusInd From 10.49% Upto 50 Lakhs
Yes Bank From 10.99% Upto 40 Lakhs
Standard Chartered From 11.5% Upto 50 lakhs
IDFC From 10.49% Upto 50 Lakhs
Kotak Mahindra From 10.99% Upto 40 Lakhs
PNB From 11.40% Upto 20 Lakhs
Bandhan bank From 11.55% Upto 25 Lakhs
NBFCs
Institution Interest rates Loan amount
Piramal Finance From 12.99% Upto 35 Lakhs
Shriram Finance From 14% Upto 35 Lakhs
Tata Capital From 10.99% Upto 35 Lakhs
InCred From 18% Upto 3 Lakhs
Finnable From 16% Upto 10 Lakhs
PaySense From 16.8% Upto  5 Lakhs
Poonawalla From 9.99% Upto 30 Lakhs
Fullerton From 11.99% Upto 25 Lakhs
LendingKart From 12% Upto 3 Lakhs
Axis Finance From 13% Upto 25 Lakhs
L&T Finance From 12% Upto 7 Lakhs
Mahindra Finance From 10.99% Upto 10 Lakhs
Aditya Birla From 11.99% Upto 50 Lakhs
Bajaj Finance From 11% Upto 50 Lakhs

Features of Personal Loan for Home renovation

Customized Loan Amounts – Our platform allows you to borrow the amount you need for home renovation, ensuring you have the amount to meet the dreams of your life

Competitive Interest Rates – We have partnered with lenders who offer affordable interest rates on personal loans for home renovation. You can compare rates and choose a loan that fits your budget

Quick Approval and Disbursement – Our streamlined application process ensures you get quick approvals, and the funds are disbursed quickly

No Collateral Required – Personal loans for home renovation are typically unsecured, meaning you do not have to put up any security to get the loan

Flexible Repayment Tenures – Select a repayment plan that aligns with your financial abilities. With flexible tenures, you can comfortably manage your loan without straining your finances.

Minimal Documentation – We understand that your time is valuable so we follow a hassle-free and paperless application process eliminating the need of hours of documentation

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Benefits of Personal Loan for Home Renovation

Improve Property Value – Apart from adding comfort to your living, a well-planned home renovation increases your property value thereby giving you long term financial cushion

All kinds of Modifications & Upgrades – Whether it’s a minor facelift or a major overhaul, a personal loan for home renovation ensures you can upgrade your space according to your preferences and needs

Transparent Terms and Conditions -We believe in transparency. You’ll have access to all the terms and conditions associated with your loan, so you can make informed decisions

Personalized Customer Support – At FinCover, we’re committed to providing excellent customer support. If you have questions or need assistance, our team is here to help.

Eligibility Criteria for Personal Loan for Home Renovation

To apply for a Personal Loan, you need to meet the following criteria:

  • Age: 21 to 65 years
  • Minimum Monthly Income: Rs. 20000 atleast
  • Employment Type: Salaried or Self-employed
  • Indian Resident with a valid ID and Address Proof

Documents Required for Personal Loan for Home Renovation

  • Proof of identity (Aadhar card, passport, driver’s license)
  • Proof of address (utility bills, rental agreement) for self-employed
  • Proof of income (Bank statement of Monthly Pension credit)
  • PAN Card
  • Passport-sized photographs

Spruce up your living space

Repair, remodel or renovate your home with Home Renovation Loan

Personal Loans by Bank
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