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₹ 6 Lakh personal loan @10.49% p.a

  • EMI for 1-7 years Tenure*
  • Multiple Banks & NBFCs*
  • ₹25K+ salary Required*
  • 700+ Cibil Score Required*
Apply 6 Lakh Personal Loan
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Fincover® > Banking > Loan > personal loan > Rs.6 lakh Personal Loan
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Key Takeaways ✦

    Rs.6 Lakh Personal Loan

    A ₹6 lakh personal loan is an ideal solution to meet your financial needs, whether for medical emergencies, home renovation, education, or weddings. With competitive interest rates and flexible repayment options, this loan offers a convenient way to manage significant expenses.

    Bank Interest rates for 6 Lakh Personal Loan

    Banks
    Personal Loan Interest Rates 2025
    Institution Interest Rates
    HDFC Bank 10.85% – 24.00%
    Axis Bank 11% – 24.00%
    Bandhan Bank 11.90% Onwards
    ICICI Bank 10.85% – 16.25%
    DBS Bank 10.99% – 24.00%
    Bank of Baroda 11.05% – 18.75%
    SBI 11.45% – 14.85%
    IndusInd Bank 10.49% – 24.00%
    Yes Bank 11.25% – 21.00%
    Standard Chartered 11.50% – 24.00%
    IDFC First 10.99% – 23.99%
    Kotak Mahindra Bank 10.99% – 24.00%
    PNB 11.40% – 17.95%
    Indian Bank 10.90% – 24.00%

    NBFCs Interest rates for 6 Lakh Personal Loan

    NBFCs
    NBFC NameInterest Rate
    InCred16% – 42%
    Finnable16% – 28%
    L&T Finance11% – 24%
    Aditya Birla10% – 32%
    Shriram Finance11% – 42%
    Bajaj Finserv10.75% – 31%
    Piramal Finance12.99% onwards
    Tata Capital11.99% – 35%
    Poonawalla11.49% – 19%
    SMFG13% – 36%
    Axis Finance13% onwards
    Mahindra Finance12% – 36%
    Paysense16.8% – 33%

    Rs.6 Lakh Personal Loan EMI 1- 7 Years

    Tenure (Years) Monthly EMI (₹) Total Interest (₹) Total Payment (₹)
    1 ₹52,746 ₹32,960 ₹6,32,960
    2 ₹27,902 ₹66,942 ₹6,66,942
    3 ₹19,438 ₹99,767 ₹6,99,767
    4 ₹15,312 ₹1,32,163 ₹7,32,163
    5 ₹12,869 ₹1,72,149 ₹7,72,149
    6 ₹11,506 ₹2,19,314 ₹8,19,314
    7 ₹10,157 ₹2,53,851 ₹8,53,851

    Key Features of ₹6 Lakhs Personal Loan

    • Loan Amount: ₹6 lakh, tailored for mid-sized financial requirements.
    • Interest Rates: Starting from 10.49% per annum (varies by lender).
    • Flexible Tenure: 12 months to 84 months, based on your repayment capacity.
    • Unsecured Loan: No collateral or guarantor required.
    • Quick Processing: Approval and disbursal within 24–48 hours for eligible applicants.

    Eligibility Criteria for ₹6 Lakhs Personal Loan

    Eligibility CriteriaDetails
    Age21 to 60 years (varies by lender)
    EmploymentSalaried or self-employed
    Minimum Monthly Income₹20,000 for salaried, ₹30,000 for self-employed
    Work ExperienceAt least 1 year (salaried), 2 years (self-employed)
    Credit Score750 or above for favorable interest rates

    Documents Required for a 6 lakh personal loan for salaried individuals

    Document TypeDetails
    Identity ProofAadhaar Card, PAN Card, Passport, Voter ID, Driving License
    Address ProofUtility Bills (Electricity, Water, Gas), Aadhaar Card, Passport, Rent Agreement
    Income ProofLatest Salary Slips (last 3 months)
    Bank StatementsBank Statements (last 3-6 months)
    Employment ProofOffer Letter, Employment Certificate
    PhotographsRecent Passport-sized photographs

    Are you Looking for 6 Lakh Personal loan? Why Wait? Apply Today!

    Don’t wait any longer; apply for your personal loan today and turn your dreams into reality!

    Apply 6 Lakh Personal Loan
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