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Personal Loan for Chartered Accountants(CA) Upto 40 Lakh

Get personal loans up to ₹40 Lakh at an attractive interest rate of 9.85% exclusively for Chartered Accountants (CA) flexible tenure, minimal documentation, and quick approval to meet your financial needs. Apply now!

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Benefits of Personal Loans for Chartered Accountants

  • Loan Amount: Typically ranges from ₹50,000 to ₹40 lakh, depending on the bank and the applicant’s creditworthiness.
  • Interest Rates: Vary from 9.85% to 18%, with certain banks offering lower rates due to the low-risk profile of CAs.
  • Loan Tenure: Ranges from 12 to 84 months (1 to 7 years).
  • Processing Fees: Typically range from 1% to 2% of the loan amount.
  • Prepayment Charges: Usually between 2% to 5% on the outstanding loan amount, if applicable.

Comparison of Interest Rates for CA

When considering a personal loan, one of the most critical factors for Chartered Accountants (CAs) is the interest rate. The interest rate directly impacts the total cost of the loan and the monthly EMI payments. Here’s a comparison of interest rates for personal loans offered by various banks and financial institutions specifically tailored for Chartered Accountants.
Banks
Personal Loan Interest Rates 2025
Institution Interest Rates
HDFC Bank 10.85% – 24.00%
Axis Bank 11% – 24.00%
Bandhan Bank 11.90% Onwards
ICICI Bank 10.85% – 16.25%
DBS Bank 10.99% – 24.00%
Bank of Baroda 11.05% – 18.75%
SBI 11.45% – 14.85%
IndusInd Bank 10.49% – 24.00%
Yes Bank 11.25% – 21.00%
Standard Chartered 11.50% – 24.00%
IDFC First 10.99% – 23.99%
Kotak Mahindra Bank 10.99% – 24.00%
PNB 11.40% – 17.95%
Indian Bank 10.90% – 24.00%
NBFCs
NBFC Name Interest Rate
InCred Interest Rate 2025 16% – 42%
Finnable Interest Rate 2025 16% – 28%
L&T Finance Interest Rate 2025 11% – 24%
Aditya Birla Interest Rate 2025 10% – 32%
Shriram Finance Interest Rate 2025 11% – 42%
Bajaj Finserv Interest Rate 2025 10.75% – 31%
Piramal Interest Rate 2025 12.99% onwards
Tata Capital Interest Rate 2025 11.99% – 35%
Poonawalla Interest Rate 2025 11.49% – 19%
SMFG Interest Rate 2025 13% – 36%
Axis Finance Interest Rate 2025 13% onwards
Mahindra Finance Interest Rate 2025 12% – 36%
Paysense Interest Rate 2025 16.8% – 33%

Eligibility for Chartered Accountants Personal Loans

Here’s a quick overview of the typical eligibility criteria for CAs:

CriteriaDetails
Age23 to 65 years
Professional QualificationMust be a certified Chartered Accountant
Work ExperienceMinimum of 1 year of practice or employment
Minimum IncomeVaries by lender; typically around ₹3 lakh per annum and above
Credit ScoreA good credit score, usually 750 or above, enhances eligibility

Documents Required for Chartered Accountants Personal Loans

Document TypeRequired Documents
Identity ProofPAN Card, Aadhaar Card, Passport, Voter ID
Address ProofUtility Bills, Rental Agreement, Passport, Aadhaar Card
Professional ProofMembership Certificate from ICAI
Income ProofLatest salary slips (if employed), last 3 years’ ITR, bank statements
PhotographRecent passport-sized photograph
Loan Application FormDuly filled and signed loan application form

How to Apply for Personal Loan for Chartered Accountants at Fincover?

  • Visit https://www.fincover.com/banking/loan/personal/ and Click Apply now button
  • Enter all the required information as requested and Submit your personal loan application
  • You will get a call back from our backend team for the process
  • Check if your personal loan is approved with the reference number
  • If approved and verified, the loan will disbursed in few days
Personal Loans by Bank