Paytm HDFC Bank Credit Card
The IndusInd Platinum Aura Edge credit card is one of the premier cards designed with contactless features to enable you to make fast and contactless transactions.
Benefits and Features of PayTm HDFC Bank Credit Card
- Gift Vouchers: Get gift vouchers worth Rs. 2000. Get ₹500 Gift Voucher on spends of ₹50,000 every 3 months.
- 1% Surcharge waiver upto Rs. 250
- Free Lost card liability worth Rs. 5 Lakhs
- Get benefits worth Rs. 75000 with Paytm First Membership
- Get 8 complimentary domestic airport lounge visits every month
- Upto 4 Free Add-on Cards for patrons
Cashback:
- 5% Cashback on movies, recharge spends on PayTm
- 3% Cashback on Swiggy, Uber, AJIO, and Big Basket
- 1% Cashback on all retail spends
- Upto 5% exciting offers on Shopping, Dining, travel and Hotel booking with Smartbuy and PayZApp
Fees and Charges of PayTm HDFC Bank Credit Card
- Joining Fees – Rs. 1000 waived off on spending Rs. 50000 within 90 days
- Renewal Fees – Rs 1000, waived off for spends over 1.5 Lakhs per year
- Rental Payments – 1% fee will be applicable on rental transactions
- Cash Advance fee -2.5% or Rs. 500 whichever is higher
- Foreign exchange markup fee – 3.5%
- Balance Transfer fee – 1% of the Balance Transfer amount or Rs. 250
- OverLimit Fee – 2.5% of the overlimit amount, subject to a minimum of Rs. 550.
Late Payment Fees:
- Amount less than 500 – Nil
- Rs. 100 to Rs. 500 – Rs. 100
- Rs. 501 to Rs. 5000 – Rs. 500
- Rs. 5001 to Rs. 10000 – Rs. 600
- Rs. 10001 to Rs. 25000 – Rs. 800
- Rs. 25001 to Rs. 50000 – Rs. 1100
- More than Rs. 50000 – Rs. 1300
- Rewards redemption fee – Rs. 99 + GST
- Reissue of damaged card – Rs. 100
- Dynamic Currency Conversion Markup fee – 1%
Note: GST @18% is applicable on all fees, interest and other credit card charges
Documents Required for PayTm HDFC Bank Credit Card
To apply for the PayTm HDFC Bank Credit Card, you will typically need the following documents:
- Proof of Identity: Passport, PAN Card, Aadhaar Card, Voter ID, or any other government-issued photo ID
- Proof of Address: Aadhaar Card, utility bills (electricity/telephone/water), bank statements, or rental agreement
- Income Proof: Salary slips, IT returns, or Form 16
Eligibility Criteria for PayTm HDFC Bank Credit Card
- Min 18 years of age
- Salaried or self-employed
- Credit score above 750
How to Apply for IndusInd bank Legend Card Credit card
Click on the apply button,
- Make sure you have all the documents in order and satisfy the eligibility criteria
- Complete the online application and attach necessary documents required
- Once, we receive the application, you will be provided an acknowledgement number
- Track the status of the application number online
