Vijaya Bank IFSC Code: The Complete 2025 Guide

In 2025, getting the correct IFSC code still matters to anyone sending money online, making UPI transfers, or handling account links—especially for legacy banks like Vijaya Bank. With ongoing mergers, digitalisation and evolving banking rules in India, understanding the Vijaya Bank IFSC code system is important for safe, successful electronic transactions. This guide explains everything you need to know about Vijaya Bank IFSC codes in the present context, including their structure, current status after bank mergers, how to find them reliably, and what to do if your branch has transitioned to Bank of Baroda.

What is the Vijaya Bank IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned to each branch of a bank by the Reserve Bank of India (RBI) for digital transactions like NEFT, RTGS, and IMPS. The code identifies both the bank and the unique branch where the account is held. Vijaya Bank IFSC codes helped individuals and businesses transfer money with accuracy, but since Vijaya Bank merged with Bank of Baroda in April 2019, you may wonder—are old codes still valid in 2025?

Why are IFSC Codes Still Relevant in 2025?

Despite mergers and digital wallets, IFSC codes remain crucial in India for:

• UPIs and net-banking fund transfers
• Setting up account linkages in marketplaces
• NACH mandates for auto-debits
• Payments to legacy accounts or older cheque books
• Identifying branches for KYC or service requests

If you or your family once banked with Vijaya Bank, you may still need your old IFSC code for legacy accounts or for updating your records.

Structure of a Vijaya Bank IFSC Code

Every IFSC code uniquely pins down a bank branch in India. Here’s how the Vijaya Bank IFSC code looked:

Dissecting a Typical Vijaya Bank IFSC Code

• First 4 Characters: Always ‘VIJB’ (indicating Vijaya Bank)
• Fifth Character: Always ‘0’ (zero; reserved for future use)
• Last 6 Characters: Unique branch code (alphanumeric)

Example Codes

Note: These are for illustration. Use official channels or cheque books to confirm exact codes.

Vijaya Bank: Bank Merger and IFSC Code Changes

What Happened to Vijaya Bank IFSC Codes After the Bank Merger?

• In April 2019, Vijaya Bank merged with Bank of Baroda.
• From then, all Vijaya Bank branches became part of Bank of Baroda.
• By 2022–2023, the RBI and Bank of Baroda announced a phased change in IFSC codes.
• As of 2025, almost all legacy Vijaya Bank IFSC codes have been replaced with new Bank of Baroda IFSC codes. However, many platforms can still map old codes for convenience, but transitions continue.

Are Old Vijaya Bank IFSC Codes Still Accepted in 2025?

• Most digital platforms auto-update IFSC codes.
• For new fund transfers, always use the updated Bank of Baroda IFSC code to avoid transaction failures.
• Check with your branch or Bank of Baroda’s online IFSC search tool if you’re unsure.

How To Find Your Vijaya Bank (Now Bank of Baroda) IFSC Code

What’s the Easiest Way to Get My Branch’s IFSC in 2025?

1. Bank of Baroda Official Website

   • Go to the “Locate Us” or “Branch Locator” section.
   • Enter your old Vijaya Bank branch details.
   • The tool displays the updated IFSC and address.

2. Cheque Book / Passbook

   • Old Vijaya Bank passbooks may show the legacy code.
   • Latest (post-merger) passbooks/cheque books show the new Bank of Baroda IFSC.

3. RBI Official List

   • Visit the RBI IFSC Code Directory.
   • Select “Bank of Baroda” and find your branch.

4. Bank Branch

   • Visit or call your branch for the official updated IFSC code.

5. Third-Party Marketplaces

   • Online marketplaces like Amazon, Flipkart, IRCTC, or Paytm auto-verify IFSC codes when you add bank details.

Key Points To Remember

• For digital payments or account linking, always confirm the new IFSC code before you use it.
• If you continue using the old VJJB IFSC, your transaction might not process after the transition period.

Real-World Example: Updating IFSC for Salary Account holders

Suppose you worked in a Bengaluru-based IT company, with salary credited to a Vijaya Bank account opened in 2016. Post-merger, your HR asks you in 2024 to update your bank details for seamless NEFT credit. Here’s what you do:

• Get your last salary slip and old passbook.
• Using the branch code/address, search on Bank of Baroda’s website for the new IFSC code.
• Inform your company’s payroll team.
• Check your next salary credit—if successful, new IFSC is active.

Personal Note: My own parents had to update their pension accounts after the Vijaya–BOB merger. A quick visit to the branch got us the correct IFSC, and no payment was missed.

Sample Table: Common Vijaya Bank IFSC to Bank of Baroda IFSC Migration

These are for guidance; always cross check per your exact branch/location.

Frequently Asked Questions About Vijaya Bank IFSC Codes

Are Vijaya Bank IFSC Codes Valid After 2025?

No, for most practical purposes, use the updated Bank of Baroda IFSC code to ensure transaction success.

How Do I Find Old Vijaya Bank Branches in 2025?

• Use Bank of Baroda’s locator, searching by your old branch details.
• The system maps the legacy branch to its new code.

Do UPI or Marketplaces Accept Old Vijaya Bank IFSC?

• Many platforms auto-correct legacy IFSCs.
• Some apps may still show “Vijaya Bank” when you input your account number, but new IFSCs are required for smooth crediting.

How to Update Your Vijaya Bank IFSC in Marketplaces and Apps

Most online services (IRCTC, Amazon, Flipkart, Paytm, etc.) need:

• Updated account number (unchanged post-merger)
• New Bank of Baroda IFSC code
• Sometimes, a confirmation (OTP or branch stamp)

Steps:

1. Login to the respective app/website.
2. Go to ‘Profile’ → ‘Bank Details’.
3. Remove/update the old Vijaya Bank details.
4. Add account with the new Bank of Baroda IFSC.
5. Confirm via OTP/verification.

Mistakes to Avoid With Vijaya Bank IFSC in 2025

1. Using Old IFSCs for New Transactions:
   • May result in failed, delayed, or reversed payments.
2. Assuming Account Numbers Have Changed:
   • Only the IFSC code changes post-merger, not the account number in most cases.
3. Ignoring Bank Notifications:
   • Update your details if you receive bank/SMS/email instructions.
4. Relying on Outdated Websites:
   • Only use RBI, Bank of Baroda, or your official branch for codes.
5. Not Updating Auto-debits:
   • Mandates set using old IFSC may fail; always update them.

Table: Differences Between Old Vijaya Bank and New Bank of Baroda IFSC Codes

TLDR (Quick Recap)

• Vijaya Bank IFSC codes used the prefix “VIJB” but are now mostly replaced following the merger with Bank of Baroda.
• Always use the new Bank of Baroda IFSC code for seamless digital transactions in 2025.
• Find your branch’s updated IFSC using Bank of Baroda’s website, RBI’s IFSC directory, or your latest cheque book.
• Old account numbers generally remain the same; just change the IFSC code wherever applicable.
• Update your IFSC wherever stored—marketplaces, workplaces, utility portals—to avoid failed payments!

People Also Ask (FAQs)

1. What was the typical format of the Vijaya Bank IFSC code?
The format was “VIJB0XXXXXX”, where “VIJB” identified Vijaya Bank, “0” was reserved, and the last six marked the branch.

2. Is my old Vijaya Bank account number still valid in 2025?
Yes, account numbers mostly remain unchanged but always check with your current branch.

3. How can I update my IFSC for my old Vijaya Bank account?
Contact your local Bank of Baroda branch or visit their website and provide your branch details to get the new IFSC.

4. Can I use Vijaya Bank IFSC for UPI or apps in 2025?
Not recommended; always update to the Bank of Baroda IFSC for hassle-free transactions.

5. Where do I find the new IFSC code for my old Vijaya Bank branch?
Use Bank of Baroda’s branch locator online, call customer care, or visit your branch for accurate information.

6. Do I need new cheque books after the IFSC change?
Yes, for compliance, request new cheque books with the updated Bank of Baroda IFSC printed.

7. Are there any charges for updating IFSC or account details?
No, updating the IFSC with your employer, marketplaces, or banks is free of cost.

Stay up-to-date with your banking details to ensure smooth, secure transactions in 2025 and beyond!