Personal Loan in Delhi - Lowest Interest rates from 10.50%

Looking for personal loans in Delhi? Get fast approval with no collateral required. Flexible use of funds for your needs. Compare offers and apply online now.

Apply now

Fincover® > Banking > Loan > personal loan > Personal Loan in Delhi

Dynamic TOC with Sticky & Back to Top

.owl-carousel .owl-video-play-icon{--wpr-bg-857aadee-ccb8-469f-a8fe-737b362d8657: url('https://www.fincover.com/wp-content/plugins/case-theme-core/assets/css/lib/owl.video.play.png');}.ct-fancy-box-layout4 .item--icon:before{--wpr-bg-c380c2b7-9bdf-4d71-86bf-7349401deed1: url('https://www.fincover.com/wp-content/themes/alico/assets/images/icon-shadow.png');}.ct-testimonial-carousel3 .item--image:before{--wpr-bg-ffcd8515-3fe3-4061-84e5-2c167c05ec2b: url('https://www.fincover.com/wp-content/themes/alico/assets/images/bg-testimonial.png');}.ct-team-carousel2 .item--holder:after{--wpr-bg-b1e24c43-c4ff-48a6-a9a2-1a16bcca3f98: url('https://www.fincover.com/wp-content/themes/alico/assets/images/bg-team-item.png');}.ct-feature-carousel1 .item--counter{--wpr-bg-44f6ac2e-164a-49c1-bc1a-b56a656d4857: url('https://www.fincover.com/wp-content/themes/alico/assets/images/dot-light.png');}.ct-award-carousel1 .ct-slick-carousel[data-arrows="true"] .slick-arrow.slick-next{--wpr-bg-9cb8d07e-b65b-47be-abed-34da28f5454e: url('https://www.fincover.com/wp-content/themes/alico/assets/images/arrow-right.png');}.ct-award-carousel1 .ct-slick-carousel[data-arrows="true"] .slick-arrow.slick-prev{--wpr-bg-45a6633b-aa3a-4b93-83e4-5b13e4202fe6: url('https://www.fincover.com/wp-content/themes/alico/assets/images/arrow-left.png');}.ct-tab-form2 .ct-tab-title:before{--wpr-bg-a846b851-131a-491e-9c6c-2ff55b2645e0: url('https://www.fincover.com/wp-content/themes/alico/assets/images/tab-shadow.png');}.ct-get-quote1{--wpr-bg-aaafcea5-7c89-4aad-bed0-3db3229f2aba: url('https://www.fincover.com/wp-content/themes/alico/assets/images/bg-get-quote.png');}.ct-get-quote1 .ct-quote-meta p i{--wpr-bg-aab33238-232d-45fc-b282-728adbf35acd: url('https://www.fincover.com/wp-content/themes/alico/assets/images/like.png');}.ct-cta1{--wpr-bg-1a1bd9f2-9930-4827-a2fb-aa1fb8d94a69: url('https://www.fincover.com/wp-content/themes/alico/assets/images/bg-cta.png');}.elementor-51068 .elementor-element.elementor-element-bae922a > .elementor-background-overlay{--wpr-bg-dfae4400-9707-4a63-9bb5-623c0f6ae267: url('https://www.fincover.com/wp-content/uploads/2023/10/dot-grid.webp');}.elementor-51068 .elementor-element.elementor-element-b348739 > .elementor-background-overlay{--wpr-bg-8d228da0-1138-4fbe-b60c-68673bca82bb: url('https://www.fincover.com/wp-content/uploads/2023/10/dot-grid.webp');}.elementor-51068 .elementor-element.elementor-element-c032b19 > .elementor-background-overlay{--wpr-bg-93d5d09a-fe24-4ca5-a105-2832921b8861: url('https://www.fincover.com/wp-content/uploads/2023/10/dot-grid.webp');}.rll-youtube-player .play{--wpr-bg-310b56c5-4843-4eb3-af13-55ae2b3a1f9e: url('https://www.fincover.com/wp-content/plugins/wp-rocket/assets/img/youtube.png');}.ct-spinner3{--wpr-bg-ef9a7cd1-ee8d-4b97-959c-b79b07b5622f: url('https://www.fincover.com/wp-content/uploads/2021/01/fincoverlogogif.gif');}#ct-loadding .ct-dot-square{--wpr-bg-c207033d-46b1-4955-9d3b-a0d6b90882ab: url('https://www.fincover.com/wp-content/uploads/2021/01/fincoverlogogif.gif');}.content-inner{--wpr-bg-f556f037-a7f3-4142-933f-092430651fdf: url('https://www.fincover.com/wp-content/uploads/2023/09/twinkle-twinkle.png');}body #pagetitle{--wpr-bg-6f4804a6-eb37-4524-ae8e-a3e24dcfde6a: url('https://www.fincover.com/wp-content/uploads/2020/09/banner.jpg');}

Key Takeaways ✦

Get Instant

Approval

Direct Cash

Transfer

Lowest

Interest Rates

Minimal

Documentation

Personal Loan in Delhi

Delhi, the bustling capital of India, offers diverse personal loan options for salaried and self-employed individuals. With interest rates starting as low as 10.50% per annum, personal loans in Delhi are tailored to meet financial needs such as home renovation, travel, education, medical emergencies, or debt consolidation. Here’s a comprehensive guide to personal loans in Delhi.

Bank Interest rates for Personal Loan in Delhi

Banks

Personal Loan Interest Rates 2025

Institution	Interest Rates
HDFC Bank	10.85% – 24.00%
Axis Bank	11% – 24.00%
Bandhan Bank	11.90% Onwards
ICICI Bank	10.85% – 16.25%
DBS Bank	10.99% – 24.00%
Bank of Baroda	11.05% – 18.75%
SBI	11.45% – 14.85%
IndusInd Bank	10.49% – 24.00%
Yes Bank	11.25% – 21.00%
Standard Chartered	11.50% – 24.00%
IDFC First	10.99% – 23.99%
Kotak Mahindra Bank	10.99% – 24.00%
PNB	11.40% – 17.95%
Indian Bank	10.90% – 24.00%

NBFCs Interest rates for Personal Loan in Delhi

NBFCs

NBFC Name	Interest Rate
InCred	16% – 42%
Finnable	16% – 28%
L&T Finance	11% – 24%
Aditya Birla	10% – 32%
Shriram Finance	11% – 42%
Bajaj Finserv	10.75% – 31%
Piramal Finance	12.99% onwards
Tata Capital	11.99% – 35%
Poonawalla	11.49% – 19%
SMFG	13% – 36%
Axis Finance	13% onwards
Mahindra Finance	12% – 36%
Paysense	16.8% – 33%

Features of Personal Loans in Delhi

Feature	Details
Loan Amount	₹50,000 to ₹50,00,000
Interest Rate	Starting from 10.50% per annum
Repayment Tenure	12 to 84 months
Processing Time	Approval in as little as 24-48 hours
Collateral	Unsecured loan; no guarantor required
Prepayment Option	Available with applicable charges
Processing Fee	1% to 2% of the loan amount

Eligibility Criteria for Personal Loans in Delhi

Criteria	Details
Age	21 to 65 years
Employment Type	Salaried or self-employed
Income	Minimum ₹20,000 per month
Credit Score	750+ recommended for the best interest rates
Work Experience	Salaried: Minimum 1 year Self-employed: Minimum 3 years

Documents required for Personal Loan in Delhi

Document Type	Examples
Identity Proof	Aadhaar, PAN, Passport, Voter ID, Driving License
Address Proof	Rent Agreement, Utility Bill, Passport, Aadhaar
Income Proof	Salary slips, Bank Statements (last 6 months), or ITR
Employment Proof	Offer Letter, Employee ID, or Business Proof
Photographs	Recent passport-sized photos

Benefits of Personal Loans in Delhi

Quick Approvals: Loan disbursal in 24-48 hours.
Flexible Repayment: Choose tenure between 12 and 84 months.
Unsecured Loans: No collateral required.
Low Interest Rates: Starting at 10.50% per annum.
Multi-Purpose Use: Funds can be used for various personal or professional needs.

How to Apply for a Personal Loan at Delhi?

Fincover.com is an online marketplace that allows you to compare loan quotes from various banks and NBFCs.

Mentioned-below is the process to apply for a Personal Loan at Fincover.

Visit https://www.fincover.com/banking/loan/personal/
Complete the loan application by filling up all the necessary details
Most popular quotes matching your requirement will be displayed.
Apply for the bank along with the requested documents and get a reference number. You can then check the status of the application from our dashboard.
Upon verification and approval, the loan will be disbursed to your account. The whole process takes just a few days, some even hours. The loan processing time varies from bank to bank