Kotak Mahindra Bank Balance Check – 9 Easy Ways to Check Account Balance (2025)

Checking your Kotak Mahindra Bank balance has never been easier. Whether you prefer WhatsApp, a missed call, SMS, or modern mobile apps like iMobile or UPI, ICICI offers a range of convenient methods to stay on top of your finances. This guide walks you through 9 reliable options – one by one – along with expert tips to make your experience smooth, secure, and efficient.

1. Kotak Mahindra Bank Balance Check via WhatsApp Banking

Steps:

Save +91 9597741240 to your contacts.
Open WhatsApp and send “Hi” to the saved number.
Select “Balance Enquiry” from the automated menu.
Receive your balance instantly.

Expert Tip: Ensure the WhatsApp account is verified (green tick) to avoid scams.

2. Kotak Mahindra Bank Balance Check via Missed Call

Steps:

Dial +91 988189 8789 from your registered number.
The call will auto-disconnect.
You’ll get an SMS with your balance.

Expert Tip: Save the number as “ICICI Balance – Missed Call” for quick access.

3. Kotak Mahindra Bank Balance Check via SMS

Steps:

Type BAL in an SMS.
Send it to 5793410 from your registered mobile number.
Receive an SMS with your balance.

Expert Tip: Ensure your mobile has sufficient SMS balance for delivery.

4. Kotak Mahindra Bank Balance Check via Internet Banking

Steps:

Visit www.kotakmahindrabankbank.com
Log in to Net Banking.
Go to “Accounts Summary” or “My Accounts”.
View your balance and transactions.

Expert Tip: Use a private connection and always log out securely.

5. Kotak Mahindra Bank Balance Check via Mobile Banking App

Steps:

Download the Mobile Banking App app.
Log in via PIN or biometrics.
Tap on “Accounts” to view your balance.

Expert Tip: Use the “Quick Balance” feature for instant access without full login.

6. Kotak Mahindra Bank Balance Check via ATM

Steps:

Visit any ATM (ICICI or others).
Insert your ICICI debit card.
Enter your PIN and select “Balance Enquiry”.
View or print your balance.

Expert Tip: Use ICICI ATMs to avoid extra charges.

7. Kotak Mahindra Bank Balance Check via Passbook Update

Steps:

Visit any Kotak Mahindra Bank branch.
Update your passbook via staff or kiosk.
View balance and transaction history.

Expert Tip: Regular updates help in maintaining accurate financial records.

8. Kotak Mahindra Bank Balance Check via Customer Care Call

Steps:

Call 1800 748 7665 or 1800 470 6852.
Follow IVR and select “Balance Enquiry”.
Confirm your identity to hear your balance.

Expert Tip: Call during non-peak hours using your registered number.

9. Kotak Mahindra Bank Balance Check via UPI Apps

Steps:

Open Google Pay, PhonePe, or Paytm.
Go to “Bank Accounts” or “Manage Accounts”.
Select Kotak Mahindra Bank.
Tap “Check Balance” and enter your UPI PIN.

Expert Tip: Ensure UPI is linked with your registered ICICI number.

Frequently Asked Questions (FAQs) – Kotak Mahindra Bank Balance Check

Q1: What is the easiest way to check Kotak Mahindra Bank account balance?
WhatsApp Banking by sending “Hi” to +91 9597741240 is quick and simple.

Q2: Can I check my Kotak Mahindra Bank balance without the internet?
Yes, use missed call on +91 8881680808 or send BAL to 5793410.

Q3: How can I check Kotak Mahindra Bank balance through mobile banking?
Use the iMobile app, login, and check under the ‘Accounts’ tab.

Q4: Is there a way to check Kotak Mahindra Bank balance through UPI?
Yes, go to your UPI app > Kotak Mahindra Bank > Check Balance > Enter UPI PIN.

Q5: Does Kotak Mahindra Bank charge for balance enquiry by SMS or call?
Missed call is free; SMS may incur standard charges based on your plan.

Q6: How to check Kotak Mahindra Bank balance using an ATM?
Insert debit card, enter PIN, choose “Balance Enquiry” to view balance.

Q7: Can I check my Kotak Mahindra Bank balance by calling customer care?
Yes, dial 1800 748 7665 or 1800 470 6852 and follow IVR prompts.

Q8: What should I do if my Kotak Mahindra Bank balance enquiry fails?
Ensure your number is registered and has enough SMS/talktime balance.

Q9: Is passbook update still a valid way to check Kotak Mahindra Bank balance?
Yes, update your passbook at any ICICI branch or kiosk.