Swiggy HDFC Bank Credit Card

Designed for food enthusiasts, this card brings you an enjoyable array of rewards, discounts, and privileges, ensuring that you get rewarded every time you dine in.

Features of Swiggy HDFC Credit Card

Welcome Benefits: Get a complimentary Swiggy One membership worth Rs. 1199 for three months

Cashback:

10% Cashback on Swiggy App transactions (Food ordering, Instamart, Dineout & Genie): Up to Rs. 1500 per billing cycle.
Free deliveries & extra discounts on Food, Instamart, DineOut & more: Enjoy complimentary deliveries on orders above Rs. 149 and additional discounts on partner restaurants and stores.
Swiggy One Membership (3 months free): Access exclusive deals, discounts, and unlimited free deliveries on Swiggy for 3 months.
Exclusive access to Swiggy Super & Mega Deals: Get early access to special offers and discounts.

* Please note that transactions done using Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis won’t earn you any cashback.

Contactless Payment – Enabled for contactless payments facilitating easy payments. A maximum of Rs. 5000 is allowed in contactless transactions
Access to premium golf club with 12 free classes per year
One night and One dines free at Mastercard Partners globally
Upto 12% discount on Hotels at Agoda

Fees and Charges of Swiggy HDFC Bank Credit Card

Joining Fee: Rs. 500 (waived for first-year spend of Rs. 10,000)
Annual Fee: Rs. 1,499 (waived for first-year spend of Rs. 20,000)
Renewal Fee: Rs. 999 (waived for renewal if spends exceeding Rs. 2 lakh in the previous year)
Late Payment Fee: Up to Rs. 1,000
Foreign Currency Transaction Fee: 3.5%
Cash Advance Fee: 2.5% + Rs. 500
Returned Payment Fee: Rs. 500

Documents Required for Swiggy HDFC Bank Credit Card

To apply for the Swiggy HDFC Bank Credit Card, you will typically need the following documents:

Proof of Identity: Passport, PAN Card, Aadhaar Card, Voter ID, or any other government-issued photo ID.
Proof of Address: Aadhaar Card, utility bills (electricity/telephone/water), bank statements, or rental agreement.
Income Proof: Salary slips, IT returns, or Form 16.

Eligibility Criteria for Swiggy HDFC Bank Credit Card

Min 21 years & Max 60 Years
Salaried or self-employed
The card offers a credit limit between Rs. 10,000 and Rs. 40 lakh.
The minimum income eligibility is Rs. 25,000 per month.

How to Apply for Swiggy HDFC Bank Credit Card?

Click on the apply button,
Click on the apply button below the card
Make sure you have all the documents in order and satisfy the eligibility criteria
Complete the online application and attach necessary documents required
Once , we receive the application, you will be provided an acknowledgement number
Track the status of the application number online

Disclaimers

Who is the Author?

Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.

How is the Content Written?

The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.

Why Should You Trust This Content?

This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.