EPF Balance Status/Check

Your Guide to Checking Your EPF Balance Status

The Employees’ Provident Fund (EPF) is a social security scheme in India that helps employees save for their retirement. Employers and employees contribute a portion of the employee’s salary to the EPF account. Knowing your EPF balance is crucial for financial planning purposes. This guide will walk you through various methods for checking your EPF balance status easily and conveniently.

Understanding Your EPF

Before diving into checking your balance, let’s understand some key terms:

• Universal Account Number (UAN): A unique 12-digit number assigned to each employee for managing their EPF account across different jobs.
• Member Passbook: An online record that shows your EPF contributions, interest earned, and current balance.
• Employee Provident Fund Organization (EPFO): The government body that manages the EPF scheme.

Methods for Checking Your EPF Balance

There are several ways to check your EPF balance, each offering varying levels of convenience and information detail.

1. Member Passbook (Online)

The Member Passbook is the most comprehensive way to view your EPF details. Here’s how to access it:

• Activate your UAN: If you haven’t already, activate your UAN on the EPFO website (https://www.epfindia.gov.in/). You’ll need your UAN, PAN card details, and registered mobile number.
• Visit the Member Passbook Portal: Go to https://passbook.epfindia.gov.in/MemberPassBook/login.
• Login: Enter your UAN, password, and captcha code.
• View Passbook: You’ll see a detailed breakdown of your EPF contributions from both your current and past employers, interest earned, and your current balance.

2. SMS Service

This method is quick and requires minimal internet access.

• Ensure UAN Activation: Your UAN must be activated with your registered mobile number.
• Send SMS: From your registered mobile number, send an SMS to 7738299899 in the format: EPFOHO UAN
• Receive Update: You’ll receive an SMS with your latest PF contribution and current balance.

3. Missed Call Service

This is another convenient option that doesn’t require internet access.

• UAN Seeding: Ensure your UAN is linked with your Aadhaar, PAN, and bank account details.
• Give a Missed Call: Dial 011-22901406 from your registered mobile number. The call will automatically disconnect after two rings.
• Receive Update: You’ll receive an SMS with your latest PF contribution and current balance.

4. UMANG App

The UMANG app is a government platform offering various citizen services, including EPF balance checks.

• Download & Register: Download the UMANG app from the app store and register for an account.
• Locate EPFO: Search for “EPFO” within the app.
• Login: Use your UAN and registered mobile number to log in.
• View Balance: You can view your latest contribution details and balance.

5. EPFO Toll-Free Number

You can call the EPFO toll-free number for assistance with checking your balance.

• Dial 1800-118-005: This is a 24×7 helpline.
• Have Details Ready: Keep your UAN or PF account number handy as the helpline officer will ask for it to verify your identity.

Important Considerations

• There may be a slight delay (up to 6 hours) between your actual contribution and its reflection in your Member Passbook.
• If you encounter any issues accessing your balance, you can contact your employer’s HR department or the EPFO grievance portal (https://epfigms.gov.in/grievance/grievancemaster).