Axis Credit cards

Axis Bank Credit Card Status: Application Tracking and Approval

The convenience and potential rewards of credit cards make them a popular financial tool in today’s world. But if you’ve recently applied for an Axis Bank credit card, the wait for approval can be nerve-wracking. This comprehensive guide will be your one-stop shop for everything related to Axis Bank credit card status. We’ll delve into the intricacies of tracking your application, understand the approval process, and equip you with tips to maximize your chances of success.

Understanding the Axis Bank Credit Card Application Journey

According to a 2023 Experian study, credit card applications in India have witnessed a significant rise, with a 27% year-on-year growth. This surge reflects the growing acceptance of credit cards for various transactions.

Once you submit your Axis Bank credit card application, it embarks on a well-defined journey. The bank meticulously evaluates various factors to ensure responsible credit card issuance and minimize defaults. These factors include:

  • Credit Score: A credit score above 750 is generally considered favourable for credit card approvals.
  • Income Stability: A steady source of income demonstrates your ability to repay the credit extended.
  • Debt-to-Income Ratio: A lower ratio indicates a healthier financial situation and a better chance of approval.
  • Employment History: Stable employment strengthens your application.
  • Credit Card History (if applicable): A history of responsible credit card usage can be a positive factor.
Tracking Your Axis Bank Credit Card Status: Multiple Methods Available

Now that you understand the application process, here are the different ways to track your Axis Bank credit card status:

  • axis bank credit card tracking by ref no: Leverage technology for ease and convenience! Axis Bank offers a user-friendly application tracker on its official website ( Simply enter your application reference number or registered mobile number to receive instant updates on your application’s progress. This real-time tracking eliminates the need for constant follow-ups.
  • Axis Bank credit card status customer care: For those who prefer a more personal touch, Axis Bank offers a dedicated customer care helpline (18604195555/18605005555) for credit card application inquiries. By providing your application reference number, a customer service representative can efficiently update you on the status and address any concerns you may have.
  • Branch Visit: Sometimes, a face-to-face interaction can be helpful. You can visit your nearest Axis Bank branch with your application reference number. A bank representative can access the application status within the internal system and provide a detailed update. This method is beneficial if you have additional questions or require clarification on specific aspects of the application process.
Decoding the Application Status Messages

The status update from Axis Bank might seem cryptic at first glance. Here’s a breakdown of the possible messages and their meanings:

  • “Received”: This signifies that Axis Bank has successfully received your application and initiated the evaluation process.
  • “In Process”: The bank is diligently reviewing your application, and assessing your creditworthiness based on various parameters. Patience is key!
  • “Approved”: Congratulations! Your application has been approved, and your new Axis Bank credit card will be dispatched shortly.
  • “Under Review/Pending”: In some cases, additional information or documentation might be required to complete the application process. The bank will contact you with specific details on what’s needed to proceed.
  • “Declined”: While not the desired outcome, the bank will provide a reason for the decline. This feedback allows you to rectify any shortcomings and potentially reapply in the future with a stronger application.


Certainly! Here are the five latest frequently asked questions (FAQs) regarding Axis Bank’s credit card status:

1. How can I check the status of my Axis Bank credit card application online?

   To check the status of your Axis Bank credit card application online, visit the official Axis Bank website and navigate to the “Track Your Application” section. Enter the required details such as your application ID, date of birth, and registered mobile number to view the current status.

2. What should I do if my Axis Bank credit card application status shows as ‘Pending’ or ‘Under Review’?

   If your credit card application status is listed as ‘Pending’ or ‘Under Review’, it means that Axis Bank is still processing your application. In such cases, it’s advisable to wait for further updates. You can periodically check the status online or contact Axis Bank’s customer service for assistance.

3. I received a message stating that my Axis Bank credit card application is approved. When can I expect to receive my card?

   Upon receiving confirmation that your Axis Bank credit card application is approved, you can expect to receive your card within 7-10 working days. However, delivery times may vary depending on your location and other factors. If you haven’t received your card within the specified timeframe, you can contact Axis Bank for assistance.

4. My Axis Bank credit card application status shows ‘Rejected’. What are the possible reasons for rejection?

   There could be several reasons why your Axis Bank credit card application was rejected, including insufficient income, poor credit history, inaccurate information provided in the application, or existing debts. If your application is rejected, Axis Bank will typically provide the reason for rejection and instructions on rectifying the issue.

5. Is there a way to expedite the processing of my Axis Bank credit card application?

   While Axis Bank strives to process credit card applications promptly, there is no guaranteed way to expedite the process. However, you can ensure that all required documents are submitted accurately and promptly to avoid delays. Additionally, regularly checking the status of your application

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