IDFC First - Interest from 10.49% - Apply now
IDFC First offers personal loan interest rates start from 10.49%. Get a loan amount upto 1 crore with tenures upto 5 years.
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IDFC First Personal Loan
IDFC First personal loans are designed to support you at every stage of your lives whether it is funding an emergency hospitalization, renovating your home, or accomplishing your dreams. Get personal loans with lowest interest rates starting from 10.49%.
Features of IDFC First Personal Loan
Loans upto 1 crore
Get loans upto ₹ 1 Crore to fulfil all your commitments or realize your dreams
No Collateral Required
Do not need any collateral while applying for a Personal Loan
Low interest & Flexible Tenure
Choose flexible repayment tenures up to 60 months at competitive interest rates
Balance Transfer facilities
Transfer your personal loans and credit card outstanding at flat 1% Lower ROI
EMI from ₹2149 per lakh
EMIs begin from ₹2149 per one lakh rupees loan disbursed
No Physical documentation
Complete e-verification of documentations eliminating all hassles with physical documentation
Insure your loan
Benefit from options to insure your loan with a low premium than the market rate
Debt Consolidation
Consolidate all your existing debts and repay at a comfortable tenure of 6-60 months
More than 3 lakh loans disbursed
IDFC first has a rich track record of disbursing over 3 Lakh loans with a record turnaround time
Eligibility criteria for IDFC First Personal Loan
To apply for IDFC First Personal loan, you would need the following:
- The minimum and maximum age of eligibility is 23 years and 60 years at the time of maturity for salaried, and 25 years and 60 years for the self-employed
- The applicant must either be self-employed or salaried.
Charges in IDFC First Bank personal loan
Interest rates | From 10.49% – 36% |
Loan Processing Charges | Upto 3.5% of Loan amount + taxes |
Part payment charges | 2% part payment charges are applicable on partial payment |
Late Cancellation charges |
|
Loan Tenure | 6 – 60 months |
Document Retrieval charges | Upto INR 500 per instance |
Foreclosure charges | Upto 5% of the principal outstanding amount |
Duplicate NOC | Upto INR 500 per instance |
Documents required for IDFC First Personal Loan
- Proof of identity – Aadhaar, Passport, Voter ID, Driving License, Photo PAN Card, Photo Ration Card, etc.
- Proof of Address – Passport, Utility Bills, Rental Agreement letter, Driving License, Insurance Policy, Ration Card,
- Last three months salary slip and 3 months bank statement for salaried
- Latest Sales Deed + latest utlity bill in the name of the current owner,a copy of water tax bill, property tax bill, electricity bill, and maintenance bill
- Statement account for balance transfer and Loan Foreclosure letter
- Last two-year income tax return and 6 months bank statement for self-employed.
IndusInd Bank Customer Care
Customers can reach their helpline at 1800 10 888
Email Support – banker@idfcfirstbank.com
How to Apply for a Loan at IDFC First Bank?
Get your loan approved in 4 simple steps,
- Check if you have a pre-approved loan offer from them or apply through here
- Visit https://www.fincover.com/banking/loan/personal/and select IDFC First Bank
- Enter all the required information as requested and Submit your personal loan application
- Check if your personal loan is approved with the reference no provided
- If approved and verified, the loan will disbursed in few days
NBFCs
- Rs.50 lakh Personal Loan
- Rs.40 lakh Personal Loan
- Rs.30 lakh Personal Loan
- Rs.25 lakh Personal Loan
- Rs.20 lakh Personal Loan
- Rs.15 lakh Personal Loan
- Rs.10 lakh Personal Loan
- Rs.5 lakh Personal Loan
- Rs.4 lakh Personal Loan
- Rs.3 lakh Personal Loan
- Rs.2 lakh Personal Loan
- Rs.1 lakh Personal Loan
- Rs.50,000 Personal Loan