Personal Loan for Chartered Accountants(CA) Upto 40 Lakh
Get personal loans up to ₹40 Lakh at an attractive interest rate of 9.85% exclusively for Chartered Accountants (CA) flexible tenure, minimal documentation, and quick approval to meet your financial needs. Apply now!
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Benefits of Personal Loans for Chartered Accountants
- Loan Amount: Typically ranges from ₹50,000 to ₹40 lakh, depending on the bank and the applicant’s creditworthiness.
- Interest Rates: Vary from 9.85% to 18%, with certain banks offering lower rates due to the low-risk profile of CAs.
- Loan Tenure: Ranges from 12 to 84 months (1 to 7 years).
- Processing Fees: Typically range from 1% to 2% of the loan amount.
- Prepayment Charges: Usually between 2% to 5% on the outstanding loan amount, if applicable.
Comparison of Interest Rates for CA
When considering a personal loan, one of the most critical factors for Chartered Accountants (CAs) is the interest rate. The interest rate directly impacts the total cost of the loan and the monthly EMI payments. Here’s a comparison of interest rates for personal loans offered by various banks and financial institutions specifically tailored for Chartered Accountants.
Banks
Institution | Interest Rates |
---|---|
HDFC Bank | 10.85% – 24.00% |
Axis Bank | 11% – 24.00% |
Bandhan Bank | 11.90% Onwards |
ICICI Bank | 10.85% – 16.25% |
DBS Bank | 10.99% – 24.00% |
Bank of Baroda | 11.05% – 18.75% |
SBI | 11.45% – 14.85% |
IndusInd Bank | 10.49% – 24.00% |
Yes Bank | 11.25% – 21.00% |
Standard Chartered | 11.50% – 24.00% |
IDFC First | 10.99% – 23.99% |
Kotak Mahindra Bank | 10.99% – 24.00% |
PNB | 11.40% – 17.95% |
Indian Bank | 10.90% – 24.00% |
NBFCs
NBFC Name | Interest Rate |
---|---|
InCred Interest Rate 2025 | 16% – 42% |
Finnable Interest Rate 2025 | 16% – 28% |
L&T Finance Interest Rate 2025 | 11% – 24% |
Aditya Birla Interest Rate 2025 | 10% – 32% |
Shriram Finance Interest Rate 2025 | 11% – 42% |
Bajaj Finserv Interest Rate 2025 | 10.75% – 31% |
Piramal Interest Rate 2025 | 12.99% onwards |
Tata Capital Interest Rate 2025 | 11.99% – 35% |
Poonawalla Interest Rate 2025 | 11.49% – 19% |
SMFG Interest Rate 2025 | 13% – 36% |
Axis Finance Interest Rate 2025 | 13% onwards |
Mahindra Finance Interest Rate 2025 | 12% – 36% |
Paysense Interest Rate 2025 | 16.8% – 33% |
Eligibility for Chartered Accountants Personal Loans
Here’s a quick overview of the typical eligibility criteria for CAs:
Criteria | Details |
Age | 23 to 65 years |
Professional Qualification | Must be a certified Chartered Accountant |
Work Experience | Minimum of 1 year of practice or employment |
Minimum Income | Varies by lender; typically around ₹3 lakh per annum and above |
Credit Score | A good credit score, usually 750 or above, enhances eligibility |
Documents Required for Chartered Accountants Personal Loans
Document Type | Required Documents |
Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID |
Address Proof | Utility Bills, Rental Agreement, Passport, Aadhaar Card |
Professional Proof | Membership Certificate from ICAI |
Income Proof | Latest salary slips (if employed), last 3 years’ ITR, bank statements |
Photograph | Recent passport-sized photograph |
Loan Application Form | Duly filled and signed loan application form |
How to Apply for Personal Loan for Chartered Accountants at Fincover?
- Visit https://www.fincover.com/banking/loan/personal/ and Click Apply now button
- Enter all the required information as requested and Submit your personal loan application
- You will get a call back from our backend team for the process
- Check if your personal loan is approved with the reference number
- If approved and verified, the loan will disbursed in few days
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