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Pre-loan Eligibility checker

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Last updated on: June 16, 2025

EMI Calculator Widget

Personal Loan EMI Calculator

Monthly EMI

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Total Interest₹0
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IDFC First bank Personal Loan Eligibility Calculator

Loan Calculator

Foir Calculator

EMI(Included if you have)*: 1% to 1.5%* for gold loan; 5%* for Credit cards

Maximum EMI

Max.Loan Amount

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Acceptable FOIR

IDFC First bank Personal Loan Eligibility Calculator

Considering a personal loan from IDFC First Bank but unsure about your eligibility? Look no further than the IDFC First Bank Personal Loan Eligibility Calculator. IDFC First Bank offers personal loan upto 10 Lakhs at competitive interest rates with flexible repayment schedules along with zero prepayment charges.  The rate of interest of personal loan from IDFC First bank begins at 10.99%.

Personal Loan Eligibility at IDFC First Bank

Eligibility CriteriaMinimum Requirement
Age23 years to 60 years
IncomeMinimum monthly income of ₹25,000
Employment TypeSalaried individuals and self-employed
Work ExperienceMinimum 2 years of total work experience
CIBIL ScorePreferably 700 and above
CitizenshipIndian resident
Loan AmountUp to ₹25 lakhs
Loan TenureUp to 60 months

Why use IDFC First Personal Loan Eligibility Calculator?

  • Instant Assessment: The calculator provides an instant assessment of your eligibility for a personal loan from IDFC First Bank. You don’t have to wait for days to know whether you qualify or not.

  • Convenience: You can access the calculator online from the comfort of your home or office, at any time that suits you. This saves you the hassle of visiting a bank branch or speaking to a loan officer in person.

  • Accuracy: The calculator takes into account various financial factors such as your monthly income, existing liabilities, and desired loan amount. This ensures that you receive an accurate assessment of your eligibility based on your current financial situation.

  • Transparent Process: By using the eligibility calculator, you get transparency in the loan application process. You understand the need, reducing the likelihood of disappointment or surprise later in the application process.

FAQ on IDFC First Personal Loan Eligibility Calculator

  1. How does the IDFC First Bank Personal Loan Calculator work?

The calculator uses inputs like loan amount, tenure, and interest rate to estimate monthly EMIs, helping borrowers plan repayment.

  1. Is the result from the IDFC First Bank Personal Loan Calculator accurate?

While it provides a close estimate, final loan terms may vary based on additional factors considered during the application process.

  1. Can I adjust the loan tenure in the IDFC First Bank Personal Loan Calculator?

Yes, modifying the tenure allows borrowers to see how it impacts monthly installments and total repayment amount.

  1. Does using the IDFC First Bank Personal Loan Calculator affect my credit score?

No, it’s a tool for estimation and doesn’t involve a credit check, ensuring no impact on credit scores

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Prem Anand
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With over 20 years of experience in the BFSI sector, our Founder & MD brings deep expertise in financial services, backed by strong experience. As the visionary behind Fincover, a rapidly growing online financial marketplace, he is committed to revolutionizing the way individuals access and manage their financial needs.
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