Personal Loan for Chartered Accountants(CA) Upto 40 Lakh
Get personal loans up to ₹40 Lakh at an attractive interest rate of 9.85% exclusively for Chartered Accountants (CA) flexible tenure, minimal documentation, and quick approval to meet your financial needs. Apply now!
Benefits of Personal Loans for Chartered Accountants
- Loan Amount: Typically ranges from ₹50,000 to ₹40 lakh, depending on the bank and the applicant’s creditworthiness.
- Interest Rates: Vary from 9.85% to 18%, with certain banks offering lower rates due to the low-risk profile of CAs.
- Loan Tenure: Ranges from 12 to 84 months (1 to 7 years).
- Processing Fees: Typically range from 1% to 2% of the loan amount.
- Prepayment Charges: Usually between 2% to 5% on the outstanding loan amount, if applicable.
Comparison of Interest Rates for CA
When considering a personal loan, one of the most critical factors for Chartered Accountants (CAs) is the interest rate. The interest rate directly impacts the total cost of the loan and the monthly EMI payments. Here’s a comparison of interest rates for personal loans offered by various banks and financial institutions specifically tailored for Chartered Accountants.
Comparison of Personal Loan Interest Rates of Banks (2025)
| Bank | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| DBS Bank | From 10.99% | Up to ₹15 Lakhs | 1-2% of loan amount | 24-48 hours | Apply |
| HDFC | From 10.85% | Up to ₹40 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Axis Bank | From 10.49% | Up to ₹40 Lakhs | 1.5% to 2% | 24-72 hours | Apply |
| ICICI Bank | 10.75% – 19% | Up to ₹40 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Bank of Baroda | 10.75% – 18.5% | Up to ₹5 Lakhs | 1%-2% | 48-72 hours | Apply |
| SBI | From 11% | Up to ₹30 Lakhs | Up to 1.5% | 2-3 working days | Apply |
| IndusInd | From 10.49% | Up to ₹50 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Yes Bank | From 10.99% | Up to ₹40 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Standard Chartered | From 11.5% | Up to ₹50 Lakhs | Up to 2.25% | 48-72 hours | Apply |
| IDFC | From 10.49% | Up to ₹50 Lakhs | Up to 3% | 24-48 hours | Apply |
| Kotak Mahindra | From 10.99% | Up to ₹40 Lakhs | 1% to 2.5% | 1-2 days | Apply |
| PNB | From 11.40% | Up to ₹20 Lakhs | Up to 1% | 2-3 days | Apply |
| Bandhan Bank | From 11.55% | Up to ₹25 Lakhs | Up to 2% | 48-72 hours | Apply |
Comparison of Personal Loan Interest Rates of NBFCs (2025)
| NBFC | Interest Rate | Loan Amount | Processing Fee | Processing Time | Apply |
|---|---|---|---|---|---|
| Piramal Finance | From 12.99% | Up to ₹35 Lakhs | 2%-3% | 24-72 hours | Apply |
| Shriram Finance | From 14% | Up to ₹35 Lakhs | Up to 3% | 2-3 days | Apply |
| Tata Capital | From 10.99% | Up to ₹35 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| InCred | From 18% | Up to ₹3 Lakhs | 2% to 4% | Instant to 24 hrs | Apply |
| Finnable | From 16% | Up to ₹10 Lakhs | Up to 3% | 24-48 hours | Apply |
| PaySense | From 16.8% | Up to ₹5 Lakhs | Up to 2.5% | 24-48 hours | Apply |
| Poonawalla | From 9.99% | Up to ₹30 Lakhs | 1% to 2% | 24-72 hours | Apply |
| Fullerton | From 11.99% | Up to ₹25 Lakhs | Up to 3% | 1-2 working days | Apply |
| LendingKart | From 12% | Up to ₹3 Lakhs | 2% to 3% | 24-48 hours | Apply |
| Axis Finance | From 13% | Up to ₹25 Lakhs | Up to 2.5% | 1-2 days | Apply |
| Mahindra Finance | From 10.99% | Up to ₹10 Lakhs | Up to 3% | 2-3 days | Apply |
| Aditya Birla | From 11.99% | Up to ₹50 Lakhs | Up to 2.5% | 48-72 hours | Apply |
| Bajaj Finance | From 11% | Up to ₹50 Lakhs | Up to 4% | 24-72 hours | Apply |
Eligibility for Chartered Accountants Personal Loans
Here’s a quick overview of the typical eligibility criteria for CAs:
| Criteria | Details |
|---|---|
| Age | 23 to 65 years |
| Professional Qualification | Must be a certified Chartered Accountant |
| Work Experience | Minimum of 1 year of practice or employment |
| Minimum Income | Varies by lender; typically around ₹3 lakh per annum and above |
| Credit Score | A good credit score, usually 750 or above, enhances eligibility |
Documents Required for Chartered Accountants Personal Loans
| Document Type | Required Documents |
|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID |
| Address Proof | Utility Bills, Rental Agreement, Passport, Aadhaar Card |
| Professional Proof | Membership Certificate from ICAI |
| Income Proof | Latest salary slips (if employed), last 3 years’ ITR, bank statements |
| Photograph | Recent passport-sized photograph |
| Loan Application Form | Duly filled and signed loan application form |
How to Apply for Personal Loan for Chartered Accountants at Fincover?
- Visit /banking/loan/personal/ and Click Apply now button
- Enter all the required information as requested and Submit your personal loan application
- You will get a call back from our backend team for the process
- Check if your personal loan is approved with the reference number
- If approved and verified, the loan will disbursed in few days
