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LendingKart Personal Loan - Interest rates from 12%

Get quick emergency cash personal loans upto Rs. 3 Lakhs with minimal documentation at lowest interest rate at LendingKart! Apply now!


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LendingKart Personal Loan

LendingKart is a NBFC company offering personal loans with great features at an attractive interest rate. They started distributing personal loans after the acquisition of Upwards. The financial loan from LendingKart can be used for marriage, education, medical payments, and sundry other purposes.

Features of LendingKart Personal Loan

Simple loan solutions

LendingKart eliminates needless complexities with its simple loan application process

AI solutions

Robust AI & machine learning technology to assess credit worthiness & offer best-suited loan

Tier 2/3/4 towns

LendingKart’s personal loan solutions are available to customers from Tier 2/3/4 towns

Collateral Free

Zero Collateral required for Personal Loan. No extra or Hidden Charges either

Quick Processing

After successful verficiation & you’ll receive your loan in less than three days

Convenient Tenures

Manage your small or large expenses with loans upto Rs. 3 Lakh at convenient tenures


Eligibility criteria for Personal Loan at LendingKart

  • Loans for salaried employee with a salary of Rs. 30000 atleast
  • Age must  be in the age group 22-58
  • Must be a resident of India
  • Work experience of 1 year atleast with six months atleast with atleast one month with current employer

Charges in LendingKart personal loan

Interest rates From 1-2% per month 
Loan amount Rs. 50000 to Rs. 3 lakhs
Tenure Upto 3 years
Processing Fee 1% to 2% on the principal loan amount
Prepayment charges Zero
Installment period  Monthly/bimonthly

Documents required for LendingKart Personal Loan

  • ID proof (copy of voter ID card, driving licence, passport, or Aadhaar card)
  • Address proof (copies of passport, voter ID, driving licence, or Aadhaar)
  • A bank statement for the last three months or bank Passbook for the previous 6 months
  • Recent  Form 16, the last 3 months’ salary slips, and present salary certificate
  • Filled out loan application form

How to Apply for an LendingKart Personal Loan?

  • Visit Fincover.com
  • Choose Personal loan in the menu -> Apply now
  • Enter all the required information as requested and Submit your loan application
  • You will get a call from the support team to process your application
  • Check if your loan is approved with the reference no provided
  • If approved and verified, the loan will disbursed in few days
Personal Loans by Bank
LendingKart offers Personal loans with durations anywhere between 1 month to 3 years
LendingKart is an NBFC under the purview of RBI. It is absolutely safe to borrow from LendingKart
LendingKart offers personal loan with repayment options of monthly/biweekly payments.