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Axis Bank Neo Credit Card 

Maximize savings with online shopping discounts, movie offers, and dining delights with the Axis Bank Neo Credit Card. Apply now!

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Axis Bank Neo Credit Card


Joining Fee – Rs. 250 + GST
Annual Fee – Rs. 250 + GST

  • Activation Benefit:100% Cashback upto Rs. 300 on first utility payment within 30 days of card issuance
  • Shop and Save Online:Avail exciting cashback offers and discounts on online purchases from popular brands like Blinkit, Myntra, BookMyShow,- 10% on Blinkit upto Rs. 250, Extra Rs. 150 Off on Myntra on min buys of Rs. 999, 10%               
  • Food Delivery Offers: Get 40% on Food Delivery with NEO Credit Card
  • Utility Payment Offers: 5% off on Mobile recharges/Broadband Payment/DTH done through Amazon Pay
  • Dining Delights: Get upto 15% discount upto Rs. 500 on partner restaurants in India.
  •  Reward Points: Earn 1 EDGE Reward Point on every ₹200 spent, redeemable for exciting rewards
  • Secure Transactions: Enjoy secure transactions with chip and PIN technology. EMV certified chip credit card for unrivalled protection



Joining Fee (First Year)

₹250 or NIL for select channels

Annual Fee (Renewal)

₹250 + taxes , NIL for select channels

Interest Rate

3.60% per month

Cash Advance Fee

2.5% of the advance amount (minimum ₹500)

Over Limit Fee

2.5% of the over-limit amount (minimum ₹500)

ForeignCurrency Transaction


Late Payment Fee

·        Less than 500 – Nil

·        Rs. 501 to Rs. 5000 – Rs. 500

·        Rs. 5001 to Rs. 10000 – Rs. 750

·        For amount > Rs. 100000 – Rs. 1200

Add-on Card Fee

Free (up to 3 cards)

Fee for Cash Payment

Rs. 100

Duplicate Statement Fee

Rs. 100 per statement

Age18 years to 70 Years old
OccupationSalaried or Self-employed
NationalityShould be a Resident of India or NRI



Identity Proof

PAN Card

Address Proof

Passport/Utility Bill/Ration Card/Driving License etc.

Income Proof

Salary Slip/Form 16/ITR documents (as applicable)


Recent passport-sized color photograph

Click on the apply button below the card

  • Complete the online application and attach necessary documents required
  • Once, we receive the application, you will be provided an acknowledgement number
  • Track the status of your credit card application at Fincover

What is the Axis Bank Neo Credit Card?

The Neo Credit Card is Axis Bank’s latest offering, designed to provide a seamless and rewarding digital banking experience with innovative features tailored for the modern consumer.

What are the key features of the Neo Credit Card?

  • 40% discount at Zomato
  • 5% off on utility bills
  • 10% discount on Blinkit, Rs. 150 off on Myntra, 10% off BookMyShow
  • 15% Dinings at partner restaurants

What is the welcome benefit you get with this card?

100% cashback upto Rs. 300 on first utility payment bill within first 30 days

What are the eligibility criteria to apply for the Axis Bank Select Credit Card?

The eligibility criteria may vary, but generally, applicants should meet the minimum age requirement (usually 18-70 years), have a good credit history, and fulfill the income criteria specified by Axis Bank.

What are the reward points and redemption options available with the Axis Bank Select Credit Card?

The Axis Bank Select Credit Card offers EDGE reward system on eligible transactions, which can be redeemed for a variety of options such as travel bookings, merchandise, and gift vouchers