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Rs.40 Lakh Personal Loan @10.50%* p.a from Top Banks & NBFCs

Need 40 lakhs loan urgently? Apply and Get a Personal loan of ₹40 Lakh at 10.50% p.a. with 7 years, exclusively for salaried employees.

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Personal Loan of Rs.40 Lakhs

Dreaming big? Achieve it all with our 40 lakh personal loan! Dive into a world of endless possibilities and make your money count. Our hassle-free process ensures quick approval and funds in your account. Seize the opportunity to make your dreams a reality today!

Features and Benefits of 40L Personal loan

Generous Loan Amount: Get Personal Loan of 40 lakhs to fulfill your bigger dreams. Whether it’s a grand event, home renovation or higher education, get it done without any worries

Quick Approval: The entire loan application process is completely streamlined eliminating the need of unnecessary approval and hastening the loan process

Flexible Repayment Options: Get flexible repayment options which ensures your monthly EMI commitments is in alignment with your budget

Competitive Interest Rates: Enjoy attractive interest rates that won’t break the bank, making repayment more manageable.

No Collateral Required: You do not need to pledge any of your personal assets as this loan is unsecured which is given based on your repaying ability

Bank Interest rates for Rs.40 Lakh Personal Loan

Banks

Institution	Interest Rates
HDFC interest rates 2025	10.85% – 24.00%
Axis Bank interest rates 2025	11% – 24.00%
Bandhan Bank interest rates 2025	11.90% Onwards
ICICI Bank interest rates 2025	10.85% – 16.25%
DBS Bank interest rates 2025	10.99% – 24.00%
Bank of Baroda interest rates 2025	11.05% – 18.75%
SBI interest rates 2025	11.45% – 14.85%
IndusInd Bank interest rates 2025	10.49% – 24.00%
Yes Bank interest rates 2025	11.25% – 21.00%
Standard Chartered interest rates 2025	11.50% – 24.00%
IDFC First interest rates 2025	10.99% – 23.99%
Kotak Mahindra interest rates 2025	10.99% – 24.00%
PNB interest rates 2025	11.40% – 17.95%
Indian Bank interest rates 2025	10.90% – 24.00%

NBFCs Interest rates for 40 Lakh Personal Loan

NBFCs

NBFC Name	Interest Rate
InCred Interest Rate 2025	16% – 42%
Finnable Interest Rate 2025	16% – 28%
L&T Finance Interest Rate 2025	11% – 24%
Aditya Birla Interest Rate 2025	10% – 32%
Shriram Finance Interest Rate 2025	11% – 42%
Bajaj Finserv Interest Rate 2025	10.75% – 31%
Piramal Interest Rate 2025	12.99% onwards
Tata Capital Interest Rate 2025	11.99% – 35%
Poonawalla Interest Rate 2025	11.49% – 19%
SMFG Interest Rate 2025	13% – 36%
Axis Finance Interest Rate 2025	13% onwards
Mahindra Finance Interest Rate 2025	12% – 36%
Paysense Interest Rate 2025	16.8% – 33%

Rs.40 Lakh Personal Loan EMI for up to 7 Years

Loan Amount: Rs.40 Lakh

ROI: 10.5%

Tenure	EMI amount at Interest rate of 10.5%
1 year	Rs. 3,52,594
2 years	Rs. 1,85,504
3 years	Rs. 1,30,010
4 years	Rs. 1,02,414
5 years	Rs. 85,976
6 years	Rs. 75,116
7 years	Rs. 67,443

Eligibility Criteria for Personal Loan of 40 Lakh

Age: 21 to 60 years
Employment: Salaried or self-employed with a stable source of income
Income level: Would vary from lender to lender
Credit Score: A healthy credit score increases your chances of approval. Typically must around 650+
Citizenship: Indian resident

Documents Required for Personal loan of Rs. 40 Lakhs

Identity proof (Aadhar card, passport, or driving license)
Address proof (utility bills or rental agreement)
Income proof (salary slips or income tax returns, Business Establishment Proof)
Passport-sized photographs
Bank statements for the last 3-6 months

Gateway to realize your dream

Get the catalyst to your aspiration with Personal loan of Rs. 40 Lakhs backed by transparent process, competitive rates, and deep commitment to your financial well-being

Apply 40 Lakh Personal Loan

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