HDFC Bank Credit Card
HDFC bank offers an array of credit cards that cater to different needs like Shopping, travel, fuel, entertainment, and much more. Below are the list of popular credit cards across different category
Types of HDFC Bank Credit Cards
| Card | First Year Fee | Rewards |
|---|---|---|
| Swiggy HDFC Bank Credit Card | Rs. 500 + GST | Complimentary Swiggy One membership worth Rs. 1199 for three months |
| Paytm HDFC Bank Credit Card | Rs. 500 + GST | Get gift vouchers worth Rs. 2000. ₹500 Gift Voucher on spends of ₹50,000 every 3 months |
| Diners Club Privilege Card | Rs. 2500 + GST | 4 Reward Points for every ₹150 spent Up to 10X Reward Points on spends via SmartBuy 2X Reward Points on weekend dining |
| Regalia First Credit Card | Rs. 1000 + Applicable Taxes | 4 Reward Points on every ₹150 spent |
| Moneyback Credit Card | Rs. 500 + GST | 2 Reward Points on every ₹150 spent 2X Reward Points for every ₹150 spent online |
| Indian Oil Credit Card | Rs. 500 + GST | 1 Fuel Point for every ₹150 spent |
| HDFC Times Platinum Card | Rs. 1000 + GST | 3 Reward Points for every ₹150 spent 10 Reward Points* on every ₹150 spent on Dining |
Features and Benefits of HDFC bank Credit Cards
Swiggy HDFC Bank Credit Card
Benefits
Joining Fee: Rs. 500 (waived for first-year spend of Rs. 10,000)
Cashback:
- 10% Cashback on Swiggy App transactions (Food ordering, Instamart, Dineout & Genie): Up to Rs. 1500 per billing cycle.
- Free deliveries & extra discounts on Food, Instamart, DineOut & more: Enjoy complimentary deliveries on orders above Rs. 149 and additional discounts on partner restaurants and stores.
- Swiggy One Membership (3 months free): Access exclusive deals, discounts, and unlimited free deliveries on Swiggy for 3 months.
- Exclusive access to Swiggy Super & Mega Deals: Get early access to special offers and discounts.
Paytm HDFC Bank Credit Card
Benefits
Highlights: Gift Vouchers: Get gift vouchers worth Rs. 2000. Get ₹500 Gift Voucher on spends of ₹50,000 every 3 months.
Fees: Joining Fees – Rs. 1000 waived off on spending Rs. 50000 within 90 days
- 1% Surcharge waiver upto Rs. 250
- Free Lost card liability worth Rs. 5 Lakhs
- Get benefits worth Rs. 75000 with Paytm First Membership
- Get 8 complimentary domestic airport lounge visits every month.
More info
HDFC Diners Club Privilege Credit Card
Benefits
Highlights: Complimentary Annual Membership of Amazon Prime, MMT Black, Times Prime and Swiggy One for spending Rs. 75000 within first 90 days.
Fees: For the first year Rs. 2500 + GST fee will be charged. Renewal fee of Rs. 2500 can be reversed upon annual spends of Rs. 3 Lakhs and above.
- Complimentary Golf visits (2 per quarter) across the world
- Exclusive discounts at leading spas, salons, gyms and other wellness retreats
- Special offers for hotels and airline booking
- 1% Fuel Surcharge waiver
- 12 Complimentary Airport lounge access to 1000+ Lounges in India and worldwide in a calendar year
- Air accident insurance cover worth ₹ 1 crore
- Emergency overseas hospitalisation: ₹ 25 Lacs
More info
HDFC Bank Regalia First Credit Card
Benefits
Highlights: Welcome Benefit of 1000 Reward Points, 8 Complimentary Airport Lounge access within India and 3 airport lounge access outside India per calendar year.
Fees: Joining fee of Rs. 1000 + GST for the first year. Annual fee of Rs. 1000 can be reversed on spends of over Rs. 50000 in the subsequent years
- 8 Complimentary Airport Lounge access within India and 3 airport lounge access outside India per calendar year
- Dining offers with Good Food Trail dining program at top restaurants
- 5% cashback on your travel and shopping spends on SmartBuy
- Accident Death cover of Rs. 50 lakhs
- Emergency Overseas hospitalization upto Rs. 15 Lakhs
HDFC MoneyBack Credit Card
Benefits
Fee: Joining fee of Rs. 500 + GST for the first year. Annual fee of Rs. 500 can be reversed on spends of over Rs. 50000 in the subsequent years.
Highlights: Cashbacks for every transaction with online transaction earning much 2x rewards.
- 20 % savings off on all your restaurant bill payments via Swiggy Dineout
- 1% Fuel Surcharge waiver on fuel transactions
- Spend Rs. 50000 every quarter and get Rs. 500 gift vouchers
- 2x reward points on every Rs. 150 spent online
IndianOil HDFC Bank Credit Card
Benefits
Fees: Joining fee of Rs. 500 + GST for the first year. Annual fee of Rs. 500 can be reversed on spends of over Rs. 50000 in the subsequent years.
Highlight: Earn upto 50 Litres of fuel annually.
- Earn 5% of your spends as Fuel Points at IndianOil outlets
- 1% Fuel Surcharge waiver on fuel transactions
- Accelerated 5% fuel points spends at IndianOil Outlets, groceries, and bill payments
- Make contactless purchases
HDFC Platinum Times Credit Card
Benefits
Fees: Joining fee of Rs. 1000 + GST for the first year. Annual fee of Rs. 500 can be reversed on spends of over Rs. 250000 in the subsequent years.
Highlights: Eligible for the Times prime membership
- 50% off on movie tickets via BookMyShow
- Extra discount of Rs1500 – 6 months
- 3 reward points for every Rs. 150 Spends
- 20% off on online and offline – shopping, wellness and hotel stay
- Times prime membership if he makes 1 transaction in a calender quarter
HDFC Bank offers a wide range of credit cards to cater to diverse needs and preferences. Whether you’re a frequent traveler, a shopping enthusiast, or someone looking for cashback and rewards, there’s an HDFC credit card that’s perfect for you.
Here’s a guide to managing your HDFC credit card, including login and bill payment
Logging In to Your HDFC Credit Card Account:
- Visit the HDFC Bank Credit Card NetBanking website: https://www.hdfcbank.com/personal/ways-to-bank/online-banking/credit-card-netbanking
- Click on the “Login” button located at the top right corner of the page.
- Enter your User ID or Credit Card Number and your Password.
- Click on the “Login” button again.
Making Bill Payments:
Log in to your HDFC credit card account as described above.
Click on the “My Accounts” tab.
Select the credit card for which you want to make a payment.
Click on the “Pay Bill” option.
Choose your preferred payment method:
- Net Banking: Select your bank and follow the on-screen instructions to complete the payment using your net banking account.
- Debit Card: Enter your debit card details and complete the payment.
- Credit Card: Use a different credit card to pay your bill.
- UPI: Make a payment using your UPI app.
- PayZapp: Use the HDFC Bank PayZapp app to pay your credit card bill.
Enter the amount you want to pay and confirm the payment.
HDFC Credit card Customer Care
Toll-free numbers:
- 1800 202 6161: Available 24/7
- 1860 267 6161: Available 24/7
SMS: Send an SMS to 730 8080 808 with your query.
WhatsApp: Send a message to 707 0022 222 on WhatsApp.
Email: Write an email to https://www.hdfcbank.com/personal/need-help/contact-us/email-us.
Ways to Check HDFC Credit Card Status
Online Method
- Visit HDFC Bank’s Official Website: Go to HDFC Bank’s website and find the ‘Track Your Credit Card Application Status’ section.
- Enter Application Reference Number: Input the Application Reference Number provided during the application process.
- Provide Date of Birth or Mobile Number: Enter your date of birth or registered mobile number for verification.
- View Application Status: Click on the ‘Submit’ button to view the current status of your HDFC Credit Card application.
Mobile App
- Download HDFC Bank Mobile App: Install the HDFC mobile app from the App Store or Google Play Store.
- Log In: Sign in to the app using your credentials or register if you haven’t already.
- Check Application Status: Navigate to the ‘Credit Cards’ section to find the option to track your credit card application status.
Eligibility for HDFC Bank Credit Cards
- Applicant must be between ages of 18-70 Years
- Applicant should be a Resident of India
- Must be salaried or self-employed
- Should have a salary or savings account
- Good CIBIL score greater than 750
Documents required for HDFC Bank Credit Cards
- Recent Passport sized photo
- ID Proof (Voter ID/PAN Card/Aadhar)
- Income Proof (Payslip, Salary Certificate)
- Bank Statements with salary credit
- Residential Proof (passport, ration card, electricity bill)
How to Apply for HDFC bank Credit Cards?
It is important that you ensure you fulfill the eligibility criteria before applying for HDFC bank Credit Cards,
- Click on the apply now link given at the top
- You need to enter some details as requested
- You would need to submit the documents required
- Once done, an application ID will be sent to you to track your application status.
FAQs
How do I report a transaction dispute on my HDFC credit card?
If you notice a suspicious transaction, contact HDFC customer care immediately within 24 hours. You can also raise a dispute online via this link:
https://apply.hdfcbank.com/digital/onlinedispute#odrlogin
What is an Add-on Credit Card?
Add-on cards are additional credit cards issued under a primary card. They are typically given to family members such as the cardholder’s spouse or children above 18 years of age.
What is the procedure to increase the credit limit on my card?
Your credit limit is reviewed periodically based on your card usage and repayment history. If eligible, the bank may offer a limit increase. You can also email customer care to request a limit enhancement. However, approval is at the bank’s discretion.
What should I do if my HDFC credit card is stolen?
To block your card immediately, call customer care at 1800 202 6161 or 1860 267 6161. You’ll be asked to verify the last 4 digits of your card and your registered mobile number. You can also block your card via NetBanking or the HDFC Mobile App.
