Personal Loan of Rs.40 Lakh
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Ready to turn your dreams into reality? Say goodbye to financial worries and hello to endless possibilities with 40 lakhs personal loan.
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Personal Loan of Rs.40 Lakhs
Dreaming big? Achieve it all with our 40 lakh personal loan! Dive into a world of endless possibilities and make your money count. Our hassle-free process ensures quick approval and funds in your account. Seize the opportunity to make your dreams a reality today!
Features and Benefits of 40L Personal loan
Generous Loan Amount: Get Personal Loan of 40 lakhs to fulfill your bigger dreams. Whether it’s a grand event, home renovation or higher education, get it done without any worries
Quick Approval: The entire loan application process is completely streamlined eliminating the need of unnecessary approval and hastening the loan process
Flexible Repayment Options: Get flexible repayment options which ensures your monthly EMI commitments is in alignment with your budget
Competitive Interest Rates: Enjoy attractive interest rates that won’t break the bank, making repayment more manageable.
No Collateral Required: You do not need to pledge any of your personal assets as this loan is unsecured which is given based on your repaying ability
Bank Interest rates for Rs.40 Lakh Personal Loan
| Institution | Interest rates | Loan amount |
| HDFC | From 10.5% | Upto 40 Lakhs |
| Axis Bank | From 10.49%` | Upto 40 Lakhs |
| ICICI bank | 10.75%-19% | Upto 40 Lakhs |
| Bank of Baroda | 10.75% – 18.5% | Upto 5 Lakhs |
| SBI | From 11% | Upto 30 Lakhs |
| IndusInd | From 10.49% | Upto 50 Lakhs |
| Yes Bank | From 10.99% | Upto 40 Lakhs |
| Standard Chartered | From 11.5% | Upto 50 lakhs |
| IDFC | From 10.49% | Upto 50 Lakhs |
| Kotak Mahindra | From 10.99% | Upto 40 Lakhs |
| PNB | From 11.40% | Upto 20 Lakhs |
| Bandhan bank | From 11.55% | Upto 25 Lakhs |
NBFCs Interest rates for 40 Lakh Personal Loan
| Institution | Interest rates | Loan amount |
| Tata Capital | From 10.99% | Upto 35 Lakhs |
| InCred | From 18% | Upto 3 Lakhs |
| Finnable | From 16% | Upto 10 Lakhs |
| PaySense | From 16.8% | Upto 5 Lakhs |
| Poonawalla | From 9.99% | Upto 30 Lakhs |
| Fullerton | From 11.99% | Upto 25 Lakhs |
| LendingKart | From 12% | Upto 3 Lakhs |
| Axis Finance | From 13% | Upto 25 Lakhs |
| L&T Finance | From 12% | Upto 7 Lakhs |
| Mahindra Finance | From 10.99% | Upto 10 Lakhs |
| Aditya Birla | From 11.99% | Upto 50 Lakhs |
| Bajaj Finance | From 11% | Upto 50 Lakhs |
Rs.40 Lakh Personal Loan EMI for up to 5 Years
Loan Amount: Rs.40 Lakh
ROI: 10.5%
| Tenure | EMI amount at Interest rate of 10.5% |
| 1 year | Rs. 3,52,594 |
| 2 years | Rs. 1,85,504 |
| 3 years | Rs. 1,30,010 |
| 4 years | Rs. 1,02,414 |
| 5 years | Rs. 85,976 |
| 6 years | Rs. 75,116 |
| 7 years | Rs. 67,443 |
Why Apply for Rs.40 L Personal Loan at Fincover?
Transparent Process: We believe in clear communication and transparency throughout the loan application and approval process.
Customer-Centric Approach: Our customer service is dedicated to ensuring a smooth and pleasant experience, assisting you at every step.
Competitive Interest Rates: Benefit from competitive interest rates, ensuring you get the best deal for your personal loan.
Compare and Choose: Our platform gives you option to compare interest rates from multiple banks and NBFCs giving you scope to compare all the parameters in a loan and select the best.
Eligibility Criteria for Personal Loan of 40 Lakh
- Age: 21 to 60 years
- Employment: Salaried or self-employed with a stable source of income
- Income level: Would vary from lender to lender
- Credit Score: A healthy credit score increases your chances of approval. Typically must around 650+
- Citizenship: Indian resident
Documents Required for Personal loan of Rs. 40 Lakhs
- Identity proof (Aadhar card, passport, or driving license)
- Address proof (utility bills or rental agreement)
- Income proof (salary slips or income tax returns, Business Establishment Proof)
- Passport-sized photographs
- Bank statements for the last 3-6 months
Gateway to realize your dream
Get the catalyst to your aspiration with Personal loan of Rs. 40 Lakhs backed by transparent process, competitive rates, and deep commitment to your financial well-being
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