Apply IndusInd Bank Personal Loan, Interest rates from 10.49%
Apply for a personal loan at IndusInd Bank upto 50 Lakhs with low interest rate, quick processing time, and minimum documentation.
Get Instant
Direct Cash
Lowest
Minimal
IndusInd Bank Personal Loan
IndusInd bank offers personal loans with easy documentation that will allow you to get the money you would need to meet your urgent expenses. Make life incredibly comfy with IndusInd Bank Personal Loans with interest rates from 10.49%
Features of IndusInd Bank Personal Loan
Easy Documentation
Obtain Personal loan from the comfort of your homes with minimal documentation, quick processing, and fast disbursal
Loan upto 50 Lakhs
Say goodbye to mortgaging and get loan upto Rs. 50 Lakhs without collateral
Flexi Personal Loan tenure
Choose from loan tenure between 1-6 years and repay at your convenience
Best in-class features
Gec facilities like low interest rate, door-step access, no pressure of collaterals, and many more
Easy KYC
Easily complete KYC via video calling with a bank representative
Low Interest rates
Get your loans sanctioned for an interest rates as low as 10.49%
In-access features
Quick Processing Time, Speedy Disbursal, Pre-closure options, and No Guarantor Required
Multi-purpose loans
Get Personal loans for multiple purposes like house renovation, education, medical expenses etc.
Eligibility criteria for IndusInd Bank Personal Loan
To apply for BoB personal loan, one must be:
- Resident of India and must be minimum 21 years
- The maximum age for sanctioning loan is 60 years for salaried and 65 for self-employed
- Should have two years of working experience with atleast one year in the current organization for salaried, 5 years after relevant qualification for self-employed
- Minimum income should be Rs. 25000 for salaried and 4.8 Lakhs annually for self-employed
- Should have stayed in the current residence atleast for one year, if rented
- Credit score of 750+
Charges in IndusInd Bank personal loan
| Interest rates | From 10.49% |
| Loan Processing Charges | Upto 3% of Loan amount + taxes |
| Prepayment charges | 4% of the outstanding (Plus applicable tax) |
| Loan cancellation charges | Rs. 1000 + taxas |
| Payment dishonour charges | Rs. 450+ taxes |
| Penal charges | Rs. 150 + Taxes |
| Loan Tenure | 12 months – 60 months |
| Duplicate amortization charges | Rs. 250 + taxes |
Documents required for IndusInd Personal Bank
For Salaried
- Proof of Identity – Passport/Driving License/Voter ID/ PANCard
- Residence Proof – Passport/License Agreement
- Last 6 months bank statement and updated passbook
- Salary slips for 3 months
- Duly filled application form along with recent photograph
For Self-employed
- KYC Documents – Proof of Identity, Address Proof, DOB Proof
- IT Returns for the past one year
- Income Proof
- Last 6 months bank statement
- Proof of Residence of Ownership
- Proof of business continuity
IndusInd Bank Customer Care
Customers can reach their helpline at 18602677777
Email Support – reachus@indusind.com
How to Apply for a Loan at IndusInd Bank?
Get your loan approved in 4 simple steps,
- Visit https://www.fincover.com/banking/loan/personal/ and select IndusInd Bank
- Enter all the required information as requested and Submit your personal loan application
- Check if your personal loan is approved
- If approved and verified, the loan will disbursed in few days
NBFCs
- Rs.50 lakh Personal Loan
- Rs.40 lakh Personal Loan
- Rs.30 lakh Personal Loan
- Rs.25 lakh Personal Loan
- Rs.20 lakh Personal Loan
- Rs.15 lakh Personal Loan
- Rs.10 lakh Personal Loan
- Rs.5 lakh Personal Loan
- Rs.4 lakh Personal Loan
- Rs.3 lakh Personal Loan
- Rs.2 lakh Personal Loan
- Rs.1 lakh Personal Loan
- Rs.50,000 Personal Loan
2.Minimum monthly income must be Rs. 25000
3.Completed Minimum of two years of employment and one year in the current company
4.One year atleast in the current residence