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Poonawalla Fincorp Personal Loan, Interest rates from 9.99%

Get high-value, multi-purpose Personal Loan online in India with Poonawalla Fincorp at lowest interest charges from 9.99%. Apply now!

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Poonawalla Fincorp Personal Loan

Poonawalla Fincorp ensures you have the best credit experience by offering personal and business loan solutions. Check your eligibility and use online EMI calculator to arrive at a break-up of loan amount. Get high-value personal loans in few clicks

Features of Poonawalla Fincorp Personal Loan

Attractive Interest rates

Poonawalla Fincorp offers Personal loan at a lower interest rate starting from 9.99%

No Collateral/Security

Get your personal loan without having to pledge anything as collateral

Minimal Documentation

As it does not have any collateral, it requires minimal documentation

Zero Preclosure Charges

No Preclosure charges for any prepayment. Repay without paying additional charges

No Hidden Charges

Gets 100% transparent communication from loan processing to disbursal

Quick Approval

Approve loan applications instantly and disburse your approved sanction in no time


Purpose of Poonawalla Fincorp Personal Loan

Personal Loans from Poonawalla Fincorp for a variety of purposes, you can take a personal loan for:

  • Renovating a house
  • Treating a medical emergency
  • Fund Higher education of children
  • Planning a vacation
  • Purchasing household articles
  • Host a wedding

Eligibility criteria for Personal Loan at Poonawalla Fincorp

  • Loans for salaried employee with a salary of Rs. 30000 atleast
  • Age must  be in the age group 24-57
  • Employed as a full-term job at Central or state government or companies listed to get a Poonawalla Fincorp Personal Loan
  • Must be a resident of India
  • Work experience of 1 year atleast with six months atleast with atleast one month with current employer
  • First time borrowers with a Poonawalla Fincorp score of atleast 700

Charges in Poonawalla personal loan

Interest rates From 9.99%
Loan amount Rs. 1 Lakhs to 30 Lakhs
Tenure Upto 5 years
Processing Fee 0% to 2% on the principal loan amount
Prepayment charges Zero
Late Payment Charges 2% Penalty per month
Cheque Bounce Charges Rs. 500
Stamp Charges As per the state

Documents required for Poonawalla Fincorp Personal Loan

  • ID proof (copy of voter ID card, driving licence, passport, or Aadhaar card)
  • Address proof (copies of passport, voter ID, driving licence, or Aadhaar)
  • A bank statement for the last three months or bank Passbook for the previous 6 months
  • Recent  Form 16, the last 2 months’ salary slips, and present salary certificate
  • Credit Bank Statement for the last 3 months

How to Apply for an Poonawalla Fincorp Personal Loan?

  • Visit https://www.fincover.com/banking/loan/personal/ and select Poonawalla Fincorp
  • Enter all the required information as requested and Submit your personal loan application
  • Check if your personal loan is approved with the reference no provided
  • If approved and verified, the loan will disbursed in few days
Personal Loans by Bank
No, you are required to submit the latest salary slip as the part of Personal Loan application
Yes, once the loan is settled, NOC can be obtained. A Loan settlement refers to the process of settling the loan after negotiating with the lender.
Poonawalla Fincorp sanctions personal loan from a Minimum Rs. 1 Lakh to maximum Rs. 10 Lakhs.
Since, it is an unsecured loan; you do not need to submit any assets for a Personal Loan