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ICICI Bank Sapphiro Credit Card 

The ICICI Bank Sapphiro Credit Card is an elite offering designed to cater to the discerning needs of high-net-worth individuals. Packed with an array of exclusive features and benefits, this credit card is a true gem in the world of premium banking


ICICI Bank Sapphiro Credit Card


Joining Fee – Rs. 6500 + GST
Annual Fee – Rs. 3500 + GST

  • Welcome Benefits: Begin your credit card journey with a warm welcome as ICICI Bank rewards you with a generous welcome gift of Rs. 9000 (Tata cliq Rs. 3000 + EasemyTrip Rs. 4000 + Uber Vouchers Rs. 1000 + Croma voucher Rs. 1500) within 45 days of payment of fees.
  • Exclusive dining offers through ICICI culinary treats programme with ICICI sapphiro card.
  • Four Complimentary airport lounge access every quarter (4 nos) for spending minimum Rs. 5000 in one calendar quarter.
  • Complimentary Golf Privileges: Experience the joy of golfing at some of the finest courses in India, maximum of up to 4 rounds every month in the finest  golf clubs in India for every ₹50,000 retail spends in the previous bill.
  • Buy one ticket and get upto Rs. 500 on the second ticket, twice every month through BookMy Show.
  • Fuel Benefits: Save on your fuel expenses with attractive fuel surcharge waivers at any petrol pumps.
  • Avail concierge services such as Restaurant referral, reservation, flower and gift assistance, hotel reservation, car rentals, medical concierge privileges etc.
  • Get air accident insurance coverage of Rs. 3 crores.
  • Reward Points: Earn reward points for every transaction made using the ICICI Bank. Sapphiro Credit Card. Redeem these points for a wide range of exciting rewards from an extensive rewards catalog.
  • Contactless Technology: Benefit from the convenience of contactless payments, enabling swift and secure transactions at compatible payment terminals.
  • EMI Facility: Convert your high-value purchases into easy monthly installments with flexible EMI options available on the ICICI Bank Sapphiro Credit Card.
  • Joining Fee: ₹6500
  • Annual Fee: ₹3,500 (may be waived off on spending 6 Lakhs the previous year)
  • Interest Rate: 3.40% per month
  • Cash Advance Fee: A nominal fee is applicable for cash withdrawals made using the credit card.

Late Payment Charges:

  • Nil for amount less than Rs. 100
  • Rs. 100 for amount between Rs. 100 – 500
  • Rs. 500 for amount between Rs. 500 – 10000
  • Rs. 750 for amount greater than Rs. 10000

To apply for the ICICI Bank Sapphiro Credit Card, you will typically need the following documents:

  • Identity Proof: PAN card, Aadhaar card, passport, or driver’s license.
  • Address Proof: Aadhaar card, passport, utility bills, or rental agreement.
  • Income Proof: Latest salary slips, bank statements, or Income Tax Returns (ITR).
  • Passport-sized photographs.
  • Completely filled credit card application form.

 To be eligible for the ICICI Bank Sapphiro Credit Card, you generally need to meet the following criteria,


The primary cardholder should be at least 21 years old, and add-on cardholders should be 18 years or older.


  • ICICI bank salaried customer – Rs. 2.4 Lakhs
  • Non- ICICI bank salaried customer – Rs. 3.6 Lakhs
  • Self employed ICICI bank customer – Rs. 3.6 Lakhs  (ITR)
  • Self employed Non ICICI Bank customer – Rs. 4.8 Lakhs (ITR)

Credit History:

A good credit score and a healthy credit history are preferred for a higher chance of approval.

Nationality and Residency:

The applicant should be a resident of India

  • Click on the apply button below the card
  • Make sure you have all the documents in order and satisfy the eligibility criteria
  • Fill all the details
  • Once , we receive the application, you will be provided an acknowledgement number
  • Track the status of the application number online