State Bank of Patiala IFSC Code: A Complete Guide for 2025

For anyone transferring money, making payments, or checking account details in India, IFSC codes are essential. If you’re searching for the State Bank of Patiala IFSC code in 2025, this comprehensive article offers all you need: what IFSC codes are, why they matter, how to find current codes for your branch (even after bank mergers), and tips for seamless transactions in today’s banking ecosystem.

Let’s demystify IFSC codes for the State Bank of Patiala and ensure you conduct your banking with speed, safety, and confidence.

What is an IFSC Code and Why is it Important?

What does IFSC code mean?

The Indian Financial System Code (IFSC) is a unique 11-character code assigned to each bank branch by the Reserve Bank of India (RBI). IFSC codes help identify where a bank account is held, enabling quick and error-free electronic money transfers like NEFT, RTGS, and IMPS.

Why do I need the State Bank of Patiala IFSC code today?

Even in 2025, using the right IFSC code is critical to ensure your money reaches the correct State Bank of Patiala (SBP) account—though now, SBP branches function under the State Bank of India (SBI) after the merger. Sending money, paying bills, or shopping online often requires you to enter a bank branch’s IFSC code, making accuracy crucial.

The State Bank of Patiala and Its IFSC Codes: What’s Changed since the Merger?

Is State Bank of Patiala still operational in 2025?

No. The State Bank of Patiala merged with the State Bank of India (SBI) in April 2017. All SBP branches and customer accounts became part of SBI. Yet, millions of Indians still refer to old SBP branches or accounts, especially when receiving money or sharing their details. In these cases, knowing the right way to find and use the post-merger IFSC code is vital.

What happened to the IFSC codes of old SBP branches?

After the merger, original SBP IFSC codes (which often started with “STBP”) were restructured to match the SBI format, beginning with “SBIN.” However, for some digital platforms and existing customers, references to the legacy “State Bank of Patiala IFSC code” still appear.

For all practical purposes in 2025:
You must use the updated SBI IFSC code for your former SBP branch or account.

How to Find the Updated State Bank of Patiala IFSC Code

What if I only have my old SBP account number or branch details?

No problem. Here’s how you can quickly locate your active IFSC code now:

1. Use State Bank of India’s Official Website

• Visit the SBI branch locator
• Enter your city or branch name
• Check for your branch’s new IFSC code (now under SBI)

2. Check Recent Bank Documents

• Passbook
• Chequebook
• Account statement

All bank documents since 2017 should mention the updated IFSC code. Look for an 11-character code starting with “SBIN.”

3. Use Online IFSC Code Search Portals

Trusted portals like RBI.org.in, BankBazaar, IndiaLends, and others allow you to select “State Bank of India,” enter your branch/city, and view the revised IFSC.

4. Contact SBI Customer Care

Call SBI’s helpline (1800 1234/1800 2100) with your branch details. They’ll confirm your active IFSC.

State Bank of Patiala IFSC Code Format: Then and Now

Key Point:
If a marketplace, employer, or payment platform asks for your “State Bank of Patiala IFSC code” in 2025, double-check it as “SBIN…” rather than the old “STBP…” version.

Sample Table: State Bank of Patiala Popular Branches and Their New IFSC Codes

Numbers are indicative. Always confirm from official sources before making transactions.

Step-By-Step: Using Your State Bank of Patiala (Now SBI) IFSC Code in 2025

1. Know Your Branch

Identify the exact branch where your account is held.
If you’re not sure, check your passbook, net banking dashboard, or SMS/email alerts from the bank.

2. Find the Correct IFSC

Use SBI’s branch locator, your documents, or recognized IFSC search tools.

3. Use the IFSC in Transactions

When making payments or adding a beneficiary:

• On UPI apps, net banking, or payment platforms—select “State Bank of India,” then search for your branch name.
• Enter your account number and the new IFSC code in the beneficiary details.

4. Confirm Details Well

A mismatch in IFSC may delay or misdirect your funds.

5. For Online Marketplaces

If shopping at Amazon, Flipkart, or other online sellers and you need to provide account information for refunds, always provide the correct SBI IFSC for your old SBP account.

Common Problems and Solutions: State Bank of Patiala IFSC in 2025

What if my payment failed or was delayed?

• Check IFSC entry: Ensure you used the 11-digit SBIN… code
• Contact the bank: For failed IMPS/NEFT/RTGS, call SBI customer support with transaction details
• Re-verify beneficiary: When adding to UPI or wallets, check your bank options reflect “State Bank of India,” not the old “State Bank of Patiala”

Are old cheque leaves or documents still valid?

Old cheques printed with “STBP…” IFSC codes may be rejected. SBI now provides new cheque books with the updated code.

Real-Life Example: Updating IFSC with Online Marketplaces

Suppose you used your SBP account with Amazon or Flipkart for refunds before 2017. In 2025, any refund will be processed to the same account, but the platform may prompt you to update your IFSC code. Log in, go to your “Bank Accounts” page, and provide the revised SBI code (“SBIN…”).

How IFSC Code Changes Affect UPI and Mobile Banking

Unified Payments Interface (UPI) automatically updates the backend branch and IFSC code for migrated SBP customers. Ensure your app (Google Pay, PhonePe, Paytm, etc.) shows “State Bank of India” as your bank.

For new beneficiaries, add details carefully using the correct code.

Frequently Asked Questions About State Bank of Patiala IFSC Code

How long will old IFSC codes work?

Legacy “STBP…” codes typically don’t function for NEFT/RTGS/IMPS since the merger. Always use the revised “SBIN…” code.

What if I forgot my branch and IFSC code?

Check your net banking profile, email alerts, or SMS transactions. If unsure, contact SBI’s helpline.

Do overseas remittances require IFSC?

For inward remittance using SWIFT, you’ll use SBI’s SWIFT code, but the IFSC is still needed if the money is routed to your branch via NEFT internally.

Key Points for NRI and International Transactions

• NRE/NRO accounts formerly with SBP now use SBI’s SWIFT and IFSC codes.
• Always use the most current, SBI-provided details for fast international transfers.

Quick Recap: State Bank of Patiala IFSC Code in 2025

• State Bank of Patiala merged with SBI in 2017; only SBI IFSC codes are accepted now
• All old SBP accounts/branches use revised SBI format: SBIN00XXXXX
• Always verify your IFSC code through official channels before major transactions
• For refunds, salary credit, and new beneficiaries, provide the new SBI IFSC code
• For international transfers, use both IFSC and SWIFT as required

People Also Ask – FAQs

1. Is the State Bank of Patiala IFSC code still valid in 2025?

No. You must use the revised State Bank of India IFSC code for former SBP branches.

2. How can I find my branch’s new IFSC code?

Check SBI’s branch locator, official documents, IFSC search sites, or call SBI customer care.

3. Can I use my old State Bank of Patiala cheque book?

No, request a new SBI cheque book to avoid transaction errors.

4. What is the format of the new IFSC code for ex-SBP branches?

It’s 11 characters, starts with ‘SBIN’ (e.g., SBIN0050123).

5. Does UPI automatically update my IFSC?

UPI usually updates the backend, but review new or edited beneficiary details with the correct code.

TLDR/Quick Recap

• State Bank of Patiala IFSC codes have changed post-merger (now SBIN…)
• Always use the revised SBI code, not old STBP…
• Find the updated IFSC via SBI’s branch locator, documents, or helpdesk
• Double-check details to ensure safe, successful payments in 2025

If you have a former State Bank of Patiala account, always use the updated IFSC for smooth digital banking in 2025.