IndusInd Bank Platinum Visa Credit Card
The IndusInd Bank Platinum Visa Credit Card is a premium credit card designed to provide cardholders with a host of exclusive lifestyle and golf benefits. This prestigious card is tailored to meet the needs of individuals seeking luxury, convenience, and personalized services.
Features and Benefits Welcome Rewards
The IndusInd Bank Platinum Visa Credit Card offers attractive welcome benefits that includes vouchers from Montblanc, Luxe Gift Card, Postcard Hotel, and vouchers from Amazon, Zee5, Apollo Pharmacy, Uber, Ola, Bata, Raymonds, Pantaloons, etc
Rewards Program
The credit card comes with a rewards program where you earn 1.5 reward points for every Rs. 150 spent and you can redeem the reward points on Airline miles on Intermiles, Airlie miles on Vistara, Cash credit, and Pay with rewards, Maximum redemption of Reward Points can be done for up to 25% of the bill payment amount or 25% of your Reward Points balance, whichever is lower.
Fuel Surcharge Waiver
With the IndusInd Bank Platinum Visa Credit Card, you can enjoy a waiver on fuel surcharges at designated petrol pumps across India. This feature helps you save money on your fuel expenses.
Air Accident Coverage
Complimentary personal air accident insurance cover of up to INR 25 lakh.
| Travel Insurance | Insurance Cover | Sum Assured |
|---|---|---|
| Lost Baggage | Coverage for lost baggage during travel | INR 1 lakh |
| Delayed Baggage | Coverage for baggage delayed beyond specified time | INR 25,000 |
| Loss of Passport | Coverage for expenses due to loss of passport | INR 50,000 |
| Lost Ticket | Coverage for expenses due to lost travel ticket | INR 25,000 |
| Missed Connection | Coverage for missed connecting flights due to delays | INR 25,000 |
The IndusInd Bank Platinum Visa Credit Card is widely accepted at millions of merchant establishments worldwide, making it convenient for you to use the card while traveling or shopping internationally.
Easy Bill Payment
IndusInd Bank provides various options for bill payments, including online banking, mobile banking, and autopay facilities. This simplifies the process of clearing your credit card dues on time.
Fees and Charges
- Joining Fee: Rs. 3000 + GST
- Interest Rate: 3.83% per month
- Cash Advance Fee : 2.5% of the limit amount subject to a minimum of Rs. 500
- Foreign Currency Markup : 3.5%
- Cash Payment Fee at IndusInd Bank Branch: ₹100
- Duplicate Statement – Rs. 100 per statements
Late payment fee:
- Nil for amount less than Rs. 100
- Rs. 100 for amount between Rs. 100-500
- Rs. 350 for amount between Rs. 501 – Rs. 1000
- Rs. 550 for amount between Rs. 1001 – Rs. 10000
- Rs. 800 for amount between Rs. 10000 – Rs. 25000
- Rs. 1100 for amount between Rs. 25000 – Rs. 50000
- Rs. 1300 for amount above Rs. 50000
Documents Required
To apply for an IndusInd Bank Platinum Visa Credit Card, you typically need to submit the following documents:
Identity Proof:
Any government-issued photo ID card such as Aadhaar Card, Passport, PAN Card, or Driver’s License.
Address Proof
Documents such as Aadhaar Card, Passport, utility bills, or bank statements that establish your residential address.
Income Proof
- Salary slips, bank statements, or income tax returns to demonstrate your income eligibility for the credit card.
- Passport-sized Photographs: Recent passport-sized photographs to be affixed on the credit card application form.
- Duly Filled Application Form: The completed credit card application form provided by the bank.
Eligibility Criteria
To be eligible for the IndusInd Platinum Aura Edge credit card, you generally need to meet the following criteria:
- Age: The primary cardholder should be at least 21 years old, and add-on cardholders should be 18 years or older.
- A Minimum income of Rs. 25000 per month
- Credit History: A good credit score and a healthy credit history are preferred for a higher chance of approval.
- Nationality and Residency: The applicant should be a resident of India
How to Apply for IndusInd bank Visa Card Credit card?
- Click on the apply button below the card
- Make sure you have all the documents in order and satisfy the eligibility criteria
- Fill all the details
- Once , we receive the application, you will be provided an acknowledgement number
- Track the status of the application number online
