7 min read

Views: Loading...

Last updated on: June 19, 2025

Link Aadhaar With Bank Account

Link Aadhaar with Bank Accounts Online and Offline: A Complete Guide

Here are simple ways through which you can link your Aadhaar to bank account, which is quite crucial. In this way, it guarantees you get proper access to government subsidies, DBT, and more financial services. Here are full procedures of how you can connect your Aadhaar number with your bank account either through online mode or through offline mode.

Why Link Aadhaar with Bank Account?

Linking Aadhaar with your bank account offers several benefits, including:

Eligibility for Subsidies: Get LPG and other government subsidies credited into your bank account.
Direct Benefit Transfers (DBT): Simplified procedure to apply, receive and access financial aid and government benefits.
Ease of Verification: Aadhaar helps banks and other Institutions for simplification of the KYC process.

Benefits of Link Aadhar with Bank Account

The following is the list of significant benefits of linking Aadhar with bank account:

One of the benefits is that its account opening process is fast and easy.
Minimum document required for KYC process
On the same note, the government has continued to subsidizing commodities such as sugar, kerosene, LPG etc by direct credit.
Make it easy for various Government pensions, welfares funds, scholarships etc.
Leaves the Aadhar-enable account more secure as the UIDAI authenticate an account
Permits its account holders to access services from any part of the country.
Savings through Aadhaar enabled Payment System on Government expenditure leakages

Methods to Link Aadhaar with Your Bank Account

1. Link Aadhaar Online via Internet Banking

If you wish to link your Aadhaar and bank account, you can do so via internet banking as well. Here are the steps:

Step 1: Go to your internet banking web site.
Step 2: Go to the link to bank account section to link Aadhaar number.
Step 3: Choose the account, where you want to link your Aadhaar number, enter your Aadhaar number and click on submit button.
Step 4: The last two digits of your registered mobile number shall be shown on the screen.
Step 5: The status of your request to link your Aadhaar will be communicated to you through an SMS.

Note: The steps mentioned here for linking Aadhar Card with Bank varies from bank to bank

2. Link Aadhaar with Bank Account through Mobile Banking Apps

With the help of their mobile application, many banks enable them to link their account with the Aadhaar number. Here are the steps that you usually have to follow:

Step 1: Visit Google Play Store or App store for android mobile banking application.
Step 2: Start the application and type the login information that identifies the account (login name and password).
Step 3: Go to the “Requests” button labeled as “Service” Requests or any other similar button.
Step 4: Search for an option that may state, Link Aadhaar/Update Aadhaar Number or there might be some other similar link shown.
Step 5: Choose the account that you wish to have linked with your Aadhaar.
Step 6: It also requires you to enter your Aadhaar number (You have an option of confirming the same Aadhaar number twice).
Step 7: Enter such terms and conditions as may be required in case of some firms.
Step 8: The one most important as ‘Update/Confirm’ or any similar button.

3. Link Aadhaar with Bank Account Offline by Visiting the Bank Branch

For those who prefer in-person assistance, follow these steps:

Go to your bank with your Aadhaar card and your passbook.
By availing the Aadhaar linking form that is mostly issued at the branch complete the required sections.
Hand in the form along with a photocopy of your Aadhaar card.
The bank executive will check your details and then validate the linkage.

Link Aadhaar with Bank Account via ATM

Step by Step Process of Linking Bank Account with Aadhaar at ATM

To link your Aadhaar to your bank account at an ATM, these are generally the steps to follow:

Step 1: Visit your bank’s ATM.
Step 2: Put your debit card linked to the bank account and enter your PIN.
Step 3: From all the options on the screen, select one that will enable you to connect your- Aadhar.
Step 4: You have to input your Aadhaar number where you may be required to provide it a second time for the confirmation process.

Link Aadhaar with Bank Account t hrough SMS Service

The steps to link your Aadhaar to your bank account via SMS are as follows:

Step 1: The format that must be followed while writing for your SMS is as follows Aadhaar number space>UID space> Account number to your bank’s customer service number.
Step 2: As soon as your request is approved, you will receive the confirmation message on your phone.
Step 3: Meanwhile the bank will cross check information with UIDAI which is unique identification authority of India.
Step 4: If your verification was unsuccessful you will receive a notification and will be informed to go to your nearest bank branch with your original Aadhaar card.

Link Aadhaar with Bank Account through Phone Banking

It may be possible to register your Aadhaar with your bank through Phone banking if your bank supports this facility. You have to make a call to the Phone banking number, listen to the instructions carefully and select the one that allows you to link your bank account with Aadhaar. Finally, you will have to put the Aadhaar number and then after confirming it in some way whether it’s through pressing ‘Yes’ or entering the code they would send on your phone.

How to Check Aadhaar with Bank Account Link Status?

The Aadhar and banking account linking status can be viewed online through www.uidai.gov.in, by using mobile number or by visiting government office.

UIDAI

The following are the steps to check the Link Aadhaar with Bank Account linking status through UIDAI:

On the official website of UIDAI

Select ‘Bank Seeding Status’ under ‘My Aadhar’ menu
After this you will be get redirected to the my Aadhaar page
Click on ‘Login’
Select ‘Send OTP’, after inputting Aadhar number and captcha
A new OTP (one time password) will be sent to the registered mobile number.
Enter the OTP in the required field and click on ‘Login’.
Select on the ‘Bank Seeding Status’ option
All the linked account which you Aadhar will be displayed after opting the option as you have clicked

Mobile App

The following are the steps to check the Aadhar linking status through mobile app:

Dial *99*99*1# with your mobile number registered with UIDAI.
Enter the 12-digit Aadhar number.
Re-enter your Aadhaar number
Click on the ‘Send’ button
If the linking process has been through the linked bank account will appear on the mobile screen.
Note: It is important that you call from your UIDAI registered mobile number only.

Visiting the Bank Branch

The following are the steps to check the Link Aadhaar with Bank Account linking status by visiting the bank branch:
Go to the branch of the bank with which you have linked Aadhar that is a branch nearby you.
Ask the bank representative to cross verify the linking status of the bank account with Aadhar
Enter the bank account number and your name to see your linking condition

FAQs on Aadhar link with Bank Account

1. Is enrolment with Aadhaar mandatory for a bank account?

Yes, for subsidies, direct benefit transfers, and other government services, Aadhaar linkage is mandatory.

2. Can Aadhaar be linked to multiple bank accounts together?

Yes, one can easily link Aadhaar with multiple bank accounts. Nevertheless, subsidies will be credited to an account of your choice and marked as the primary one.

3. What if one fails to link Aadhaar to their bank account?

You may not be able to avail subsidies and DBT benefits.

4. Can I link Aadhaar without visiting branch?

Indeed, Aadhaar can be linked via internet banking, mobile banking, or even at ATM.

5. Is there any fee involved to get my Aadhaar number seeded to a bank account?

Linking Aadhaar with your bank account does not cost you anything.

6. How many days will it take to connect my Aadhaar with bank account?

The whole process typically takes 1-3 business days for identification and validation to complete.

Useful Links

Author
Prem Anand

Reviewed by
GuruMoorthy A