ICICI Bank Sapphiro Credit Card
The ICICI Bank Sapphiro Credit Card is an elite offering designed to cater to the discerning needs of high-net-worth individuals. Packed with an array of exclusive features and benefits, this credit card is a true gem in the world of premium banking
Features and Benefits
- Welcome Benefits: Begin your credit card journey with a warm welcome as ICICI Bank rewards you with a generous welcome gift of Rs. 9000 (Tata cliq Rs. 3000 + EasemyTrip Rs. 4000 + Uber Vouchers Rs. 1000 + Croma voucher Rs. 1500) within 45 days of payment of fees.
- Exclusive dining offers through ICICI culinary treats programme with ICICI sapphiro card.
- Four Complimentary airport lounge access every quarter (4 nos) for spending minimum Rs. 5000 in one calendar quarter.
- Complimentary Golf Privileges: Experience the joy of golfing at some of the finest courses in India, maximum of up to 4 rounds every month in the finest golf clubs in India for every ₹50,000 retail spends in the previous bill.
- Buy one ticket and get upto Rs. 500 on the second ticket, twice every month through BookMy Show.
- Fuel Benefits: Save on your fuel expenses with attractive fuel surcharge waivers at any petrol pumps.
- Avail concierge services such as Restaurant referral, reservation, flower and gift assistance, hotel reservation, car rentals, medical concierge privileges etc.
- Get air accident insurance coverage of Rs. 3 crores.
- Reward Points: Earn reward points for every transaction made using the ICICI Bank. Sapphiro Credit Card. Redeem these points for a wide range of exciting rewards from an extensive rewards catalog.
- Contactless Technology: Benefit from the convenience of contactless payments, enabling swift and secure transactions at compatible payment terminals.
- EMI Facility: Convert your high-value purchases into easy monthly installments with flexible EMI options available on the ICICI Bank Sapphiro Credit Card.
Fees and Charges
- Joining Fee: ₹6500
- Annual Fee: ₹3,500 (may be waived off on spending 6 Lakhs the previous year)
- Interest Rate: 3.40% per month
- Cash Advance Fee: A nominal fee is applicable for cash withdrawals made using the credit card.
Late Payment Charges:
- Nil for amount less than Rs. 100
- Rs. 100 for amount between Rs. 100 – 500
- Rs. 500 for amount between Rs. 500 – 10000
- Rs. 750 for amount greater than Rs. 10000
Documents Required
To apply for the ICICI Bank Sapphiro Credit Card, you will typically need the following documents:
- Identity Proof: PAN card, Aadhaar card, passport, or driver’s license.
- Address Proof: Aadhaar card, passport, utility bills, or rental agreement.
- Income Proof: Latest salary slips, bank statements, or Income Tax Returns (ITR).
- Passport-sized photographs.
- Completely filled credit card application form.
Eligibility Criteria
To be eligible for the ICICI Bank Sapphiro Credit Card, you generally need to meet the following criteria,
Age:
The primary cardholder should be at least 21 years old, and add-on cardholders should be 18 years or older.
Income:
- ICICI bank salaried customer – Rs. 2.4 Lakhs
- Non- ICICI bank salaried customer – Rs. 3.6 Lakhs
- Self employed ICICI bank customer – Rs. 3.6 Lakhs (ITR)
- Self employed Non ICICI Bank customer – Rs. 4.8 Lakhs (ITR)
Credit History:
A good credit score and a healthy credit history are preferred for a higher chance of approval.
Nationality and Residency:
The applicant should be a resident of India
How to Apply for Credit Card Online?
- Click on the apply button below the card
- Make sure you have all the documents in order and satisfy the eligibility criteria
- Fill all the details
- Once , we receive the application, you will be provided an acknowledgement number
- Track the status of the application number online
