Care Health Insurance
Care Health Insurance formerly known as Religare Health Insurance limited offers a range of health insurance products to Indian customers. Known for its customer-centric approach and effective usage of technology to deliver excellent service and cutting-edge products, Care Health Insurance has grown by leaps and bounds since its inception. At present, they offer a range of health insurance plans for personnel and corporate. They have adopted the QMS framework in line with ISO 9001:2015 standards.
Vision
They aspire to become a trusted health insurance company providing cost-effective insurance solutions that meet the expectation of the customers.
Mission
To be an exemplary insurance company that delivers health insurance solutions cutting across all demographics. They deliver solutions that are beneficial to all the stakeholders, customers, and distributors and build a positive and long-standing relationship with them.
- Best Health Insurance Product’ and ‘Best Health Insurance Agents’ at the Insurance Alertss Awards, 2021
- Best Medical/Health Insurance Product Award’ at FICCI Healthcare Excellence Awards 2019
Our Product Portfolio
Care Health Insurance
Health insurance is a type of insurance where the insurance company compensates your medical expenses during hospitalizations in exchange for a premium that you pay every year to buy the policy. Over the past few years, the number of young people getting lifestyle diseases has increased by a significant margin. Moreover, it is observed that the prices of medicines are also increasing by 8% every year. Hence, everyone must get health insurance coverage.
A sudden medical expense would drain your savings and put your financial position in jeopardy. Having health insurance helps you avoid that and gives you peace of mind.
- Under the health insurance policy, you pay a premium in exchange for a sum assured periodically, which is the maximum amount that the company would pay for your medical expense.
- The premium you have to pay depends on your age and income. Some insurers also conduct comprehensive medical tests to assess your general health. Depending on these factors, the company would suggest a fixed sum assured and premium charges.
- During hospitalization, you need to check if the insurer offers a cashless claim facility. In this digital economy, it is better to go for policies that offer cashless claims. Normally, such insurance policies would give you a card which you have to produce at the time of hospitalization. During such instances, the hospital would contact the insurance companies, and if approved, the policy would take care of your medical expenses.
- If the policy is not cashless, then you have to collect all the bills, and discharge summary and file a claim with the insurance company after duly filling out the claim form. The insurance company will process the claim and reimburse the bills.
- Nowadays, most insurance companies have made the process of filing a claim simple. It takes you just a few minutes to file a claim.
- 19000+ Network Hospitals
- High Claims Settlement ratio of 95.2%
- Cashless Claim settled within 2 hours
- History of 30 Lakh+ Claim settled
- Premium discounts for multiyear policy
- Coverage up to 1 crore
- Pre and post-hospitalization expenses
- Day-care treatment
- Ambulance charges
- Domiciliary treatment
- Annual Health Checkup
- Cover for alternative treatment