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Swiggy HDFC Bank Credit Card 

Designed for food enthusiasts, this card brings you an enjoyable array of rewards, discounts, and privileges, ensuring that you get rewarded every time you dine in.

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Swiggy HDFC Bank Credit Card


Joining Fee – Rs. 500 + GST
Annual Fee – Rs. 500 + GST

Welcome Benefits: Get a complimentary Swiggy One membership worth Rs. 1199 for three months


  • 10% Cashback on Swiggy App transactions (Food ordering, Instamart, Dineout & Genie): Up to Rs. 1500 per billing cycle.
  • Free deliveries & extra discounts on Food, Instamart, DineOut & more: Enjoy complimentary deliveries on orders above Rs. 149 and additional discounts on partner restaurants and stores.
  • Swiggy One Membership (3 months free): Access exclusive deals, discounts, and unlimited free deliveries on Swiggy for 3 months.
  • Exclusive access to Swiggy Super & Mega Deals: Get early access to special offers and discounts.

* Please note that transactions done using Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis won’t earn you any cashback.

  • Contactless Payment – Enabled for contactless payments facilitating easy payments. A maximum of Rs. 5000 is allowed in contactless transactions
  • Access to premium golf club with 12 free classes per year
  • One night and One dines free at Mastercard Partners globally
  • Upto 12% discount on Hotels at Agoda
  • Joining Fee: Rs. 500 (waived for first-year spend of Rs. 10,000)
  • Annual Fee: Rs. 1,499 (waived for first-year spend of Rs. 20,000)
  • Renewal Fee: Rs. 999 (waived for renewal if spends exceeding Rs. 2 lakh in the previous year)
  • Late Payment Fee: Up to Rs. 1,000
  • Foreign Currency Transaction Fee: 3.5%
  • Cash Advance Fee: 2.5% + Rs. 500
  • Returned Payment Fee: Rs. 500

To apply for the Swiggy HDFC Bank Credit Card, you will typically need the following documents:

  • Proof of Identity: Passport, PAN Card, Aadhaar Card, Voter ID, or any other government-issued photo ID.
  • Proof of Address: Aadhaar Card, utility bills (electricity/telephone/water), bank statements, or rental agreement.
  • Income Proof: Salary slips, IT returns, or Form 16.
  • Min 21 years & Max 60 Years
  • Salaried or self-employed
  • The card offers a credit limit between Rs. 10,000 and Rs. 40 lakh.
  • The minimum income eligibility is Rs. 25,000 per month.
  • Click on the apply button,
  • Click on the apply button below the card
  • Make sure you have all the documents in order and satisfy the eligibility criteria
  • Complete the online application and attach necessary documents required
  • Once , we receive the application, you will be provided an acknowledgement number
  • Track the status of the application number online