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Bajaj Finance Personal Loan - Interest rates from 10.99%

Bajaj Finance Personal Loan is a multi-purpose loan that can be used to meet any financial need.


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Bajaj Finance Flexi Personal Loan

Bajaj Finance offers a Flexi Personal Loan, which allows borrowers to withdraw funds as per their needs from a pre-approved loan amount. Interest is charged only on the amount utilized, providing greater flexibility and cost-effectiveness

Flexi Hybrid feature allows you to make multiple withdrawals and deposits from your pre-approved sanction on the go

Benefits of Bajaj Finance Personal loan

Competitive interest rates: Bajaj Finance offers competitive interest rates on its personal loans, which makes them affordable for Ithem. Interest rates from 11% to 37 p.a.%

Quick loan approval: Bajaj Finance has a quick and easy loan approval process. You can get your loan approved within 24 to 48 hours of submitting your application.

No prepayment penalty: Bajaj Finance does not charge a prepayment penalty on its personal loans. This means that you can prepay your loan anytime without having to pay any additional charges.

No collateral required: Bajaj Finance Personal Loans are unsecured loans. This means that you do not need to pledge any collateral to avail of the loan.

Flexi Hybrid feature: Bajaj Finance Personal Loans come with the Flexi Hybrid feature. This feature allows you to make multiple withdrawals and deposits from your pre-approved sanction on the go. This makes it a very convenient loan option for borrowers who need to meet their financial needs over time.

Fees and charges of Bajaj Finance Personal Loan

  • Processing fee: 3.93% Per Month
  • Interest rate: 11% to 37%
  • Bounce charge: Rs. 700-Rs. 1200
  • Full Prepayment charge: Term loan – Up to 4.72%, Flexi term loan – Up to 4.72%, Flexi Hybrid Loan – Up to 4.72%
  • Part Prepayment charges – Term loan  – Upto 4.72%, nil charges for Flexi term loan and Flexi Hybrid
  • Switch Fee – Upto 1.18%
  • Late payment fee: 2% of the EMI amount

Eligibility criteria for Personal Loan at Bajaj Finance

  • Salaried individuals and self-employed professionals
  • Indian citizens aged between 21 and 80 years
  • Minimum monthly income of ₹25,000 for salaried individuals and ₹30,000 for self-employed professionals
  • Good credit score

Documents required for Axis Finance Personal Loan

  • KYC documents (PAN card, Aadhaar card, and passport-size photographs)
  • Income documents (salary slips or bank statements for the last 3 months)
  • Bank statement for the last 3 months
  • Cancelled cheque

How to Apply for an Axis Finance Personal Loan?

You can apply for a Bajaj Finance Personal Loan online or through a Bajaj Finserv branch or Fincover. To apply online at Fincover. com

  • Visit www.fincover.com website and fill out the application form
  • You will need to provide your personal and financial details, such as your name, address, income, and employment status.
  • You will also need to upload your KYC documents, such as your PAN card and Aadhaar card
  • Fill out the application and you will get a loan reference number. Track your personal loan details further here
Personal Loans by Bank
Fincover offers a personal loan of upto Rs. 40 Lakh to meet your urgent expenses. Upon approval, the funds will reach your account within 24 hours. You can also offer for flexi facility and reduce your monthly installments by a considerable margin.
The Bajaj Finance Flexi Loan is a financial product that offers customers a pre-approved loan limit, allowing them to withdraw funds as needed and pay interest only on the amount utilized, offering greater financial flexibility.
Bajaj Finance offers flexible repayment options, and the loan tenure typically ranges from 12 months to 96 months. You can choose a tenure that suits your repayment capacity.
Bajaj Finance offers unsecured personal loans, which means you don't need to provide collateral or security to avail of the loan. These loans are based on your creditworthiness and income.