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IndusInd Bank Platinum Visa Credit Card 

The IndusInd Bank Platinum Visa Credit Card is a premium credit card designed to provide cardholders with a host of exclusive lifestyle and golf benefits. This prestigious card is tailored to meet the needs of individuals seeking luxury, convenience, and personalized services.

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IndusInd Bank Platinum Visa Credit Card


Joining Fee – Rs. 3000 + GST
Annual Fee – Rs. 3000 + GST

Welcome Rewards

The IndusInd Bank Platinum Visa Credit Card offers attractive welcome benefits that includes vouchers from Montblanc, Luxe Gift Card, Postcard Hotel, and vouchers from Amazon, Zee5, Apollo Pharmacy, Uber, Ola, Bata, Raymonds, Pantaloons, etc

Rewards Program

The credit card comes with a rewards program where you earn 1.5 reward points for every Rs. 150 spent and you can redeem the reward points on Airline miles on Intermiles, Airlie miles on Vistara, Cash credit, and Pay with rewards, Maximum redemption of Reward Points can be done for up to 25% of the bill payment amount or 25% of your Reward Points balance, whichever is lower.

Fuel Surcharge Waiver

With the IndusInd Bank Platinum Visa Credit Card, you can enjoy a waiver on fuel surcharges at designated petrol pumps across India. This feature helps you save money on your fuel expenses.

Air Accident Coverage

Complimentary personal air accident insurance cover of up to INR 25 lakh.

Travel Insurance

Insurance CoverSum Assured
Lost BaggageINR 1 lakh
Delayed BaggageINR 25k
Loss of PassportINR 50K
Lost TicketINR 25K
Missed ConnectionINR 25K

Global Acceptance

The IndusInd Bank Platinum Visa Credit Card is widely accepted at millions of merchant establishments worldwide, making it convenient for you to use the card while traveling or shopping internationally.

Easy Bill Payment

IndusInd Bank provides various options for bill payments, including online banking, mobile banking, and autopay facilities. This simplifies the process of clearing your credit card dues on time.

  • Joining Fee: Rs. 3000 + GST
  • Interest Rate: 3.83% per month
  • Cash Advance Fee : 2.5% of the limit amount subject to a minimum of Rs. 500
  • Foreign Currency Markup : 3.5%
  • Cash Payment Fee at IndusInd Bank Branch: ₹100
  • Duplicate Statement  –  Rs. 100 per statements

Late payment fee:

  • Nil for amount less than Rs. 100
  • Rs. 100 for amount between Rs. 100-500
  • Rs. 350 for amount between Rs. 501 – Rs. 1000
  • Rs. 550 for amount between Rs. 1001 – Rs. 10000
  • Rs. 800 for amount between Rs. 10000 – Rs. 25000
  • Rs. 1100 for amount between Rs. 25000 – Rs. 50000
  • Rs. 1300 for amount above Rs. 50000

To apply for an IndusInd Bank Platinum Visa Credit Card, you typically need to submit the following documents:

Identity Proof:

Any government-issued photo ID card such as Aadhaar Card, Passport, PAN Card, or Driver’s License.

Address Proof

Documents such as Aadhaar Card, Passport, utility bills, or bank statements that establish your residential address.

Income Proof

  • Salary slips, bank statements, or income tax returns to demonstrate your income eligibility for the credit card.
  • Passport-sized Photographs: Recent passport-sized photographs to be affixed on the credit card application form.
  • Duly Filled Application Form: The completed credit card application form provided by the bank.

 To be eligible for the IndusInd Platinum Aura Edge credit card, you generally need to meet the following criteria:

  • Age: The primary cardholder should be at least 21 years old, and add-on cardholders should be 18 years or older.
  • A Minimum income of Rs. 25000 per month
  • Credit History: A good credit score and a healthy credit history are preferred for a higher chance of approval.
  • Nationality and Residency: The applicant should be a resident of India
  • Click on the apply button below the card
  • Make sure you have all the documents in order and satisfy the eligibility criteria
  • Fill all the details
  • Once , we receive the application, you will be provided an acknowledgement number
  • Track the status of the application number online

Other IndusInd Credit Cards

CardJoining FeeRewards
IndusInd bank Legend CardRs. 9999Weekday Spend Rs. 100 – 1 Point Weekend; Spend  Rs. 100 – 2 Points
IndusInd bank Platinum Visa CardRs.  3000Get 1.5 Reward Points for every Rs. 150 Spend 
IndusInd Platinum Master Credit CardRs. 3000Get 1.5 Reward Points for every Rs. 150 Spend
Platinum Aura Edge Visa Master/Visa Credit CardRs. 500Get upto 4 Reward points for every Rs. 100 Spend
IndusInd Nexxt Credit CardRs. 3499Get 1 Reward points for every Rs. 150 Spend
EazyDiner IndusInd Credit CardRs.199910 Reward Points on every ₹100 spent on dining, shopping and entertainment
Credit Card by banks